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For sale
    • Price cut: $110K (3/21)
    $2,290,000

    413 Frances St, Key West, FL 33040

    3beds
    1,536sqft
    : 
    Single Family Residence
    Built in 1924
    1,742.4 Square Feet Lot
    $-- Zestimate®
    $1,491/sqft
    $-- HOA

    What's special

    Swimming poolOffered entirely furnishedPrivate parkingPool and deckFull master suiteGenerous off street parkingCharming covered front porch
    Take advantage of this major price improvement - now $2,290,000.Extraordinary home in the historic district! Enjoy Key West living in the prized Old Town neighborhood with the perfect combination of all the top sought after attributes requested by buyers: walkable location, swimming pool, & private parking without compromise.Offered entirely furnished, the 3 bedroom and 3 bath home is absolutely move-in ready, prepared for your immediate occupancy. With over 1500 sq. ft. of interior living on 2 floors, a bedroom/office and a full bath are on the ground level, with a full master suite and an additional bedroom and bath on the second. Generous off street parking is superb for the historic district location, with room for all full size vehicles and perhaps even 2 cars.From the charming covered front porch, through the open main living area, and on to the pool and deck, the delightful home offers a seamless, integrated living space that is welcoming and ideal to gather and entertain. Expertly crafted renovations with modern design features are highlighted by historic details to remind you of living in Old Town. If lucrative vacation rental income potential is of interest, the home has been rented for over $19,000 mo. A complete package containing a survey, elevation certificate, insurance declaration pages, and other helpful documents available on request.
    24 days
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    1,714
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    80
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    Zillow last checked: 7 hours ago

    Listing updated: March 20, 2026 at 11:42pm

    Listed by:

    Vic Musmanno 305-304-2623,

    Coldwell Banker Schmitt Real Estate Co. (KW)

    Source: FLKMLS,MLS#: 618823MLS LogoOriginating MLS: Key West Association

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 3
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Stainless Steel Appliance(s), Microwave, Range, Refrigerator, Dishwasher, Dryer
      • Laundry: Laundry Room
      Features
      • Built-in Cabinets, Storage, Dade County Pine, Granite Counters, Entrance Foyer, Pantry
      • Flooring: Tile, Wood
      • Doors: French Doors
      • Windows: Drapes/Blinds Incl, Window Treatments, Double Hung Windows, Panel
      • Furnished: Yes
      Interior area
      • Total interior livable area: 1,536 sqft

      Property

      Parking
      • Total spaces: 2
      • Parking features: Off Street
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony, Deck, Patio
      • Exterior features: Water Display, Storage, Lighting
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Decked, Concrete
      • Fencing: Fenced,Privacy
      • Water view: None
      • Waterfront features: None, Dockage: None
      Lot
      • Size: 1,742.4 Square Feet
      • Dimensions: 39 x 50
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00004850000000
      • Zoning: HMDR
      • Zoning description: Historic Medium Density Residential

      Construction

      Type & style
      • Home type: SingleFamily
      • Property subtype: Single Family Residence
      Materials
      • Frame
      • Roof: Metal
      Condition
      • Updated/Remodeled
      • New construction: No
      • Year built: 1924

      Utilities & green energy

      • Electric: Elect Separate Meter
      • Sewer: Municipal Sewer, Public Sewer
      • Water: Water Separate Meter
      • Utilities for property: FKAA, Cable Available, Cable Connected

      Community & HOA

      Community
      • Features: Other
      • Security: Smoke Detector(s), Security System, Central Station Sys
      • Subdivision: Old Town - Unrecord (1.0)
      HOA
      • Has HOA: No
      • Services included: None
      Location
      • Region: Key West

      Financial & listing details

      • Price per square foot: $1,491/sqft
      • Tax assessed value: $1,668,399
      • Annual tax amount: $14,286
      • Date on market: 2/26/2026
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/21/2026Price change$2,290,000-4.6%$1,491/sqft
        Source: FLKMLS #618823 Report a problem
        2/26/2026Listed for sale$2,400,000+28%$1,563/sqft
        Source: FLKMLS #618823 Report a problem
        2/29/2024Sold$1,875,000-1.3%$1,221/sqft
        Source: Key West AOR #607814 Report a problem
        1/31/2024Pending sale$1,899,000$1,236/sqft
        Source: FLKMLS #607814 Report a problem
        12/22/2023Contingent$1,899,000$1,236/sqft
        Source: Key West AOR #607814 Report a problem
        12/16/2023Listed for sale$1,899,000+51.9%$1,236/sqft
        Source: Key West AOR #607814 Report a problem
        3/12/2018Sold$1,250,000-3.8%$814/sqft
        Source: FLKMLS #577019 Report a problem
        10/10/2017Listed for sale$1,299,000+26.1%$846/sqft
        Source: Royal Palms Realty (KW) #577019 Report a problem
        1/16/2015Sold$1,030,000-5.9%$671/sqft
        Source: Public Record Report a problem
        11/26/2014Pending sale$1,095,000$713/sqft
        Source: KW Royal Palms Realty LLC #119349 Report a problem
        6/19/2014Listed for sale$1,095,000$713/sqft
        Source: KW Royal Palms Realty LLC #119349 Report a problem
        6/14/2014Pending sale$1,095,000$713/sqft
        Source: KW Royal Palms Realty LLC #119349 Report a problem
        4/30/2014Price change$1,095,000-1.8%$713/sqft
        Source: KW Royal Palms Realty LLC #119349 Report a problem
        3/31/2014Price change$1,115,000-3%$726/sqft
        Source: KW Royal Palms Realty LLC #119349 Report a problem
        2/12/2014Listed for sale$1,149,000+27.7%$748/sqft
        Source: Marquis Properties Realty #119349 Report a problem
        8/21/2012Sold$900,000-9.5%$586/sqft
        Source: Public Record Report a problem
        8/10/2012Listed for sale$995,000$648/sqft
        Source: Marquis Properties Realty #116547 Report a problem
        7/7/2012Listing removed$995,000$648/sqft
        Source: Marquis Properties Realty #116547 Report a problem
        6/5/2012Listed for sale$995,000+61.8%$648/sqft
        Source: Marquis Properties Realty #116547 Report a problem
        5/7/2004Sold$615,000+709.2%$400/sqft
        Source: Public Record Report a problem
        5/23/2000Sold$76,000$49/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$14,287 +7.4%$1,668,399 +11%
        2024$13,299 +6.7%$1,503,312 +10%
        2023$12,464 +11.9%$1,366,647 +10%
        2022$11,135 +7.9%$1,242,406 +10%
        2021$10,318 +11.5%$1,129,460 +11.7%
        2020$9,257 $1,011,569 -2.8%
        2019$9,257 -3.5%$1,040,846 -3%
        2018$9,593 -4.7%$1,073,172 +7.2%
        2017$10,071 +6.7%$1,000,651 +13%
        2016$9,435 +4.7%$885,626 +11.6%
        2015$9,013 $793,538

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $12,812/mo
        Principal & interest
        $11247
        Property taxes
        $1565
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          Climate risks

          Neighborhood: Historic Seaport

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