Spacious 3 bed, 2 bath home designed for comfortable family living with flexible spaces throughout. The eat-in kitchen flows into a supersized living room with additional dining space perfect for everyday life and hosting gatherings. A main-floor bedroom currently used as an office sits next to a convenient ¾ bath, ideal for guests or multi-generational living. Upstairs offers two bedrooms and a full bath. Major updates add peace of mind: triple-pane windows (2024), new siding (2023), new roof (2023), new sewer line (2024), and new decking (2022). A standout feature is the climate-controlled bonus space attached to the garage with its own entrance—ideal for a hobby area, home gym, workshop, or teen hangout. Located in Garner, a welcoming community with parks, an aquatic center, recreation facilities, and access to major area employers. A wonderful place to put down roots and call HOME.
For sale
$168,000
495 W 5th St, Garner, IA 50438
3beds
2baths
1,677sqft
Est.:
Single Family Residence
Built in 1890
8,712 Square Feet Lot
$164,300 Zestimate®
$100/sqft
$-- HOA
What's special
Flexible spaces throughoutMain-floor bedroomAdditional dining spaceEat-in kitchen
- 41 days |
- 860 |
- 39 |
Zillow last checked: 7 hours ago
Listing updated: March 30, 2026 at 07:50am
Listed by:
JANE FISCHER 641-425-4900,
Jane Fischer & Associates Llc
Source: Greater Mason BOR,MLS#: 260098
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Main level bathrooms: 3
- Main level bedrooms: 1
Bedroom 1
- Description: 3/4 bath
- Level: Main
- Area: 144
- Dimensions: 12 x 12
Bedroom 2
- Level: Upper
- Area: 140
- Dimensions: 14 x 10
Bedroom 3
- Level: Upper
- Area: 140
- Dimensions: 14 x 10
Primary bathroom
- Features: Master Bath, Master Bath Shower
Bathroom 1
- Features: Separate Shower, Shower, Tub
Dining room
- Description: Extra dining area w/ LVRM
- Features: Eat-in Kitchen, Formal Dining, KIT/DR Combo, LR/DR Combo
- Level: Main
Kitchen
- Description: Large eat-in kitchen
- Level: Main
- Area: 252
- Dimensions: 18 x 14
Living room
- Level: Main
- Area: 560
- Dimensions: 28 x 20
Heating
- Forced Air, Natural Gas, Other
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Pantry, Refrigerator
Features
- Built-in Features, Natural Wood, Open Staircase
- Flooring: Vinyl, Carpet
- Windows: Casement, Double Hung, Thermal, Triple Pane Windows, Wood Sash
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 2,901
- Total interior livable area: 1,677 sqft
Property
Parking
- Total spaces: 3
- Parking features: Attached, Garage Door Opener, Heated Garage, Oversized, Workshop in Garage, Concrete
- Attached garage spaces: 3
Features
- Levels: One and One Half,Two
- Patio & porch: Deck
- Exterior features: Sidewalks
Lot
- Size: 8,712 Square Feet
- Dimensions: 132 x 66
- Features: Corner Lot
Details
- Parcel number: 0012106040060
- Zoning description: RG/GENERAL RES
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Vinyl Siding, Attic Insulation, Basement Insulation, Sidewall Insulation
- Foundation: Block, Stone
- Roof: Asphalt
Condition
- Year built: 1890
Utilities & green energy
- Sewer: CITY
- Water: Public
Community & HOA
Community
- Subdivision: IA
Location
- Region: Garner
Financial & listing details
- Price per square foot: $100/sqft
- Tax assessed value: $147,850
- Annual tax amount: $1,800
- Date on market: 2/21/2026
Estimated market value
$164,300
$156,000 - $173,000
$1,590/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/21/2026 | Listed for sale | $168,000-1.1%$100/sqft |
Source:  Greater Mason BOR #260098 Report a problem | ||
| 11/19/2025 | Listing removed | $169,900$101/sqft |
Source:  NoCoast MLS as distributed by MLS GRID #6330610 Report a problem | ||
| 10/6/2025 | Price change | $169,900-2.9%$101/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6330610 Report a problem | ||
| 8/26/2025 | Price change | $175,000-5.1%$104/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6330610 Report a problem | ||
| 8/8/2025 | Listed for sale | $184,500+147.7%$110/sqft |
Source: NoCoast MLS as distributed by MLS GRID #6330610 Report a problem | ||
| 12/27/2018 | Sold | $74,500$44/sqft |
Source: Public Record Report a problem | ||
| 8/16/2012 | Sold | $74,500-1.3%$44/sqft |
Source: NoCoast MLS as distributed by MLS GRID #5437611 Report a problem | ||
| 5/3/2012 | Listed for sale | $75,510$45/sqft |
Source: Schoneman Realtors #15726 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,800 +34.3% | $131,900 |
| 2024 | $1,340 +6.5% | $131,900 +21.9% |
| 2023 | $1,258 +12.9% | $108,200 +28.5% |
| 2022 | $1,114 -2.6% | $84,200 +13.9% |
| 2021 | $1,144 +2.1% | $73,910 +3.8% |
| 2020 | $1,120 -12.5% | $71,200 |
| 2019 | $1,280 +8.3% | $71,200 -8.6% |
| 2018 | $1,182 | $77,860 -1.8% |
| 2017 | $1,182 +0.7% | $79,260 |
| 2016 | $1,174 +4.3% | $79,260 +2.1% |
| 2015 | $1,126 | $77,610 |
| 2014 | $1,126 +7.6% | $77,610 |
| 2013 | $1,046 +3.8% | -- |
| 2012 | $1,008 +8.2% | -- |
| 2011 | $932 -3.3% | -- |
| 2010 | $964 +6.2% | -- |
| 2009 | $908 -4.2% | -- |
| 2008 | $948 -8.1% | -- |
| 2007 | $1,032 +56.8% | -- |
| 2005 | $658 | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,050/mo
Principal & interest
$883
Property taxes
$167
More affordability tools
Climate risks
Neighborhood: 50438
Nearby schools
GreatSchools rating
- 9/10Garner Elementary SchoolGrades: PK-4Distance: 0.4 mi
- 6/10Garner-Hayfield-Ventura Junior HighGrades: 5-8Distance: 0.4 mi
- 6/10Garner-Hayfield High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- District: Garner/Hayfield
Source: Greater Mason BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 50438
- Iowa
- Hancock County
- Garner
- 50438
- 495 W 5th St
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