Tucked inside the highly sought-after gated community of Bay Point, this stunning Marina Club condominium offers picturesque water and sunset views along with the perfect blend of comfort and coastal elegance. This spacious 2-bedroom, 3-bath residence with a bonus bedroom (no closet) features an updated kitchen with modern finishes, an oversized island overlooking the water, built-in wall oven and microwave, and a wine refrigerator—ideal for both everyday living and entertaining. All windows and exterior doors have been replaced with impact-rated glass, providing enhanced safety, efficiency, and peace of mind. The open and inviting living area showcases oversized 10-foot plus ceilings, creating a bright and airy atmosphere designed to capture the beautiful waterfront setting. Expansive sliding glass doors in the living room open from the center to create an oversized opening, providing seamless indoor-outdoor access to the balcony and allowing for effortless entertaining and enjoyment of the coastal breezes. The balcony is equipped with an automated awning, offering comfortable shade from the summer sun while you relax and take in the stunning views. The primary suite boasts breathtaking water views and a spa-inspired bathroom complete with a beautiful stand-alone shower and double vanity.
Marina Club residents enjoy access to a private community pool and hot tub, all within the security and prestige of Bay Point. This premier gated community offers 24-hour roving security, the exclusive Nicklaus Golf Course—the only Nicklaus-designed course in Northwest Florida—and Point South Marina, a full-service facility featuring a fuel dock and slips accommodating yachts up to 120 feet. The property also includes a one-car garage, providing added convenience and storage.
For sale
$725,000
4620 Bay Point Rd #1027, Panama City Beach, FL 32408
2beds
1,688sqft
Est.:
Condominium
Built in 1986
-- sqft lot
$680,900 Zestimate®
$430/sqft
$-- HOA
What's special
One-car garageBright and airy atmosphereWine refrigerator
- 40 days |
- 404 |
- 16 |
Zillow last checked: 7 hours ago
Listing updated: February 20, 2026 at 08:19am
Listed by:
Zack Seltzer 850-235-0578,
Seltzer Real Estate, LLC
Source: CPAR,MLS#: 785169
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Primary Bedroom
Primary bedroom
- Description: Please verify if important
- Level: Second
Primary bedroom
- Description: Please verify if important
- Level: Second
Bedroom
- Description: Please verify if important
- Level: Second
Bedroom
- Description: Please verify if important
- Level: Second
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Bar Fridge, Washer/Dryer Stacked, Electric Cooktop, Electric Oven
- Laundry: Stacked
Features
- Interior Steps
- Flooring: Luxury Vinyl Plank
Interior area
- Total structure area: 1,688
- Total interior livable area: 1,688 sqft
Property
Parking
- Total spaces: 1
- Parking features: Additional Parking, Gated
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Balcony, Open, Porch
- Pool features: Fenced, In Ground, Community
- Spa features: Community
- Has view: Yes
- View description: Bay, Lagoon
- Has water view: Yes
- Water view: Bay,Lagoon
- Waterfront features: Bayfront, Seawall
Lot
- Features: Paved
Details
- Parcel number: 31423727000
- Zoning description: County, Resid Multi-Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: Condo
- Architectural style: Low Rise
- Property subtype: Condominium
Materials
- Stucco, Wood Frame
- Foundation: Slab
- Roof: Clay
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Cable Connected, Electricity Available, High Speed Internet Available, Underground Utilities
Community & HOA
Community
- Features: Golf, Marina, Pool, Waterfront, Community Pool, Gated
- Security: Gated with Guard, Gated Community, Item24HourSecurity, Security Guard, Security Gate, Smoke Detector(s), Security Service
- Subdivision: Marina Club Village
HOA
- Has HOA: Yes
- Amenities included: Gated, Spa/Hot Tub
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $430/sqft
- Tax assessed value: $403,750
- Annual tax amount: $5,074
- Date on market: 2/12/2026
- Electric utility on property: Yes
Estimated market value
$680,900
$647,000 - $715,000
$2,181/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/12/2026 | Listed for sale | $725,000+128%$430/sqft |
Source:  CPAR #785169 Report a problem | ||
| 4/2/2021 | Sold | $318,000-0.9%$188/sqft |
Source: CPAR #701881 Report a problem | ||
| 9/10/2020 | Listed for sale | $321,000+37.2%$190/sqft |
Source: Coldwell Banker Realty #701881 Report a problem | ||
| 6/13/2016 | Sold | $234,000-2.1%$139/sqft |
Source: CPAR #621961 Report a problem | ||
| 1/7/2016 | Price change | $239,000-4%$142/sqft |
Source: Counts Real Estate Group Inc #621961 Report a problem | ||
| 7/20/2015 | Price change | $249,000-2.4%$148/sqft |
Source: Counts Real Estate Group Inc #621961 Report a problem | ||
| 7/11/2014 | Listed for sale | $255,000-6.6%$151/sqft |
Source: Counts Real Estate Group Inc #621961 Report a problem | ||
| 5/12/2004 | Sold | $273,000+37.9%$162/sqft |
Source: Public Record Report a problem | ||
| 1/15/2002 | Sold | $198,000$117/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,467 -2.2% | $327,063 +10% |
| 2023 | $4,566 +44.2% | $297,330 +10% |
| 2022 | $3,166 | $270,300 |
| 2021 | -- | -- |
| 2020 | $2,879 +18.6% | $213,180 +10% |
| 2019 | $2,428 | $193,800 -5% |
| 2018 | $2,428 -6.4% | $204,000 +2.6% |
| 2017 | $2,593 +1.8% | $198,900 -5.6% |
| 2016 | $2,547 -0.8% | $210,740 +10% |
| 2015 | $2,568 | $191,582 +10% |
| 2014 | $2,568 | $174,165 +0.2% |
| 2013 | -- | $173,864 -15.4% |
| 2012 | -- | $205,469 |
| 2011 | -- | $205,469 -12% |
| 2010 | -- | $233,488 -0.5% |
| 2009 | -- | $234,661 -7.4% |
| 2008 | -- | $253,371 +3% |
| 2007 | -- | $245,991 +2.5% |
| 2006 | -- | $239,991 +3% |
| 2005 | -- | $233,001 +14.2% |
| 2004 | -- | $204,000 |
| 2003 | -- | $204,000 +6.3% |
| 2002 | -- | $192,000 |
| 2001 | -- | $192,000 |
| 2000 | -- | $192,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,408/mo
Principal & interest
$3641
Property taxes
$767
More affordability tools
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 2.6 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 8.4 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 6.6 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32408
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- 4620 Bay Point Rd Unit 1027
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