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Pending
    • Price cut: $9.5K (2/11)
    $139,500

    432 Vermont St, Waterloo, IA 50701

    4beds
    2,234sqft
    : 
    Single Family Residence
    Built in 1903
    8,276.4 Square Feet Lot
    $-- Zestimate®
    $62/sqft
    $-- HOA

    What's special

    Stucco exteriorPristine woodwork throughoutBuilt insCrown moldingHardwood floorsBeautiful decorative coffered ceilingDouble stairway
    Are you looking to make some great memories with family and friends. Perfect for entertaining or having private space to relax. Enjoy yesterday's wonderful Craftmanship in this Charm & Character filed home. Natural light in all the rooms. Pristine woodwork throughout, Crown molding, built ins, hardwood floors. and a double stairway. Brick fireplace with gas insert. Stucco exterior, 4 bedrooms, 1.5 baths, spacious living room/great room that showcases extra space for a reading area or a music corner current owner had a baby grand piano that fit and looked amazing. Formal dining room with original shelving and a beautiful decorative coffered ceiling. The eat in kitchen has a pantry closet, new appliances purchased in 2025. Front and back enclosed porches that are very nice and versatile spaces for many different use's privacy, den, bonus rooms, workstations etc. All replacement windows on the main and second floor except for two vintage lead glass windows. Walk up partially finished attic with a large cedar lined closet & so much storage space. Several separated rooms in the basement and the basement has been professionally waterproofed. Laundry chute that goes from both the main & 2nd floors to the basement. The mechanicals have been updated. enjoy the spacious deck view to the fenced lot and 2 car garage. Mature pine trees and others that provide cool shade and privacy. I believe square footages are larger than what the county assessor reports.
    148 days
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    44
    |
    0
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    Zillow last checked: 7 hours ago

    Listing updated: March 30, 2026 at 09:37am

    Listed by:

    Rick Bauer 319-493-3500,

    RE/MAX Concepts - Waterloo

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255509MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 1
      • Full bathrooms: 1
      • 1/2 bathrooms: 1
      Rooms
      • Room types: Bonus Room, Den, Dining Room Separate, Great Room, Living Room Separate, Pantry, Study/Den, Walk-Up Attic
      Other
      • Level: Upper
      Other
      • Level: Main
      Other
      • Level: Lower
      Heating
      • Baseboard, Forced Air, Natural Gas, Radiant, Steam
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Appliances Negotiable, Dishwasher, Dryer, Microwave Built In, Free-Standing Range, Refrigerator, Washer, Gas Water Heater
      • Laundry: Gas Dryer Hookup, Laundry Room, Lower Level, Washer Hookup
      Features
      • Beamed Ceilings, Ceiling-Specialty, Ceiling Fan(s), Crown Molding, Pantry, Rear Stairs
      • Flooring: Hardwood
      • Basement: Block,Floor Drain,Partially Finished
      • Has fireplace: Yes
      • Fireplace features: One, Gas, Gas Log, Living Room, Masonry
      Interior area
      • Total interior livable area: 2,234 sqft
      • Finished area below ground: 0
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: 2 Stall, Detached Garage, Garage Door Opener
      • Carport spaces: 2
      Features
      • Patio & porch: Deck, Enclosed
      • Fencing: Fenced
      Lot
      • Size: 8,276.4 Square Feet
      • Dimensions: 60'x140'
      Details
      • Parcel number: 891326355007
      • Zoning: R-3
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Stucco
      • Roof: Shingle,Asphalt
      Condition
      • Year built: 1903

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Security: Smoke Detector(s)
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $62/sqft
      • Tax assessed value: $88,560
      • Annual tax amount: $1,368
      • Date on market: 11/7/2025
      • Cumulative days on market: 103 days
      • Road surface type: Concrete, Hard Surface Road
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $1,048/mo

        Price history

        Price history
        DateEventPrice
        2/13/2026Pending sale$139,500$62/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
        2/11/2026Price change$139,500-6.4%$62/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
        12/9/2025Price change$149,000-5.4%$67/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem
        11/7/2025Listed for sale$157,500$71/sqft
        Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255509 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$1,147 -2.8%$88,560 +15.3%
        2024$1,180 -1.1%$76,790 +0.4%
        2023$1,193 +2.9%$76,500 +21.1%
        2022$1,160 -15.5%$63,190
        2021$1,373 +2%$63,190 -8.7%
        2020$1,346 -1.3%$69,210
        2019$1,364 +1.2%$69,210
        2018$1,349 +0%$69,210
        2017$1,348 -1.7%$69,210
        2016$1,372 $69,210
        2015$1,372 +1%$69,210
        2014$1,358 -19.3%$69,210 -13.2%
        2012$1,684 -6.1%$79,770
        2011$1,793 +3.3%$79,770 -7.8%
        2010$1,736 +2.8%$86,540
        2009$1,689 +2.2%$86,540
        2008$1,653 +1.7%$86,540 +7%
        2007$1,625 -0.5%$80,870
        2006$1,633 +2.5%$80,870
        2005$1,594 +5.8%$80,870 +20.4%
        2003$1,506 +1.7%$67,150
        2002$1,481 +10.7%$67,150 +18%
        2001$1,338 $56,910

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $895/mo
        Principal & interest
        $733
        Property taxes
        $162
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          Climate risks

          Neighborhood: Church Row Historic

          Getting around

          63 / 100
          Somewhat Walkable
          23 / 100
          Minimal Transit
          54 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Irving Elementary
          • Middle: Central
          • High: West High

          Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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