Simple, charming, and completely move-in ready! This well-maintained home offers the perfect blend of comfort, functionality, and major updates that give peace of mind. The main floor features two bedrooms, a cozy living room filled with natural light, a dining room, and your kitchen. Upstairs, you’ll find a spacious third bedroom ideal for a private primary bedroom, play room or home office. The unfinished basement provides abundant storage space and laundry. Step outside to enjoy the large yard, almost completely fenced in, perfect for pets, play, or relaxing evenings outdoors. With new siding, new windows, a new roof and a new AC, the big-ticket items are already taken care of. Fresh paint throughout keeps the interior feeling clean and inviting. Truly nothing left to do but bring your furniture and make it home. Whether you’re a first-time buyer, downsizing, or looking for a smart investment, this one is ready and waiting.
For sale
$119,000
516 Cutler St, Waterloo, IA 50703
3beds
1,053sqft
Est.:
Single Family Residence
Built in 1930
6,534 Square Feet Lot
$113,800 Zestimate®
$113/sqft
$-- HOA
What's special
Spacious third bedroomNew windowsFresh paint throughoutNew sidingNew roofDining room
- 41 days |
- 803 |
- 37 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: 13 hours ago
Listed by:
Laurie Lynch 319-310-8374,
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20260812
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Central Air
Appliances
- Included: Dryer, Free-Standing Range, Washer, Gas Water Heater
- Laundry: Lower Level
Features
- Basement: Block,Unfinished
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,053 sqft
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: None
Lot
- Size: 6,534 Square Feet
- Dimensions: 50x129
Details
- Parcel number: 891314429015
- Zoning: R-2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Shingle
Condition
- Year built: 1930
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: LITCHFIELD ADDITION
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $113/sqft
- Tax assessed value: $73,760
- Annual tax amount: $1,332
- Date on market: 3/1/2026
- Cumulative days on market: 42 days
- Road surface type: Mixed
Estimated market value
$113,800
$108,000 - $119,000
$982/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/1/2026 | Listed for sale | $119,000+28.6%$113/sqft |
Source: | ||
| 2/9/2026 | Listing removed | $1,100$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/5/2026 | Listed for rent | $1,100$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 9/18/2025 | Listing removed | $1,100$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/2/2025 | Listed for rent | $1,100$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 3/22/2023 | Sold | $92,500-5.6%$88/sqft |
Source: | ||
| 2/18/2023 | Pending sale | $98,000$93/sqft |
Source: | ||
| 2/15/2023 | Listed for sale | $98,000+1860%$93/sqft |
Source: | ||
| 1/11/2019 | Sold | $5,000-24.8%$5/sqft |
Source: Public Record Report a problem | ||
| 11/21/2018 | Pending sale | $6,650$6/sqft |
Source: Fusion, REALTORS #20185848 Report a problem | ||
| 11/3/2018 | Price change | $6,650-30%$6/sqft |
Source: Fusion, REALTORS #20185848 Report a problem | ||
| 10/5/2018 | Price change | $9,500-20.2%$9/sqft |
Source: Fusion, REALTORS #20184980 Report a problem | ||
| 9/14/2018 | Listed for sale | $11,900$11/sqft |
Source: Fusion, REALTORS #20184980 Report a problem | ||
| 6/19/2018 | Listing removed | $11,900$11/sqft |
Source: Fusion, REALTORS #20182974 Report a problem | ||
| 6/2/2018 | Listed for sale | $11,900$11/sqft |
Source: Fusion, REALTORS #20182974 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,332 +15.4% | $73,760 +20.1% |
| 2024 | $1,155 +112.1% | $61,420 +6.3% |
| 2023 | $545 -18.2% | $57,790 +133% |
| 2022 | $666 -4.9% | $24,800 -20.4% |
| 2021 | $700 +1.6% | $31,160 +0.8% |
| 2020 | $689 -0.9% | $30,920 |
| 2019 | $695 +40.4% | $30,920 |
| 2018 | $495 +0.2% | $30,920 |
| 2017 | $494 -2% | $30,920 |
| 2016 | $504 | $30,920 |
| 2015 | $504 -7.7% | $30,920 -6.8% |
| 2014 | $546 -22% | $33,170 |
| 2012 | $700 +3% | $33,170 |
| 2011 | $680 +3.3% | $33,170 +1.1% |
| 2010 | $658 +2.8% | $32,810 |
| 2009 | $640 +2.2% | $32,810 |
| 2008 | $627 +1.7% | $32,810 +7% |
| 2007 | $616 -0.5% | $30,670 |
| 2006 | $619 -22.8% | $30,670 |
| 2005 | $802 +5.8% | $30,670 -9.3% |
| 2003 | $758 +1.7% | $33,800 |
| 2002 | $746 +10.7% | $33,800 +18% |
| 2001 | $673 | $28,640 |
Find assessor info on the county website
Monthly payment
Est. payment
$752/mo
Principal & interest
$614
Property taxes
$138
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Climate risks
Neighborhood: 50703
Nearby schools
GreatSchools rating
- 3/10Lincoln Elementary SchoolGrades: PK-5Distance: 1.2 mi
- 2/10George Washington Carver AcademyGrades: 6-8Distance: 0.2 mi
- 2/10East High SchoolGrades: 9-12Distance: 1.3 mi
Schools provided by the listing agent
- Elementary: Lincoln Elementary Waterloo
- Middle: George Washington Carver Academy
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 50703
- Iowa
- Black Hawk County
- Waterloo
- 50703
- 516 Cutler St





