Skip main navigation
For sale
  • $539,000

    428 Smith Point Rd, Reedville, VA 22539

    3beds
    1,860sqft
    : 
    Waterfront Residential
    Built in 2020
    1.63 Acres Lot
    $525,700 Zestimate®
    $290/sqft
    $-- HOA

    What's special

    Desirable open floor planTwo rear decksTranquil waterfront setting
    Enjoy peaceful, protected waterfront living just minutes from the Chesapeake Bay in this beautifully maintained 3-bedroom, 2-bath home featuring a desirable open floor plan and move-in ready condition. The spacious layout is designed for both comfort and privacy, with a private master suite tucked away from the guest bedrooms. The primary bedroom offers two large closets—including a walk-in—and French doors leading to one of two rear decks, perfect for enjoying the tranquil waterfront setting. The recently renovated (2024) master bath features a stunning walk-in tiled shower and quartz countertop. At the heart of the home, the kitchen is equipped with granite countertops and flows seamlessly into the main living area, making it ideal for entertaining. A bright and inviting sunroom with custom Roman shades provides the perfect spot to start your day with coffee while overlooking the water and surrounding nature. Step outside to your private dock, complete with a new (2024) floating dock and kayak rack—perfect for exploring nearby inlets or heading out for a day on the Bay. Additional features include a Generac whole-house automatic generator (2022), an 8x12 storage shed with tool bench and loft, and all appliances conveying, including washer and dryer. Whether you're looking for a full-time residence or a relaxing waterfront retreat, this home offers quiet, scenic surroundings, easy access to boating and kayaking, and the very best of coastal living.
    18 hours
    |
    186
    |
    15
    |

    Zillow last checked: 7 hours ago

    Listing updated: April 08, 2026 at 03:21pm

    Listed by:

    Becky Haynie,

    Long & Foster Real Estate, Inc.

    Source: Northern Neck AOR,MLS#: 120264

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      Dining room
      • Features: Great Room Combination, Kitchen-Bar
      Heating
      • Electric, Heat Pump
      Cooling
      • Ceiling Fan(s), Heat Pump
      Appliances
      • Included: Dishwasher, Dryer, Microwave, Range, Range Hood, Refrigerator, Washer, Electric Water Heater
      • Laundry: Washer/Dryer Hookup
      Features
      • 1st Floor Bedroom, Cathedral/Vaulted/Tray Ceilings, Great Room, Walk-In Closet(s)
      • Windows: Window Treatments
      • Basement: Crawl Space
      Interior area
      • Total structure area: 1,860
      • Total interior livable area: 1,860 sqft

      Property

      Parking
      • Parking features: None, Stone Driveway
      • Has uncovered spaces: Yes
      Features
      • Levels: One
      • Patio & porch: Deck
      • Waterfront features: Pier/Dock, Water Access-Private
      • Body of water: Chesapeake Bay
      • Frontage length: 26
      Lot
      • Size: 1.63 Acres
      • Features: 1-1.9 acres, Deeded Water Rights
      Details
      • Additional structures: Shed(s)
      • Parcel number: 29E14
      • Zoning description: Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Contemporary
      • Property subtype: Waterfront Residential
      Materials
      • Sheetrock Walls, Vinyl Siding
      • Roof: Age 0-9 yrs
      Condition
      • Year built: 2020

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Artesian

      Community & HOA

      Community
      • Subdivision: None
      HOA
      • Has HOA: No
      Location
      • Region: Reedville

      Financial & listing details

      • Price per square foot: $290/sqft
      • Tax assessed value: $250,400
      • Annual tax amount: $1,853
      • Date on market: 4/8/2026
      • Listing terms: Cash,Conventional,1031 Exchange
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $525,700

        $499,000 - $552,000

        $2,453/mo

        Price history

        Price history
        DateEventPrice
        4/8/2026Listed for sale$539,000+26.8%$290/sqft
        Source: Northern Neck AOR #120264 Report a problem
        8/9/2021Sold$425,000-2.3%$228/sqft
        Source: Northern Neck AOR #110074 Report a problem
        6/18/2021Pending sale$435,000$234/sqft
        Source: Northern Neck AOR #110074 Report a problem
        5/26/2021Price change$435,000-3.1%$234/sqft
        Source: Northern Neck AOR #110074 Report a problem
        4/13/2021Listed for sale$449,000$241/sqft
        Source: Long & Foster Broker Feed #2109937 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$1,853 +12.1%$250,400
        2024$1,653 +8.2%$250,400
        2023$1,527 $250,400
        2022$1,527 +19.1%$250,400 +19.1%
        2021$1,282 +407.8%$210,200 +391.1%
        2020$253 -7.4%$42,800 -7.4%
        2019$273 $46,200

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,822/mo
        Principal & interest
        $2606
        Property taxes
        $216
        More affordability tools

          Climate risks

          Neighborhood: 22539

          Getting around

          0 / 100
          Car-Dependent
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 22539

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel