Charming Beach Cottage with Inviting Outdoor Living!!
This beautifully designed beach cottage offers the perfect blend of coastal charm and modern comfort. Warm wood-plank flooring welcomes you into the main living area, while plush carpeting adds comfort in the bedrooms.
The open-concept floor plan seamlessly connects the living room, dining area, and kitchen, creating an ideal space for entertaining or relaxing after a day at the beach.
The well-appointed kitchen features granite countertops, white cabinetry, stainless steel appliances, a farmhouse sink, and a spacious pantry, providing both style and functionality.
The private primary suite offers a relaxing retreat with a luxurious bath and walk-in closet.
Mere minutes from beach access! Two additional bedrooms share a beautifully designed hall bath, making this home perfect for family and guests.
One of the home's standout features is the charming side porch, accessible from both the kitchen and the primary bedroom--an ideal spot for morning coffee, coastal breezes, or quiet evening relaxation.
Whether you're looking for a primary residence, vacation getaway, or investment property, this inviting beach cottage offers the perfect setting to enjoy the Emerald Coast lifestyle.
Crystal Beach Cottages are vacation rental (STR) friendly but this home home has been utilized as a second home which explains its pristine condition!
For sale
Price cut: $55K (2/16)
$995,000
4497 Clipper Cv, Destin, FL 32541
3beds
1,805sqft
Est.:
Single Family Residence
Built in 1996
4,800 Square Feet Lot
$943,300 Zestimate®
$551/sqft
$-- HOA
What's special
Two additional bedroomsGranite countertopsLuxurious bathOpen-concept floor planSpacious pantryWell-appointed kitchenWarm wood-plank flooring
- 23 days |
- 573 |
- 30 |
Zillow last checked: 7 hours ago
Listing updated: March 09, 2026 at 11:52am
Listed by:
Ed & Terri Smith 850-837-5500,
RE/MAX Coastal Properties
Source: ECAOR,MLS#: 997433
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Level: First
- Area: 360 Square Feet
- Dimensions: 20 x 18
Bedroom
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Bedroom
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Primary bathroom
- Level: First
- Area: 120 Square Feet
- Dimensions: 15 x 8
Bathroom
- Level: First
- Area: 80 Square Feet
- Dimensions: 10 x 8
Dining area
- Level: First
- Area: 180 Square Feet
- Dimensions: 15 x 12
Family room
- Level: First
- Area: 450 Square Feet
- Dimensions: 25 x 18
Kitchen
- Level: First
- Area: 225 Square Feet
- Dimensions: 15 x 15
Laundry
- Level: First
- Area: 80 Square Feet
- Dimensions: 10 x 8
Heating
- Natural Gas
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Microwave
- Laundry: Washer/Dryer Hookup
Features
- Breakfast Bar, Crown Molding, Vaulted Ceiling(s), Recessed Lighting, Owner's Closet, Pantry
- Windows: Window Treatments, Hurricane Shutters
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 1,805
- Total interior livable area: 1,805 sqft
Property
Parking
- Total spaces: 2
Features
- Stories: 1
- Patio & porch: Porch, Screened
- Exterior features: Private Yard, Sprinkler System
- Fencing: Partial
Lot
- Size: 4,800 Square Feet
- Dimensions: 60 x 80
- Features: Covenants, Sidewalk, Within 1/2 Mile to Water
Details
- Parcel number: 002S22058300000160
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Condition
- Construction Complete,Renovated
- New construction: No
- Year built: 1996
Utilities & green energy
- Water: Public
Community & HOA
Community
- Features: Picnic Area, Pool
- Subdivision: CRYSTAL BEACH COTTAGES PH 2
HOA
- Services included: Maintenance Grounds, Recreational Faclty
Location
- Region: Destin
Financial & listing details
- Price per square foot: $551/sqft
- Tax assessed value: $759,310
- Annual tax amount: $7,829
- Date on market: 3/9/2026
- Road surface type: Paved
Estimated market value
$943,300
$896,000 - $990,000
$3,440/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/16/2026 | Price change | $995,000-5.2%$551/sqft |
Source: | ||
| 1/7/2025 | Price change | $1,050,000-2.3%$582/sqft |
Source: | ||
| 11/8/2024 | Listed for sale | $1,075,000+93.7%$596/sqft |
Source: | ||
| 12/17/2019 | Sold | $555,000-1.8%$307/sqft |
Source: Public Record Report a problem | ||
| 10/23/2019 | Pending sale | $565,000$313/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 9/20/2019 | Price change | $565,000-1.7%$313/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 8/15/2019 | Price change | $575,000-4.2%$319/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 8/2/2019 | Price change | $599,900-4%$332/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 7/22/2019 | Price change | $625,000-3.8%$346/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 6/7/2019 | Listed for sale | $649,900+138.5%$360/sqft |
Source: RE/MAX Southern Realty #824624 Report a problem | ||
| 1/7/2002 | Sold | $272,500$151/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,155 +5.7% | $629,451 -14% |
| 2023 | $7,713 +10.2% | $732,308 +12.5% |
| 2022 | $7,000 +19.2% | $651,205 +37.7% |
| 2021 | $5,873 +7.6% | $472,915 +8.4% |
| 2020 | $5,460 +8.9% | $436,352 +5.6% |
| 2019 | $5,013 +11.1% | $413,294 +14.3% |
| 2018 | $4,510 | $361,483 +5.6% |
| 2017 | $4,510 +5.7% | $342,375 +7.4% |
| 2016 | $4,266 +8.9% | $318,735 +24.3% |
| 2015 | $3,917 +15.3% | $256,375 +7.8% |
| 2014 | $3,396 | $237,820 +10% |
| 2013 | -- | $216,196 -0.1% |
| 2012 | -- | $216,459 -8.3% |
| 2011 | -- | $235,935 -4.9% |
| 2010 | -- | $248,140 -21.9% |
| 2009 | -- | $317,537 -17.8% |
| 2008 | -- | $386,308 -11.9% |
| 2007 | -- | $438,260 -17.5% |
| 2006 | -- | $531,095 +63.1% |
| 2005 | -- | $325,601 +54.4% |
| 2004 | -- | $210,842 +30.5% |
| 2003 | -- | $161,555 +6.6% |
| 2002 | -- | $151,561 +1.6% |
| 2001 | -- | $149,174 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,865/mo
Principal & interest
$4845
Property taxes
$1020
More affordability tools
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 8/10Destin Middle SchoolGrades: 5-8Distance: 1 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 13 mi
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 4.2 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 32541
- Florida
- Okaloosa County
- Destin
- 32541
- 4497 Clipper Cv







