Opportunity awaits in this quality-built home, proudly owned and well-maintained by the same owners for over 56 years. Beautiful oak hardwood floors add warmth and character throughout the main level, reflecting the home's care and craftsmanship.
The main level offers three bedrooms, a full bathroom, and an open, sun-filled living room. with abundant natural light.
The lower level offers flexible living space with a split-family room layout, including a separate gaming or recreation area. Additional lower-level features include a cedar closet, a ¾ bathroom with a tiled walk-in shower, and a spacious laundry and storage area that offers excellent functionality.
The exterior is designed for low-maintenance living with vinyl siding, aluminum soffits and fascia, and gutters.
Enjoy the close proximity to downtown White Bear Lake, nearby nature preserves, easy freeway access, and the convenience of everyday shopping, dining, and amenities, all just minutes away. Bring your personal style and updates to make this home your own.
Pending
$325,000
4161 Otter Lake Rd, Gem Lake, MN 55110
3beds
2,295sqft
Est.:
Single Family
Built in 1966
0.31 Acres Lot
$326,800 Zestimate®
$142/sqft
$-- HOA
What's special
Beautiful oak hardwood floorsVinyl sidingAbundant natural lightAluminum soffits and fasciaSplit-family room layoutFlexible living spaceCedar closet
- 2 days |
- 51 |
- 1 |
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 06:04am
Listed by:
Jennifer A Forliti 612-701-6233,
RE/MAX Results
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 7036385
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Bedroom
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13x11
Bedroom 2
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Bedroom 3
- Level: Main
- Area: 110 Square Feet
- Dimensions: 11x10
Other
- Level: Lower
- Area: 266 Square Feet
- Dimensions: 19x14
Dining room
- Level: Main
- Area: 72 Square Feet
- Dimensions: 9x8
Family room
- Level: Lower
- Area: 230 Square Feet
- Dimensions: 23x10
Kitchen
- Level: Main
- Area: 143 Square Feet
- Dimensions: 13x11
Living room
- Level: Main
- Area: 228 Square Feet
- Dimensions: 19x12
Utility room
- Level: Lower
- Area: 380 Square Feet
- Dimensions: 20x19
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
- Laundry: Lower Level
Features
- Basement: Block,Finished,Full
- Has fireplace: No
Interior area
- Total structure area: 2,295
- Total interior livable area: 2,295 sqft
- Finished area above ground: 1,187
- Finished area below ground: 662
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Detached Garage, Asphalt
- Garage spaces: 1
- Details: Garage Dimensions (22x19)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Patio
- Pool features: None
- Fencing: None
Lot
- Size: 0.31 Acres
- Dimensions: 13,420
- Features: Corner Lot
Details
- Foundation area: 1108
- Parcel number: 223022430009
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family
Materials
- Block
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1966
Utilities & green energy
- Gas: Natural Gas
- Sewer: Septic System Compliant - No
- Water: Well
Community & HOA
HOA
- Has HOA: No
Location
- Region: Gem Lake
Financial & listing details
- Price per square foot: $142/sqft
- Tax assessed value: $298,200
- Annual tax amount: $4,024
- Date on market: 3/25/2026
- Cumulative days on market: 15 days
- Road surface type: Paved
Estimated market value
$326,800
$310,000 - $343,000
$2,162/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Pending sale | $325,000$142/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #7036385 Report a problem | ||
| 3/17/2026 | Listing removed | $325,000$142/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7036385 Report a problem | ||
| 3/13/2026 | Listed for sale | $325,000+8.3%$142/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7036385 Report a problem | ||
| 2/17/2026 | Listing removed | $300,000$131/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7016960 Report a problem | ||
| 2/10/2026 | Listed for sale | $300,000$131/sqft |
Source: NorthstarMLS as distributed by MLS GRID #7016960 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $4,024 +2.9% | $298,200 +3% |
| 2024 | $3,912 +10.8% | $289,500 +3% |
| 2023 | $3,532 +10.7% | $281,100 +10.5% |
| 2022 | $3,192 +9.9% | $254,500 +12.7% |
| 2021 | $2,904 +3% | $225,900 +6.5% |
| 2020 | $2,820 +38% | $212,200 +20.4% |
| 2019 | $2,044 | $176,200 |
| 2018 | $2,044 -2% | $176,200 +10.4% |
| 2017 | $2,086 | $159,600 |
| 2016 | $2,086 +25.7% | -- |
| 2015 | $1,660 -4.5% | $133,500 |
| 2014 | $1,738 -15.5% | -- |
| 2013 | $2,056 -6.3% | -- |
| 2012 | $2,194 +0.6% | -- |
| 2011 | $2,180 | -- |
| 2010 | -- | -- |
| 2009 | $2,414 -16.4% | -- |
| 2008 | $2,886 +11.7% | -- |
| 2007 | $2,584 +27.8% | -- |
| 2006 | $2,022 +17.3% | -- |
| 2005 | $1,724 +10.5% | -- |
| 2004 | $1,560 +11.4% | -- |
| 2003 | $1,400 +11.6% | -- |
| 2002 | $1,254 -7.2% | -- |
| 2001 | $1,352 +8.4% | -- |
| 2000 | $1,247 | -- |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,965/mo
Principal & interest
$1624
Property taxes
$341
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Climate risks
Neighborhood: 55110
Nearby schools
GreatSchools rating
- 5/10Willow Lane Elementary SchoolGrades: PK-5Distance: 1.6 mi
- 5/10Sunrise Park Middle SchoolGrades: 6-8Distance: 1.7 mi
- NAWhite Bear Lake Area High SchoolGrades: 9-12Distance: 2 mi
Local experts in 55110
- Minnesota
- Ramsey County
- Gem Lake
- 55110
- 4161 Otter Lake Rd
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