Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture. All replacement windows by Madison Window, all new floors on first floor, 2 bedrooms upstairs with Luxury Vinyl, Freshly painted with Benjamin Moore in neutral color inside and out. Updated electric and plumbing. 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to offer. Great double lot offers a garden area, perhaps play ground, outdoor living space with possible firepit, fruit trees and bushes....you decide....Just add your personal touches for your decorating style. Home has Amish Barn large enough for single car garage. Just add front apron for easy access.
Listing Broker is part owner of this property. Home has been family owned for over 70 years.
Pending
$224,900
435 Main St, Oneonta, NY 13820
3beds
1,540sqft
Single Family Residence
Built in 1900
0.45 Acres Lot
$-- Zestimate®
$146/sqft
$-- HOA
What's special
Updated electric and plumbingOutdoor living spaceDouble lotFruit trees and bushes
- 191 days |
- 533 |
- 14 |
Zillow last checked:
Listing updated:
Listing by:
Bordinger Realty, LLC 607-432-9173,
Jo Aline Bordinger - SFRS 607-434-2566
Source: NYSAMLSs,MLS#: R1641499
Originating MLS: Otsego-Delaware
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Heating
- Gas, Forced Air
Cooling
- Window Unit(s)
Appliances
- Included: Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
- Laundry: Main Level
Features
- Ceiling Fan(s), Entrance Foyer, Great Room, Kitchen Island, Living/Dining Room, Programmable Thermostat
- Flooring: Carpet, Luxury Vinyl, Varies, Vinyl
- Windows: Thermal Windows
- Basement: Full,Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 1,540
- Total interior livable area: 1,540 sqft
Property
Parking
- Total spaces: 1
- Parking features: Detached, Garage
- Garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Exterior features: Blacktop Driveway, Enclosed Porch, Porch
- Fencing: Pet Fence
Lot
- Size: 0.45 Acres
- Dimensions: 156 x 81
- Features: Irregular Lot, Near Public Transit, Residential Lot, Wooded
Details
- Additional parcels included: 36120028801900010490000000
- Parcel number: 36120028801900010480000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Frame, Wood Siding, PEX Plumbing
- Foundation: Stone
- Roof: Metal
Condition
- Resale
- Year built: 1900
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected
Community & HOA
Location
- Region: Oneonta
Financial & listing details
- Price per square foot: $146/sqft
- Tax assessed value: $124,500
- Annual tax amount: $4,805
- Date on market: 10/4/2025
- Cumulative days on market: 179 days
- Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/6/2026 | Pending sale | $224,900$146/sqft |
Source: | ||
| 2/24/2026 | Listed for sale | $224,900$146/sqft |
Source: | ||
| 2/11/2026 | Pending sale | $224,900$146/sqft |
Source: | ||
| 10/30/2025 | Price change | $224,900-9.7%$146/sqft |
Source: | ||
| 10/5/2025 | Listed for sale | $249,000+397%$162/sqft |
Source: | ||
| 12/9/2004 | Sold | $50,100$33/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $121,000 |
| 2023 | -- | $121,000 |
| 2022 | -- | $121,000 |
| 2021 | -- | $121,000 |
| 2020 | -- | $121,000 |
| 2019 | -- | $121,000 |
| 2018 | -- | $121,000 |
| 2017 | $3,591 +76.9% | $121,000 |
| 2016 | $2,030 | $121,000 +168.9% |
| 2015 | -- | $45,000 |
| 2014 | -- | $45,000 |
| 2013 | -- | $45,000 |
| 2012 | -- | $45,000 |
| 2011 | -- | $45,000 |
| 2010 | -- | $45,000 |
| 2009 | -- | $45,000 |
| 2008 | -- | $45,000 |
| 2007 | -- | $45,000 |
| 2006 | -- | $45,000 |
| 2005 | -- | $45,000 |
| 2004 | -- | $45,000 |
| 2003 | -- | $45,000 +9% |
| 2002 | -- | $41,300 |
| 2001 | -- | $41,300 |
| 2000 | -- | $41,300 |
Find assessor info on the county website
Monthly payment
Estimated monthly payment
All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
See how much you could borrow to make a competitive offer.
Climate risks
Neighborhood: 13820
Nearby schools
GreatSchools rating
- 5/10Valleyview Elementary SchoolGrades: K-5Distance: 0.3 mi
- 5/10Oneonta Middle SchoolGrades: 6-8Distance: 0.8 mi
- 5/10Oneonta Senior High SchoolGrades: 6,9-12Distance: 0.8 mi
Schools provided by the listing agent
- District: Oneonta
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
- New York
- Otsego County
- Oneonta
- 13820
- 435 Main St







