Skip main navigation
Pending
  • $224,900

    435 Main St, Oneonta, NY 13820

    3beds
    1,540sqft
    Single Family Residence
    Built in 1900
    0.45 Acres Lot
    $-- Zestimate®
    $146/sqft
    $-- HOA

    What's special

    Updated electric and plumbingOutdoor living spaceDouble lotFruit trees and bushes
    Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulously maintained - move in condition. Everything is done, just bring your furniture. All replacement windows by Madison Window, all new floors on first floor, 2 bedrooms upstairs with Luxury Vinyl, Freshly painted with Benjamin Moore in neutral color inside and out. Updated electric and plumbing. 3 bed, 1 1/2 bath home conveniently located within walking distance to downtown, parks, hospital, all Oneonta has to offer. Great double lot offers a garden area, perhaps play ground, outdoor living space with possible firepit, fruit trees and bushes....you decide....Just add your personal touches for your decorating style. Home has Amish Barn large enough for single car garage. Just add front apron for easy access. Listing Broker is part owner of this property. Home has been family owned for over 70 years.
    191 days
    |
    533
    |
    14
    |

    Zillow last checked:

    Listing updated:

    Listing by:

    Bordinger Realty, LLC 607-432-9173,

    Jo Aline Bordinger - SFRS 607-434-2566

    Source: NYSAMLSs,MLS#: R1641499MLS LogoOriginating MLS: Otsego-Delaware

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Heating
      • Gas, Forced Air
      Cooling
      • Window Unit(s)
      Appliances
      • Included: Exhaust Fan, Electric Water Heater, Gas Oven, Gas Range, Microwave, Refrigerator, Range Hood
      • Laundry: Main Level
      Features
      • Ceiling Fan(s), Entrance Foyer, Great Room, Kitchen Island, Living/Dining Room, Programmable Thermostat
      • Flooring: Carpet, Luxury Vinyl, Varies, Vinyl
      • Windows: Thermal Windows
      • Basement: Full,Walk-Out Access
      • Has fireplace: No
      Interior area
      • Total structure area: 1,540
      • Total interior livable area: 1,540 sqft

      Property

      Parking
      • Total spaces: 1
      • Parking features: Detached, Garage
      • Garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Exterior features: Blacktop Driveway, Enclosed Porch, Porch
      • Fencing: Pet Fence
      Lot
      • Size: 0.45 Acres
      • Dimensions: 156 x 81
      • Features: Irregular Lot, Near Public Transit, Residential Lot, Wooded
      Details
      • Additional parcels included: 36120028801900010490000000
      • Parcel number: 36120028801900010480000000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Two Story
      • Property subtype: Single Family Residence
      Materials
      • Aluminum Siding, Frame, Wood Siding, PEX Plumbing
      • Foundation: Stone
      • Roof: Metal
      Condition
      • Resale
      • Year built: 1900

      Utilities & green energy

      • Sewer: Connected
      • Water: Connected, Public
      • Utilities for property: Electricity Connected, High Speed Internet Available, Sewer Connected, Water Connected

      Community & HOA

      Location
      • Region: Oneonta

      Financial & listing details

      • Price per square foot: $146/sqft
      • Tax assessed value: $124,500
      • Annual tax amount: $4,805
      • Date on market: 10/4/2025
      • Cumulative days on market: 179 days
      • Listing terms: Cash,Conventional,FHA,USDA Loan,VA Loan

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        4/6/2026Pending sale$224,900$146/sqft
        Source: NYSAMLSs #R1641499 Report a problem
        2/24/2026Listed for sale$224,900$146/sqft
        Source: NYSAMLSs #R1641499 Report a problem
        2/11/2026Pending sale$224,900$146/sqft
        Source: NYSAMLSs #R1641499 Report a problem
        10/30/2025Price change$224,900-9.7%$146/sqft
        Source: NYSAMLSs #R1641499 Report a problem
        10/5/2025Listed for sale$249,000+397%$162/sqft
        Source: NYSAMLSs #R1641499 Report a problem
        12/9/2004Sold$50,100$33/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024-- $121,000
        2023-- $121,000
        2022-- $121,000
        2021-- $121,000
        2020-- $121,000
        2019-- $121,000
        2018-- $121,000
        2017$3,591 +76.9%$121,000
        2016$2,030 $121,000 +168.9%
        2015-- $45,000
        2014-- $45,000
        2013-- $45,000
        2012-- $45,000
        2011-- $45,000
        2010-- $45,000
        2009-- $45,000
        2008-- $45,000
        2007-- $45,000
        2006-- $45,000
        2005-- $45,000
        2004-- $45,000
        2003-- $45,000 +9%
        2002-- $41,300
        2001-- $41,300
        2000-- $41,300

        Find assessor info on the county website

        Monthly payment

        Estimated monthly payment
        All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
        HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
        Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
        See how much you could borrow to make a competitive offer.

        Climate risks

        Neighborhood: 13820

        Getting around

        52 / 100
        Somewhat Walkable
        28 / 100
        Somewhat Bikeable

        Nearby schools

        GreatSchools rating
        Schools provided by the listing agent
        • District: Oneonta

        Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

        A local agent can set up tours, give advice and negotiate with sellers.

        Browse local experts

        Similar homes

        Skip to the end of the carouselSkip to the beginning of the carousel