Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks, perfect for enjoying the tranquil waterfront setting. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides the perfect spot to start your day with coffee while overlooking the water and surrounding nature. Step outside to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
For sale
$539,000
428 Smith Point Rd, Reedville, VA 22539
3beds
1,860sqft
Est.:
Waterfront Residential
Built in 2020
1.63 Acres Lot
$525,700 Zestimate®
$290/sqft
$-- HOA
What's special
Desirable open floor planTwo rear decksTranquil waterfront setting
- 18 hours |
- 186 |
- 15 |
Zillow last checked: 7 hours ago
Listing updated: April 08, 2026 at 03:21pm
Listed by:
Becky Haynie,
Long & Foster Real Estate, Inc.
Source: Northern Neck AOR,MLS#: 120264
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining room
- Features: Great Room Combination, Kitchen-Bar
Heating
- Electric, Heat Pump
Cooling
- Ceiling Fan(s), Heat Pump
Appliances
- Included: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Great Room, Walk-In Closet(s)
- Windows: Window Treatments
- Basement: Crawl Space
Interior area
- Total structure area: 1,860
- Total interior livable area: 1,860 sqft
Property
Parking
- Parking features: None, Stone Driveway
- Has uncovered spaces: Yes
Features
- Levels: One
- Patio & porch: Deck
- Waterfront features: Pier/Dock, Water Access-Private
- Body of water: Chesapeake Bay
- Frontage length: 26
Lot
- Size: 1.63 Acres
- Features: 1-1.9 acres, Deeded Water Rights
Details
- Additional structures: Shed(s)
- Parcel number: 29E14
- Zoning description: Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Waterfront Residential
Materials
- Sheetrock Walls, Vinyl Siding
- Roof: Age 0-9 yrs
Condition
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Artesian
Community & HOA
Community
- Subdivision: None
HOA
- Has HOA: No
Location
- Region: Reedville
Financial & listing details
- Price per square foot: $290/sqft
- Tax assessed value: $250,400
- Annual tax amount: $1,853
- Date on market: 4/8/2026
- Listing terms: Cash,Conventional,1031 Exchange
Estimated market value
$525,700
$499,000 - $552,000
$2,453/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/8/2026 | Listed for sale | $539,000+26.8%$290/sqft |
Source: Northern Neck AOR #120264 Report a problem | ||
| 8/9/2021 | Sold | $425,000-2.3%$228/sqft |
Source: Northern Neck AOR #110074 Report a problem | ||
| 6/18/2021 | Pending sale | $435,000$234/sqft |
Source: Northern Neck AOR #110074 Report a problem | ||
| 5/26/2021 | Price change | $435,000-3.1%$234/sqft |
Source: Northern Neck AOR #110074 Report a problem | ||
| 4/13/2021 | Listed for sale | $449,000$241/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $1,853 +12.1% | $250,400 |
| 2024 | $1,653 +8.2% | $250,400 |
| 2023 | $1,527 | $250,400 |
| 2022 | $1,527 +19.1% | $250,400 +19.1% |
| 2021 | $1,282 +407.8% | $210,200 +391.1% |
| 2020 | $253 -7.4% | $42,800 -7.4% |
| 2019 | $273 | $46,200 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,822/mo
Principal & interest
$2606
Property taxes
$216
More affordability tools
Climate risks
Neighborhood: 22539
Nearby schools
GreatSchools rating
- 5/10Northumberland Elementary SchoolGrades: PK-5Distance: 10.5 mi
- 4/10Northumberland Middle SchoolGrades: 6-8Distance: 10.5 mi
- 6/10Northumberland High SchoolGrades: 9-12Distance: 10.6 mi
Local experts in 22539
- Virginia
- Northumberland County
- Reedville
- 22539
- 428 Smith Point Rd





