Rare Stone Cottages with 57' of Portage Lake Frontage! An exceptional opportunity on scenic M-22 — three charming units all recently renovated from the studs are currently operating as a mix of full-term and short-term rentals. The main home features an upper and lower unit that could easily be combined to create a spacious six-bedroom, three-and-a-half-bath residence. The smaller two-bedroom, one-bath cottage offers additional guest accommodations or rental income potential. Enjoy beautiful views and an unbeatable location close to Lake Michigan, Arcadia Bluffs, and all that northern Michigan has to offer. Lots of potential — bring your ideas and make an offer! The Sale includes both parcels 41-450-026-00 and 41-300-034-00
For sale
Price cut: $50K (3/3)
$1,149,000
4642 Main St, Onekama, MI 49675
6beds
3,600sqft
Est.:
Single Family Residence, Duplex
Built in 1940
-- sqft lot
$-- Zestimate®
$319/sqft
$-- HOA
What's special
Smaller two-bedroom one-bath cottageRare stone cottagesSpacious six-bedroom three-and-a-half-bath residenceThree charming unitsBeautiful views
- 131 days |
- 884 |
- 20 |
Zillow last checked: 7 hours ago
Listing updated: February 14, 2026 at 10:11pm
Listed by:
Corinn Fink,
Five Star Real Estate- Onekama 616-791-1500
Source: NGLRMLS,MLS#: 1940733
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 6
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 4
Primary bedroom
- Level: Main
- Area: 143
- Dimensions: 13 x 11
Bedroom 2
- Level: Main
- Area: 89.28
- Dimensions: 9.6 x 9.3
Bedroom 3
- Level: Main
- Area: 87.36
- Dimensions: 9.6 x 9.1
Bedroom 4
- Level: Main
- Area: 126.35
- Dimensions: 9.5 x 13.3
Primary bathroom
- Features: Private
Dining room
- Level: Main
- Area: 396
- Dimensions: 18 x 22
Kitchen
- Level: Main
- Area: 240
- Dimensions: 20 x 12
Living room
- Level: Main
- Area: 262.19
- Dimensions: 15.7 x 16.7
Heating
- Forced Air, Baseboard, Space Heater, Natural Gas
Cooling
- Window Unit(s), Electric
Appliances
- Included: Refrigerator, Oven/Range, Disposal, Dishwasher, Microwave, Washer, Dryer, Freezer, Exhaust Fan
- Laundry: Main Level
Features
- Breakfast Nook, WiFi, In-Law Floorplan
- Flooring: Laminate
- Basement: Walk-Out Access,Daylight,Exterior Entry,Finished,Interior Entry
- Has fireplace: No
- Fireplace features: None
Interior area
- Total structure area: 3,600
- Total interior livable area: 3,600 sqft
- Finished area above ground: 3,600
- Finished area below ground: 0
Property
Parking
- Parking features: None, Dirt, Alley Access, Shared Driveway
Accessibility
- Accessibility features: Other
Features
- Levels: Bi-Level
- Patio & porch: Deck
- Exterior features: Sidewalk, Dock
- Has view: Yes
- View description: Water
- Water view: Water
- Waterfront features: Inland Lake, All Sports, Great Lake
- Body of water: Portage Lake
- Frontage type: Priv Frontage (Across Rd)
- Frontage length: 57
Lot
- Size: 9,147.6 Square Feet
- Dimensions: 100 x 95 & 50 x 75
- Features: Corner Lot, Level
Details
- Additional structures: Shed(s)
- Parcel number: 4145002600/30003400
- Zoning description: Residential,Commercial
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence, Duplex
- Attached to another structure: Yes
Materials
- Frame, Stone
- Foundation: Poured Concrete, Stone
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1940
- Major remodel year: 2024
Utilities & green energy
- Sewer: Public Sewer
- Water: Private
Community & HOA
Community
- Features: None
- Subdivision: .
HOA
- Services included: None
Location
- Region: Onekama
Financial & listing details
- Price per square foot: $319/sqft
- Tax assessed value: $326,200
- Annual tax amount: $12,000
- Price range: $1.1M - $1.1M
- Date on market: 11/24/2025
- Cumulative days on market: 143 days
- Listing agreement: Exclusive Right Sell
- Listing terms: Conventional,Cash
- Ownership type: Private Owner
- Road surface type: Asphalt
Estimated market value
Not available
Estimated sales range
Not available
$1,252/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/3/2026 | Price change | $1,099,000-4.4%$305/sqft |
Source:  MichRIC #25057997 Report a problem | ||
| 2/10/2026 | Price change | $1,149,000-4.3%$319/sqft |
Source: MichRIC #25057997 Report a problem | ||
| 11/12/2025 | Listed for sale | $1,200,000-4%$333/sqft |
Source: MichRIC #25057989 Report a problem | ||
| 7/20/2025 | Listing removed | $1,250,000$347/sqft |
Source: MichRIC #25004429 Report a problem | ||
| 2/26/2025 | Price change | $1,250,000-7.4%$347/sqft |
Source: MichRIC #25004429 Report a problem | ||
| 2/6/2025 | Listed for sale | $1,350,000$375/sqft |
Source: MichRIC #25004429 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $163,100 -6% |
| 2024 | $1,602 | $173,500 +15.3% |
| 2023 | -- | $150,500 +60.1% |
| 2022 | -- | $94,000 +10.1% |
| 2021 | -- | $85,400 +5% |
| 2020 | -- | $81,300 +6.1% |
| 2019 | -- | $76,600 +10.7% |
| 2018 | -- | $69,200 -0.4% |
| 2017 | -- | $69,500 +6.9% |
| 2016 | -- | $65,000 -1.1% |
| 2015 | -- | $65,700 -0.8% |
| 2014 | -- | $66,200 +3.1% |
| 2013 | -- | $64,200 -2% |
| 2012 | -- | $65,500 +20.8% |
| 2011 | -- | $54,200 -2.5% |
| 2010 | -- | $55,600 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,969/mo
Principal & interest
$5925
Property taxes
$1044
More affordability tools
Climate risks
Neighborhood: 49675
Nearby schools
GreatSchools rating
- 6/10Onekama Middle/High SchoolGrades: K-12Distance: 0.4 mi
Schools provided by the listing agent
- District: Onekama Consolidated Schools
Source: NGLRMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 49675
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- 4642 Main St
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