480 Friar Tuck Cir, Covington, GA 30014

FHA Come enjoy a rare opportunity to experience lake living for under $450,000 with possible FHA financing at under 6% and 3.5% down. Magnificent sunsets await you and your family each evening. Owner has decades of building expertise to put into this home and has completely renovated inside and out, offering more than you would expect at this price point. Set on a .28-acre deeded lot, the property provides both comfort and peace of mind, resting on a gently sloped site outside of the FEMA flood zone with convenient paved access all the way to your door. Designed for easy, single-level living, the home features a spacious main-floor primary bedroom along with a second bedroom and one and a half beautifully updated baths. The interior showcases thoughtful upgrades throughout, including custom-finished 5/9-inch hardwood flooring, fresh interior and exterior paint completed in 2025, and a stunning kitchen equipped with granite countertops, a double oven, solid surface cooktop, microwave, dishwasher, large refrigerator, and a generous pantry. The great room offers an inviting office space and captures sweeping lake views that extend across all common areas, creating a seamless connection between indoor living and the natural beauty outside. The primary suite includes a walk-in closet with a built-in organization system, while both bedrooms feature custom closet upgrades, and one boasts a coffered ceiling with distinctive bordered wood flooring. Bathrooms have been fully renovated, highlighted by a Jersey walk-in glass shower with updated fixtures in the main bath. The laundry room includes top-of-the-line, front-load washer and dryer units, adding everyday convenience. Outdoor living is equally impressive, with approximately 300 square feet of enclosed patio space that offers stunning lake views year-round, room for outdoor covered cookig/grilling as well as a finished 300-square-foot basement complete with heating, air, and a utility wash area. The landscaped yard is regularly maintained, allowing for low-maintenance living, and access to the water is effortless with both a walk ramp and stairs leading to a stationary covered dock built in 2022. The dock is equipped with a boat lift and solar panel, making it ideal for enjoying everything lake life has to offer. Additional upgrades include a mostly new metal roof, with the remaining portion less than five years old, a new HVAC system and water heater installed in 2022, and a fully encapsulated crawl space with a built-in dehumidifier. Modern conveniences such as keypad entry enhance both comfort and security, while the home's efficient systems help keep utility costs affordable. This is a rare opportunity to own a thoughtfully upgraded, move-in-ready lake home that blends quality craftsmanship with relaxed waterfront living. Call today to schedule your private showing or to learn more about other available properties on Jackson Lake, where our focus and expertise are dedicated entirely to helping you find the perfect place on the water.