4374 Cotton Flat Rd, Summerville, SC 29485

Priced $100,000 below appraised value, offering $10,000 in closing cost assistance, plus a temporary 1% interest rate buy-down for the first year with our preferred lender, this like-new construction home represents one of the best opportunities currently available in Summerville. Located in Watson Hill, just off Hwy 61 and just outside of West Ashley, this home offers the advantage of being close to Charleston while still enjoying the space and value Summerville provides. Built in 2024 by Ashton Woods, a semi-custom builder known for elevated design and thoughtful construction, the home reflects careful planning and high-end selections throughout. The sellers closed in 2024 and invested an impressive $217,000 in structural upgrades and premium finishes during the build process. A job relocation shortly after closing created a rare chance to purchase a lightly lived-in home with extensive upgrades - without the wait, uncertainty, or rising costs of building new. The interior showcases attention to detail at every turn. Pottery Barn light fixtures are featured throughout the home, paired with additional recessed lighting in every room. A built-in surround sound system extends even into the primary bathroom. The office and loft include additional floor outlets, and one upstairs bedroom was designed with a private ensuite bathroom, ideal for guests or an independent teenager. Hard-surface flooring runs throughout the home, offering a cleaner, lower-maintenance living environment that resists wear, doesn't trap allergens, and creates a cohesive, upscale look. The kitchen is a true focal point, featuring a quartz waterfall island, top-level cabinetry, a farmhouse-style Kohler sink, double built-in ovens, a large walk-in pantry, and a pot filler at the cooktop. All walk-in showers are fully tiled to the ceiling, eliminating fiberglass inserts and elevating the overall finish. Additional upgrades include a large screened-in back porch, an irrigation system, a whole-home water filtration system, and an electric vehicle charger in the garage. The home is zoned for the Dorchester School District, including Beech Hill Elementary, East Edisto Middle School, and Ashley Ridge High School, adding long-term value and appeal. With an appraisal already in hand at $650,000 and a list price of $550,000, this home offers immediate equity, exceptional finishes, and buyer-friendly incentives that are rarely available together. This is not a typical resale - it's a smart move for buyers who recognize quality, location, and value when they see it.