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Active
  • $285,000

    515 Upper Spencer Mountain Rd, Stanley, NC 28164

    2beds
    1,461sqft
    : 
    Single Family Residence
    Built in 1960
    1 Acres Lot
    $-- Zestimate®
    $195/sqft
    $-- HOA

    What's special

    Great location for this brick and vinyl RANCH home that is less than 4 miles to Stanley shopping and restaurants! The floor plan has Living and Dining areas, an open Kitchen with white appliances, a Laundry Room, and a oversized Den. There are 2 Bedrooms and 2 Full Bathrooms, and another room that can be a Bedroom/Office space. Enjoy mature trees and lot of space on an acre lot. The septic permit is for two bedrooms. Home qualifies for USDA and FHA financing per lender. Possible assumable loan.
    333 days
    |
    318
    |
    6
    |

    Zillow last checked: 7 hours ago

    Listing updated: November 12, 2025 at 10:32am

    Listing Provided by:

    Debbie Monroe 704-892-9673,

    Lake Norman Realty, Inc.

    Source: Canopy MLS as distributed by MLS GRID,MLS#: 4251683MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bedrooms: 2
      Primary bedroom
      • Level: Main
      Bedroom s
      • Level: Main
      Bedroom s
      • Level: Main
      Bathroom full
      • Level: Main
      Bathroom full
      • Level: Main
      Den
      • Level: Main
      Dining area
      • Level: Main
      Kitchen
      • Level: Main
      Laundry
      • Level: Main
      Living room
      • Level: Main
      Heating
      • Electric, Heat Pump
      Cooling
      • Central Air, Heat Pump
      Appliances
      • Included: Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater
      • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
      Features
      • Walk-In Closet(s)
      • Flooring: Carpet, Wood
      • Has basement: No
      Interior area
      • Total structure area: 1,461
      • Total interior livable area: 1,461 sqft
      • Finished area above ground: 1,461
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 3
      • Parking features: Driveway
      • Uncovered spaces: 3
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Patio
      Lot
      • Size: 1 Acres
      Details
      • Parcel number: 167854
      • Zoning: R-1
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Brick Full, Vinyl
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1960

      Utilities & green energy

      • Sewer: Septic Installed
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None
      Location
      • Region: Stanley

      Financial & listing details

      • Price per square foot: $195/sqft
      • Tax assessed value: $171,360
      • Annual tax amount: $1,224
      • Date on market: 4/29/2025
      • Cumulative days on market: 322 days
      • Listing terms: Cash,Conventional
      • Exclusions: None
      • Road surface type: Gravel, Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,616/mo

        Price history

        Price history
        DateEventPrice
        11/12/2025Listed for sale$285,000$195/sqft
        Source: Canopy MLS as distributed by MLS GRID #4251683 Report a problem
        11/1/2025Listing removed$285,000$195/sqft
        Source: Canopy MLS as distributed by MLS GRID #4251683 Report a problem
        4/30/2025Listed for sale$285,000+64.4%$195/sqft
        Source: Canopy MLS as distributed by MLS GRID #4251683 Report a problem
        6/16/2021Sold$173,400+4.5%$119/sqft
        Source: Canopy MLS as distributed by MLS GRID #3664323 Report a problem
        3/17/2021Contingent$165,900$114/sqft
        Source: Canopy MLS as distributed by MLS GRID #3664323 Report a problem
        10/28/2020Price change$165,900-2.4%$114/sqft
        Source: Rockin Realty Inc #3664323 Report a problem
        9/19/2020Listed for sale$169,900+85.7%$116/sqft
        Source: Rockin Realty Inc #3664323 Report a problem
        2/10/2020Sold$91,500-12.8%$63/sqft
        Source: Public Record Report a problem
        3/11/2008Listing removed$104,900$72/sqft
        Source: Coldwell Banker** #717729 Report a problem
        2/26/2008Listed for sale$104,900$72/sqft
        Source: RealBird #717729 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$1,224 $171,360
        2024$1,224 +2.7%$171,360
        2023$1,191 +28.5%$171,360 +70.1%
        2022$927 -1.4%$100,760
        2021$940 +12.4%$100,760
        2020$836 -11%$100,760
        2019$940 +7.7%$100,760 +9.7%
        2018$873 -1.8%$91,878 -1.8%
        2017$889 $93,605
        2016$889 $93,605 -3.2%
        2014$889 $96,677
        2012-- $96,677
        2011-- $96,677
        2010-- $96,677 +15.5%
        2009-- $83,677
        2008-- $83,677 -1.2%
        2007-- $84,720
        2006-- $84,720
        2005-- $84,720
        2004-- $84,720
        2003-- $84,720

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,631/mo
        Principal & interest
        $1429
        Property taxes
        $202
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          Neighborhood: 28164

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          Somewhat Bikeable

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