Beautifully well maintained home in the highly desirable Hammock Bay community. This home has been upgraded with new flooring, new paint, and more! The pond behind the house makes for a perfect spot to fish from the comfort of your own home. Enjoy one of a kind amenities in the Hammock Bay community including: biking/walking trails, fitness center, clubhouse, three swimming pools, playgrounds, pickleball courts, tennis courts, basketball courts, a sports complex, dog park, a General Store, food trucks, Props Brewery, a green space with a jumbo screen that plays movies in the summer and sports games during each season. There are two clubhouses, one on the lake near the fitness center and one on the bay. There are also annual events and festivals in the Hammock Bay Community as well as clubs and groups that meet monthly. Don't miss out on an opportunity to own your own piece of it all, here in one of the greatest subdivisions that Northwest Florida has to offer! All dimensions and dues are to be verified by the buyer.
For sale
Price cut: $14.9K (2/26)
$475,000
497 Symphony Way, Freeport, FL 32439
3beds
2,192sqft
Est.:
Single Family Residence
Built in 2009
10,018.8 Square Feet Lot
$463,500 Zestimate®
$217/sqft
$-- HOA
What's special
New paintNew flooringPond behind the house
- 154 days |
- 542 |
- 20 |
Zillow last checked: 7 hours ago
Listing updated: April 07, 2026 at 01:50pm
Listed by:
Matthew J Gainer 850-866-8787,
Horsley Real Estate Group
Source: CPAR,MLS#: 781412
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Level: First
- Dimensions: 15 x 15
Bedroom
- Level: First
- Dimensions: 14 x 13
Bedroom
- Level: First
- Dimensions: 13 x 12
Heating
- Central, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Gas Cooktop, Gas Water Heater
Features
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total structure area: 2,192
- Total interior livable area: 2,192 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Patio & porch: Covered, Patio
- Pool features: Community
- On waterfront: Yes
- Waterfront features: Other
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 70 x 136 x 70 x 148
- Features: Paved
Details
- Parcel number: 161S19230200001170
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence
Materials
- Brick
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Utilities for property: High Speed Internet Available
Community & HOA
Community
- Features: Basketball Court, Fitness Center, Playground, Park, Pool, Tennis Court(s), Community Pool, Short Term Rental Allowed
- Subdivision: Hammock Bay
HOA
- Has HOA: Yes
Location
- Region: Freeport
Financial & listing details
- Price per square foot: $217/sqft
- Tax assessed value: $352,498
- Annual tax amount: $3,496
- Date on market: 11/8/2025
- Cumulative days on market: 153 days
Foreclosure details
Estimated market value
$463,500
$440,000 - $487,000
$2,543/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/26/2026 | Price change | $475,000-3%$217/sqft |
Source:  CPAR #781412 Report a problem | ||
| 11/8/2025 | Listed for sale | $489,900+96%$223/sqft |
Source: CPAR #781412 Report a problem | ||
| 5/9/2018 | Sold | $250,000+16.3%$114/sqft |
Source: Public Record Report a problem | ||
| 8/12/2009 | Sold | $214,900$98/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,496 +4.1% | $243,416 +3% |
| 2023 | $3,359 +4.2% | $236,326 +3% |
| 2022 | $3,224 +0.2% | $229,443 +3% |
| 2021 | $3,218 +0.2% | $222,760 +1.4% |
| 2020 | $3,212 +2.4% | $219,684 +2.3% |
| 2019 | $3,136 | $214,745 +1.7% |
| 2018 | $3,136 -13.9% | $211,083 +1.9% |
| 2017 | $3,640 -0.8% | $207,213 +6% |
| 2016 | $3,671 +8.6% | $195,460 +4.2% |
| 2015 | $3,381 -2.6% | $187,643 +8.7% |
| 2014 | $3,471 | $172,679 +0.3% |
| 2013 | -- | $172,151 -1.9% |
| 2012 | -- | $175,511 -1.5% |
| 2011 | -- | $178,151 -8.1% |
| 2010 | -- | $193,767 +246% |
| 2009 | -- | $56,000 -20% |
| 2008 | -- | $70,000 -36.4% |
| 2007 | -- | $110,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,671/mo
Principal & interest
$2303
Property taxes
$368
More affordability tools
Climate risks
Neighborhood: 32439
Nearby schools
GreatSchools rating
- 7/10Freeport Middle SchoolGrades: 5-8Distance: 1.5 mi
- 8/10Freeport Senior High SchoolGrades: 9-12Distance: 5.4 mi
- 6/10Freeport Elementary SchoolGrades: PK-4Distance: 2.1 mi
Local experts in 32439
- Florida
- Walton County
- Freeport
- 32439
- 497 Symphony Way
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