Rare opportunity to own a beautifully crafted custom home in Cardiff’s sought-after Composer District. Designed and built by Tom McCabe, this 3-story, 4-bedroom, 3.5-bath residence offers over 3,500 sq. ft. of beautiful living space. The welcoming living room at entry-level has vaulted ceilings, cozy fireplace, and opens to a palm-tree lined yard via floor-to-ceiling double doors. Great for entertaining! Enjoy a newly built lap pool with a separate relaxing hot tub. Two-car garage with extra storage has direct access to the home. Light-filled kitchen located on the second level has updated appliances, wine refrigerator, and a private dining room. Adjacent bonus living area with fireplace, laundry room, and a spacious primary retreat complete with a jacuzzi tub and fireplace. Three more bedrooms and two bathrooms located on the top floor, including an en-suite with a private deck and peek-a-boo ocean views. This home also includes owned solar panels, ensuring energy efficiency and savings. Situated just steps away from San Elijo State Beach and Rossini Canyon, near top-rated local schools and premier shopping, this residence combines luxury, location, and lifestyle.
Sold for $3,040,000
$3,040,000
445 Sheffield Ave, Cardiff, CA 92007
4beds
3,508sqft
Single Family Residence
Built in 1985
7,546 Square Feet Lot
$3,050,200 Zestimate®
$867/sqft
$8,985 Estimated rent
Home value
$3,050,200
$2.81M - $3.29M
$8,985/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: February 03, 2026 at 08:08am
Listed by:
Joseph Joyce DRE #02120910 619-846-3941,
Berkshire Hathaway HomeServices California Properties
Bought with:
Jennifer M Kososki, DRE #01746516
Compass
Source: SDMLS,MLS#: 250043428
Originating MLS: San Diego Association of REALTOR
Originating MLS: San Diego Association of REALTORFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Heating
- Fireplace, Forced Air Unit
Cooling
- Central Forced Air
Appliances
- Included: Dishwasher, Dryer, Pool/Spa/Equipment, Refrigerator, Solar Panels, Washer, 6 Burner Stove, Ice Maker, Range/Stove Hood, Warmer Oven Drawer, Gas Cooking
- Laundry: Gas, Gas & Electric Dryer HU
Features
- Number of fireplaces: 3
- Fireplace features: FP in Family Room, FP in Living Room, FP in Primary BR
Interior area
- Total structure area: 3,508
- Total interior livable area: 3,508 sqft
Property
Parking
- Total spaces: 4
- Parking features: Attached, Direct Garage Access, Garage - Two Door, Garage Door Opener
- Garage spaces: 2
Features
- Levels: 3 Story
- Stories: 3
- Patio & porch: Balcony, Deck
- Pool features: Below Ground, Lap, Heated with Gas, Pool Cover
- Spa features: Above Ground
- Fencing: Partial,Stucco Wall,Wood
Lot
- Size: 7,546 sqft
Details
- Parcel number: 2602821400
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Custom Built
- Property subtype: Single Family Residence
Materials
- Stucco, Wood
- Roof: Asphalt
Condition
- Year built: 1985
Utilities & green energy
- Sewer: Septic Installed
- Water: Public
Community & neighborhood
Location
- Region: Cardiff
- Subdivision: Cardiff (CARD)
Other
Other facts
- Listing terms: Cash,Conventional,VA
Price history
| Date | Event | Price |
|---|---|---|
| 2/2/2026 | Sold | $3,040,000-13%$867/sqft |
Source:  SDMLS #250043428 Report a problem | ||
| 12/9/2025 | Pending sale | $3,495,000$996/sqft |
Source: SDMLS #250043428 Report a problem | ||
| 11/6/2025 | Listed for sale | $3,495,000+214.9%$996/sqft |
Source: SDMLS #250043428 Report a problem | ||
| 9/25/2025 | Sold | $1,110,000-9.8%$316/sqft |
Source: Public Record Report a problem | ||
| 11/21/2012 | Sold | $1,230,000-4.1%$351/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $16,361 -1.2% | $1,539,187 +2% |
| 2024 | $16,558 +2.2% | $1,509,008 +2% |
| 2023 | $16,203 +1.6% | $1,479,421 +2% |
Find assessor info on the county website
Neighborhood: Cardiff
Nearby schools
GreatSchools rating
- NACardiff Elementary SchoolGrades: K-2Distance: 0.2 mi
- 6/10Oak Crest Middle SchoolGrades: 7-8Distance: 1.4 mi
- 9/10La Costa Canyon High SchoolGrades: 9-12Distance: 4.4 mi
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Estimated market value
$3,050,200
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$3,050,200
- California
- San Diego County
- Encinitas
- 92007
- Cardiff
- 445 Sheffield Ave