Charming home with investment potential in downtown Carthage! This 3-bedroom, 2-bath home offers 1,415 sq ft of living space on a 0.33-acre lot. A few prominent features include hardwood floors, vinyl siding, covered front porch, a concrete driveway, utility room and a fenced backyard. The upstairs bonus space provides added flexibility for an office, guest area, or storage. Conveniently located in the heart of Carthage —just 10 minutes from I-40 and 45 minutes to BNA. Convenient to Cordell Hull, Cumberland River & Center Hill Lake. Shed does not convey.
For sale
Price cut: $6.1K (3/18)
$199,900
515 Water St, Carthage, TN 37030
3beds
1,415sqft
Est.:
Single Family Residence
Built in 1930
0.33 Acres Lot
$-- Zestimate®
$141/sqft
$-- HOA
What's special
- 14 days |
- 1,229 |
- 76 |
Zillow last checked: 7 hours ago
Listing updated: March 18, 2026 at 09:16am
Listed by:
Robin Underwood,
Underwood Hometown Realty, LLC 615-683-3300
Source: UCMLS,MLS#: 242693
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Natural Gas, Central
Cooling
- Central Air
Appliances
- Included: Electric Oven, Refrigerator, Electric Range, Electric Water Heater
- Laundry: Main Level
Features
- Ceiling Fan(s)
- Basement: Crawl Space
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 1,415
- Total interior livable area: 1,415 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Open
- Covered spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Two
- Patio & porch: Porch, Covered
- Has view: Yes
- View description: No Water Frontage View Description
- Water view: No Water Frontage View Description
- Waterfront features: No Water Frontage View Description
Lot
- Size: 0.33 Acres
- Dimensions: 116 x 141
Details
- Parcel number: 012.00
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Frame
- Roof: Composition,Shingle
Condition
- Year built: 1930
Utilities & green energy
- Gas: Natural Gas
- Sewer: Public Sewer
- Water: Utility District
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
- Amenities included: None
Location
- Region: Carthage
Financial & listing details
- Price per square foot: $141/sqft
- Tax assessed value: $109,100
- Annual tax amount: $695
- Date on market: 3/10/2026
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Price change | $199,900-3%$141/sqft |
Source:  RealTracs MLS as distributed by MLS GRID #3146756 Report a problem | ||
| 3/10/2026 | Listed for sale | $206,000$146/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3146756 Report a problem | ||
| 3/10/2026 | Listing removed | $206,000$146/sqft |
Source:  UCMLS #241022 Report a problem | ||
| 3/6/2026 | Listed for sale | $206,000$146/sqft |
Source: UCMLS #241022 Report a problem | ||
| 2/26/2026 | Pending sale | $206,000$146/sqft |
Source: UCMLS #241022 Report a problem | ||
| 2/26/2026 | Contingent | $206,000$146/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060160 Report a problem | ||
| 1/4/2026 | Price change | $206,000-2.4%$146/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060160 Report a problem | ||
| 12/10/2025 | Listed for sale | $211,000+859.1%$149/sqft |
Source: RealTracs MLS as distributed by MLS GRID #3060160 Report a problem | ||
| 1/25/2012 | Sold | $22,000-58.4%$16/sqft |
Source: Public Record Report a problem | ||
| 11/2/2011 | Price change | $52,900-2%$37/sqft |
Source: J. T. Shrum Auction & Realty #1307468 Report a problem | ||
| 9/23/2011 | Listed for sale | $54,000+37.9%$38/sqft |
Source: J. T. Shrum Auction & Realty #1307468 Report a problem | ||
| 7/22/2011 | Sold | $39,150-38.8%$28/sqft |
Source: Public Record Report a problem | ||
| 9/28/2007 | Sold | $64,000+6.7%$45/sqft |
Source: Public Record Report a problem | ||
| 5/8/2006 | Sold | $60,000-1.6%$42/sqft |
Source: Public Record Report a problem | ||
| 4/27/2001 | Sold | $61,000+25.8%$43/sqft |
Source: Public Record Report a problem | ||
| 7/15/1999 | Sold | $48,500$34/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $695 | $27,275 |
| 2024 | $695 +47.1% | $27,275 |
| 2023 | $473 -32% | $27,275 |
| 2022 | $695 +6.7% | $27,275 +61.4% |
| 2021 | $652 | $16,900 |
| 2020 | $652 +14.6% | $16,900 +14.6% |
| 2019 | $569 +18.1% | $14,750 |
| 2018 | $482 -0.1% | $14,750 |
| 2017 | $482 +54.5% | $14,750 +9.7% |
| 2016 | $312 -33.2% | $13,450 |
| 2015 | $467 | $13,450 |
| 2014 | $467 +2.7% | $13,450 |
| 2013 | $455 | $13,450 -1.8% |
| 2011 | -- | $13,700 -5% |
| 2010 | $482 +18.7% | $14,425 +18.7% |
| 2009 | $406 | $12,150 |
| 2008 | $406 | $12,150 |
| 2007 | $406 +4.4% | $12,150 |
| 2006 | $389 -8.6% | $12,150 |
| 2005 | $425 +47.8% | $12,150 +32.6% |
| 2004 | $288 -7.6% | $9,164 -7.6% |
| 2002 | $312 | $9,921 +10.9% |
| 2001 | -- | $8,943 -75% |
| 2000 | -- | $35,773 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,050/mo
Principal & interest
$972
Property taxes
$78
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Climate risks
Neighborhood: 37030
Nearby schools
GreatSchools rating
- 3/10Carthage Elementary SchoolGrades: PK-4Distance: 0.8 mi
- 4/10Smith County Middle SchoolGrades: 5-8Distance: 2 mi
- 5/10Smith County High SchoolGrades: 9-12Distance: 0.3 mi
Local experts in 37030
- Tennessee
- Smith County
- Carthage
- 37030
- 515 Water St
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