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For sale
  • $485,000

    4132 Trapper Lake Dr, Loveland, CO 80538

    2beds
    2,089sqft
    : 
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    Townhouse
    Built in 2023
    1,858 Square Feet Lot
    $-- Zestimate®
    $232/sqft
    $318/mo HOA

    What's special

    Are you looking for luxurious, low-maintenance living in the hub of Northern Colorado? Look no further than this beautifully upgraded townhome with amazing views and luxurious, peaceful living. Nestled within an award-winning master-planned community that blends modern living with preserved natural habitat, you can enjoy access to premium amenities including multiple parks, trails, dog parks, a pool, clubhouse, and surface lake activities. Don't forget that the HOA also includes internet, trash, snow removal, exterior maintenance along with other items so your only utility bills are gas, water and electric (CURRENTLY LESS THAN $200/MONTH!). The gorgeous water and mountain views are easy to enjoy from the expansive front patio that overlooks local natural space. As you head inside, you'll appreciate the tasteful updates, from modern light fixtures and custom window treatments to the tasteful built-ins and carpentry. The main floor living room features a gas fireplace accented by custom built-in shelving and opens to the dining area along with the spacious kitchen that showcases designer-inspired finishes including quartz countertops, under cabinet lighting and stainless-steel appliances. Retreat upstairs to the large primary bedroom featuring a luxurious private bathroom and walk-in closet. Upstairs you'll also find an additional bedroom complete with an en-suite bathroom along with the laundry room and versatile loft area. The large, unfinished basement has rough-in plumbing and is full of potential, whether it's a home gym, additional living space or a guest suite. The attached two-car garage adds everyday convenience but with finished walls and epoxy coated flooring it feels like an extension of the house. Better than new construction and without the wait, this home is ready to go!
    3 days
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    150
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    12
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    Zillow last checked:

    Listing updated:

    Listed by:

    Jathan Trevena 970-413-3737,

    Coldwell Banker Realty- Fort Collins

    Source: IRES as distributed by MLS GRID,MLS#: 1062780MLS Logo

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      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 1
      • 3/4 bathrooms: 1
      • 1/2 bathrooms: 1
      • Main level bathrooms: 1
      Primary bedroom
      • Description: Carpet
      • Features: Luxury Features Primary Bath
      • Level: Upper
      • Area: 247 Square Feet
      • Dimensions: 13 x 19
      Bedroom 2
      • Description: Carpet
      • Level: Upper
      • Area: 154 Square Feet
      • Dimensions: 11 x 14
      Dining room
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 156 Square Feet
      • Dimensions: 12 x 13
      Kitchen
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 11 x 13
      Laundry
      • Level: Upper
      • Area: 36 Square Feet
      • Dimensions: 6 x 6
      Living room
      • Description: Luxury Vinyl
      • Level: Main
      • Area: 176 Square Feet
      • Dimensions: 11 x 16
      Study
      • Description: Carpet
      • Level: Upper
      • Area: 56 Square Feet
      • Dimensions: 7 x 8
      Heating
      • Forced Air
      Cooling
      • Central Air, Ceiling Fan(s)
      Appliances
      • Included: Electric Range, Dishwasher, Refrigerator, Washer, Dryer, Microwave
      Features
      • Basement: Full,Unfinished
      • Has fireplace: Yes
      • Fireplace features: Gas
      Interior area
      • Total structure area: 1,484
      • Total interior livable area: 2,089 sqft
      • Finished area above ground: 1,484

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached
      • Attached garage spaces: 2
      • Details: Attached
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Patio
      • Fencing: Fenced
      Lot
      • Size: 1,858 Square Feet
      Details
      • Parcel number: R1678655
      • Zoning: Res
      • Special conditions: Private Owner

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      • Attached to another structure: Yes
      Materials
      • Frame, Stone, Composition
      • Roof: Composition
      Condition
      • New construction: No
      • Year built: 2023

      Utilities & green energy

      • Electric: City of Loveland
      • Gas: Xcel
      • Sewer: Public Sewer
      • Water: City
      • Utilities for property: Natural Gas Available, Electricity Available, Cable Available, Individual Meter-Electric, Individual Meter-Gas
      Green energy
      • Energy efficient items: Windows, High Efficiency Furnace, Thermostat

      Community & HOA

      Community
      • Features: Clubhouse, Pool, Playground, Park, Trail(s)
      • Subdivision: Lakes at Centerra
      HOA
      • Has HOA: Yes
      • Services included: Common Amenities, Trash, Snow Removal, Maintenance Grounds, Management, Utilities, Exterior Maintenance, Water, Insurance, Sewer
      • HOA fee: $250 monthly
      • HOA name: The Shores at the Lakes
      • HOA phone: 970-494-0609
      • Second HOA fee: $205 quarterly
      • Second HOA name: The Lakes at Centerra Master
      • Second HOA phone: 970-663-9688
      Location
      • Region: Loveland

      Financial & listing details

      • Price per square foot: $232/sqft
      • Tax assessed value: $146,100
      • Annual tax amount: $5,072
      • Date on market: 6/25/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Exclusions: Seller's Personal Property
      • Electric utility on property: Yes

        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        DateEventPrice
        6/25/2026Listed for sale$485,000-2.1%$232/sqft
        Source: IRES as distributed by MLS GRID #1062780 Report a problem
        6/24/2026Listing removed$495,500$237/sqft
        Source: IRES as distributed by MLS GRID #1057680 Report a problem
        5/27/2026Price change$495,500-3.8%$237/sqft
        Source: IRES as distributed by MLS GRID #1057680 Report a problem
        5/1/2026Listed for sale$515,000+11.2%$247/sqft
        Source: IRES as distributed by MLS GRID #1057680 Report a problem
        7/8/2024Sold$463,274$222/sqft
        Source: Public Record Report a problem

        Public tax history

        YearProperty taxesTax assessment
        2024$1,052 +2443.8%$9,789 -47.6%
        2023$41 $18,693 +7062.1%
        2022-- $261

        Find assessor info on the county website

        Monthly payment

        Est. payment

          Payment breakdown

          Explore the cost of this home by adjusting the details. Changes won't be saved.
          All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
          HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
          Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
          See how much you could borrow to make a competitive offer.

          Climate risks

          Neighborhood: 80538

          Getting around

          1 / 100
          Car-Dependent
          33 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: High Plains
          • Middle: Ball (Conrad)
          • High: Mountain View

          Source: IRES as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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