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For sale
  • Price cut: $30K (3/27)
    $549,000

    515 E Palmer Mill Rd, Monticello, FL 32344

    3beds
    2,187sqft
    : 
    Single Family Residence
    Built in 1904
    3.54 Acres Lot
    $-- Zestimate®
    $251/sqft
    $-- HOA

    What's special

    Additional outbuildingsMaster suiteKoi pondBeautiful landscapingDouble vanityGorgeous flowersCommercial grade greenhouse
    Remarkable, peaceful in-town oasis on 3.54 acres! An incredible find in the heart of downtown Monticello, FL. Not only is this home located on a private 3.54 acre spread, surrounded by a perimeter of natural foliage, but the home itself has been beautifully updated, blending the charm of old and the convenience of new. The 3 bedroom/3 bathroom, 2,000+ sq ft home has a kitchen flooded with natural light overlooking beautiful back yard views. The Master Suite is incredibly spacious, with it's own sitting area and/or office space. The Master Bath has a double vanity and tiled walked in shower. The Master also has it's own private, exterior door access. Outdoors, there is a pool house with a lap pool, a commercial grade greenhouse, (2) additional outbuildings (1 with electric/water), a koi pond and beautiful landscaping throughout, with a multitude of gorgeous flowers, planted by a professional gardener/florist, that bloom throughout the year. Hummingbirds are plentiful daily (except during winter) if you keep the feeders full of nectar! Roof (2022) | A/C (upgraded, 2021). A must see for sure! **Note: One bedroom (10x10) is not pictured, because it was being used for storage at the time photos were taken. Also: chicken coup (and chickens!) are excluded from the sale, and will be relocated on/before closing.`
    162 days
    |
    1,387
    |
    75
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 27, 2026 at 03:14pm

    Listed by:

    Brenna Kelly Ward 850-510-9687,

    Kelly & Kelly Properties, Inc

    Source: TBR,MLS#: 392310MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Other, Sunroom, Utility Room
      Primary bedroom
      • Dimensions: 21x13
      Bedroom 2
      • Dimensions: 22x9
      Bedroom 3
      • Dimensions: 10x10
      Dining room
      • Dimensions: 14x13
      Family room
      • Dimensions: -
      Kitchen
      • Dimensions: 15x11
      Living room
      • Dimensions: 16x13
      Other
      • Dimensions: 16x13
      Heating
      • Central, Electric, Wood
      Cooling
      • Central Air, Ceiling Fan(s), Electric
      Appliances
      • Included: Dryer, Dishwasher, Ice Maker, Microwave, Refrigerator, Washer
      Features
      • Tray Ceiling(s), High Ceilings, Stall Shower, Vaulted Ceiling(s), Window Treatments, Split Bedrooms, Sun Room, Walk-In Closet(s)
      • Flooring: Plank, Tile, Vinyl
      • Has fireplace: Yes
      Interior area
      • Total structure area: 2,187
      • Total interior livable area: 2,187 sqft

      Property

      Parking
      • Parking features: Parking Space(s), Gated
      Features
      • Stories: 1
      • Patio & porch: Covered, Porch
      • Exterior features: Fully Fenced
      • Has private pool: Yes
      • Pool features: In Ground, Pool Equipment
      • Fencing: Fenced
      • Has view: Yes
      • View description: Park/Greenbelt
      Lot
      • Size: 3.54 Acres
      • Dimensions: 279 x 575 x 279 x 567
      Details
      • Parcel number: 12065302N5E000015720000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: One Story,Traditional
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1904

      Utilities & green energy

      • Sewer: Public Sewer

      Community & HOA

      Community
      • Security: Security System Leased
      • Subdivision: ACEDEMY HEIGHTS ADD
      HOA
      • Services included: None
      Location
      • Region: Monticello

      Financial & listing details

      • Price per square foot: $251/sqft
      • Tax assessed value: $225,941
      • Annual tax amount: $3,101
      • Date on market: 10/18/2025
      • Cumulative days on market: 162 days
      • Listing terms: Conventional,FHA,VA Loan
      • Road surface type: Paved
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/27/2026Price change$549,000-5.2%$251/sqft
        Source: TBR #392310 Report a problem
        1/18/2026Price change$579,000-1%$265/sqft
        Source: TBR #392310 Report a problem
        10/18/2025Listed for sale$585,000+12.5%$267/sqft
        Source: TBR #392310 Report a problem
        9/16/2024Sold$520,000-1%$238/sqft
        Source: TBR #374312 Report a problem
        8/22/2024Contingent$525,000$240/sqft
        Source: TBR #374312 Report a problem
        7/2/2024Listed for sale$525,000+297.7%$240/sqft
        Source: TBR #374312 Report a problem
        8/8/2003Sold$132,000$60/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$3,101 +5%$175,882 +3%
        2023$2,953 +4.3%$170,825 +2.5%
        2022$2,830 +1.3%$166,601 +3%
        2021$2,793 +0.3%$161,791 +1.4%
        2020$2,786 $159,583 +0.1%
        2019$2,786 -3.2%$159,492 -1.7%
        2018$2,876 $162,216 +2%
        2017$2,876 $158,980 +2%
        2016-- $155,846 +0.6%
        2015-- $154,924 +0.8%
        2014-- $153,722 +1.5%
        2013-- $151,501 +1.7%
        2012-- $149,026 +5.4%
        2011-- $141,330 +1.5%
        2010-- $139,241 +2.7%
        2009-- $135,580 +0.1%
        2008-- $135,445 +3%
        2007-- $131,500 +2.5%
        2006-- $128,293 +3%
        2005-- $124,556 +3%
        2004-- $120,928 +73%
        2003-- $69,889 +5.2%
        2002-- $66,403 +44.2%
        2001-- $46,060

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,453/mo
        Principal & interest
        $2803
        Property taxes
        $650
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          Climate risks

          Neighborhood: 32344

          Getting around

          50 / 100
          Somewhat Walkable
          69 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Jefferson County K-12 School
          • Middle: Jefferson County K-12 School
          • High: Jefferson County K-12 School

          Source: TBR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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