If you are looking for a pristine home in Belmont with Lake Wylie access and a boat slip, look no further. This home is absolutely stunning. It is located in the tree lined, lake accessable neighborhood of Forest Cove. This home has been lovingly maintained by the current owners. Featuring 4 bedrooms, 2 1/2 baths, a large open living room, a family room off of the updated kitchen and dining room. You may want settle into one of your new happy places with a book or coffee...the screened back porch with a wood burning fire place. There is also open decking on the back for your grill and additional seating. The back yard is fenced and has a separate firepit area.
A boat slip will convey with the home.
Belmont has a charming downtown area with many restaurants, parks, breweries and boutiques. In the summer, the downtown areas have live music and foodtrucks, and top rated schools.
We look forward to your viewing this lovely home. This Belmont Beauty will not disappoint you in any way.
Under contract-no show
$675,000
4540 Forest Cove Rd, Belmont, NC 28012
4beds
2,410sqft
Est.:
Single Family Residence
Built in 1987
0.8 Acres Lot
$664,000 Zestimate®
$280/sqft
$105/mo HOA
What's special
Boat slipSeparate firepit area
- 89 days |
- 140 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: January 31, 2026 at 10:43am
Listing Provided by:
Lisa Rosenbaum lkrosenbaum@gmail.com,
Carolina Living Real Estate
Source: Canopy MLS as distributed by MLS GRID,MLS#: 4329087
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bedroom s
- Level: Upper
Bathroom half
- Level: Main
Bathroom full
- Level: Upper
Bathroom full
- Level: Upper
Dining room
- Level: Main
Family room
- Level: Main
Kitchen
- Level: Main
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Cooktop, Electric Oven
- Laundry: Laundry Closet, Upper Level
Features
- Flooring: Carpet, Wood
- Has basement: No
- Fireplace features: Family Room, Outside
Interior area
- Total structure area: 2,410
- Total interior livable area: 2,410 sqft
- Finished area above ground: 2,410
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Total spaces: 4
- Parking features: Attached Garage, Garage Faces Front, Parking Space(s), Garage on Main Level
- Attached garage spaces: 2
- Uncovered spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Front Porch, Rear Porch, Screened
- Exterior features: Other - See Remarks
- Fencing: Back Yard
- Waterfront features: Boat Slip (Lease/License)
- Body of water: Lake Wylie
Lot
- Size: 0.8 Acres
Details
- Parcel number: 193582
- Zoning: R2
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Wood
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1987
Utilities & green energy
- Sewer: Septic Installed
- Water: Well
- Utilities for property: Cable Available, Electricity Connected
Community & HOA
Community
- Features: Lake Access, Street Lights
- Subdivision: Forest Cove
HOA
- Has HOA: Yes
- HOA fee: $500 annually
- HOA name: Kheirston Moore
- HOA phone: 704-861-0833
- Second HOA fee: $750 annually
Location
- Region: Belmont
Financial & listing details
- Price per square foot: $280/sqft
- Tax assessed value: $458,330
- Annual tax amount: $3,272
- Date on market: 1/3/2026
- Cumulative days on market: 89 days
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt, Paved
Estimated market value
$664,000
$631,000 - $697,000
$2,634/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/31/2026 | Pending sale | $675,000$280/sqft |
Source:  Canopy MLS as distributed by MLS GRID #4329087 Report a problem | ||
| 1/3/2026 | Listed for sale | $675,000+75.3%$280/sqft |
Source: Canopy MLS as distributed by MLS GRID #4329087 Report a problem | ||
| 7/19/2019 | Sold | $385,000$160/sqft |
Source: Canopy MLS as distributed by MLS GRID #3496381 Report a problem | ||
| 5/14/2019 | Pending sale | $385,000$160/sqft |
Source: EXP REALTY LLC #3496381 Report a problem | ||
| 5/8/2019 | Price change | $385,000-1.3%$160/sqft |
Source: EXP REALTY LLC #3496381 Report a problem | ||
| 4/17/2019 | Price change | $389,900+0.2%$162/sqft |
Source: EXP REALTY LLC #3496381 Report a problem | ||
| 4/7/2019 | Listed for sale | $389,000+9%$161/sqft |
Source: Owner Report a problem | ||
| 7/27/2018 | Sold | $357,000+2%$148/sqft |
Source: Canopy MLS as distributed by MLS GRID #3396283 Report a problem | ||
| 6/2/2018 | Pending sale | $349,900$145/sqft |
Source: Ivester Jackson Distinctive Properties #3396283 Report a problem | ||
| 6/1/2018 | Listed for sale | $349,900+52.1%$145/sqft |
Source: Ivester Jackson Distinctive Properties #3396283 Report a problem | ||
| 6/20/2002 | Sold | $230,000$95/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,272 | $458,330 |
| 2024 | $3,272 +2.7% | $458,330 |
| 2023 | $3,185 +3.9% | $458,330 +37.6% |
| 2022 | $3,065 +4.5% | $333,110 |
| 2021 | $2,931 +6% | $333,110 |
| 2020 | $2,765 -0.8% | $333,110 +4.7% |
| 2019 | $2,787 +17.2% | $318,130 +21.7% |
| 2018 | $2,378 | $261,336 |
| 2017 | $2,378 -1.1% | $261,336 |
| 2016 | $2,404 | $261,336 +2.5% |
| 2014 | $2,404 | $254,978 |
| 2012 | -- | $254,978 |
| 2011 | -- | $254,978 |
| 2010 | -- | $254,978 |
| 2009 | -- | $254,978 |
| 2008 | -- | $254,978 +8.6% |
| 2007 | -- | $234,860 |
| 2006 | -- | $234,860 |
| 2005 | -- | $234,860 |
| 2004 | -- | $234,860 |
| 2003 | -- | $234,860 |
| 2002 | -- | $234,860 +20.6% |
| 2001 | -- | $194,760 0% |
| 2000 | -- | $194,800 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$3,883/mo
Principal & interest
$3300
Property taxes
$478
HOA Fees
$105
More affordability tools
Climate risks
Neighborhood: 28012
Nearby schools
GreatSchools rating
- 10/10New Hope Elementary SchoolGrades: K-5Distance: 4 mi
- 10/10Cramerton Middle SchoolGrades: 6-8Distance: 4.8 mi
- 9/10South Point High SchoolGrades: 9-12Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: New Hope
- Middle: Cramerton
- High: South Point (NC)
Source: Canopy MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 28012
- North Carolina
- Gaston County
- Belmont
- 28012
- 4540 Forest Cove Rd
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