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For sale
    • Price cut: $300K (2/26)
    $1,950,000

    413 Emma St #A, Key West, FL 33040

    2beds
    1,418sqft
    : 
    Condominium, Residential - Condo/Townhouse
    Built in 1991
    -- sqft lot
    $-- Zestimate®
    $1,375/sqft
    $2,184/mo HOA

    What's special

    Private poolPrivate garden oasisSpacious bedroomsCovered porchEnsuite bathLush tropical landscapingTimeless architectural details
    Welcome to 413 Emma Street, Unit A - a rare opportunity to own a piece of Key West history in the prestigious Truman Annex. This elegant two-story, 2-bedroom, 2.5-bath villa is located in the exclusive Mills Place Condominiums, a unique enclave of just 20 residences, thoughtfully designed within charming bungalows and the original 1844 hospital by architect Robert Mills. This beautifully maintained home offers the perfect blend of historic character and modern comfort. The open-concept living and dining area features a cozy office nook and flows seamlessly to a covered porch--ideal for enjoying morning coffee, al fresco lunches, or evening cocktails in the tropical breeze. Upstairs, you'll find two spacious bedrooms, each with its own ensuite bath, while a convenient powder room and a fully equipped kitchen complete the main level. Bright, airy interiors and timeless architectural details capture the essence of relaxed island living. Step outside to your private garden oasis--perfect for entertaining, grilling, or simply unwinding amidst lush, tropical landscaping. Take a dip in your own private pool, or soak in sunset views over Truman Waterfront Park and the harbor from your balcony. This villa offers both privacy and convenience in one of Old Town's most desirable neighborhoods.Just a short stroll or bike ride brings you to Duval Street's dining and nightlife, boutique shopping, and Fort Zachary Taylor Beach. Whether you're searching for a primary residence, a vacation escape, or a high-value investment, this Mills Place villa is an exceptional find in the heart of Key West.
    278 days
    |
    1,143
    |
    19
    |

    Zillow last checked: 7 hours ago

    Listing updated: April 03, 2026 at 11:39pm

    Listed by:

    Jaime M Caballero 305-797-5252,

    Key West Vacation Properties & Realty, LLC (KW),

    2809 Steven Wells 305-797-7590,

    Key West Vacation Properties & Realty, LLC (KW)

    Source: FLKMLS,MLS#: 615666MLS LogoOriginating MLS: Key West Association

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Cooling
      • Central Air, Ceiling Fans(s)
      Appliances
      • Included: Washer, Disposal, Water Softener, Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
      Features
      • Bar, Built-in Cabinets
      • Flooring: Wood
      • Doors: French Doors
      • Windows: Drapes/Blinds Incl, Wood Frames, Bahama
      Interior area
      • Total interior livable area: 1,418 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Assigned
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Open Porch/Balcony, Patio
      • Exterior features: Lighting, Sprinkler System, Outdoor Shower
      • Has private pool: Yes
      • Pool features: Heated, In Ground, Salt Water
      • Fencing: Privacy
      • Has view: Yes
      • View description: Ocean, Harbor/Marina View
      • Has water view: Yes
      • Water view: Ocean,Harbor/Marina View
      • Waterfront features: None, Waterfront, Dockage: None
      Lot
      • Features: Less Than 1/4 Acre
      Details
      • Parcel number: 00006700000909
      • Zoning: HPRD
      • Zoning description: Hist Planned Redevelopment & Dev Dist

      Construction

      Type & style
      • Home type: Condo
      • Property subtype: Condominium, Residential - Condo/Townhouse
      Materials
      • Frame, Stucco
      • Roof: Metal
      Condition
      • Year built: 1991

      Utilities & green energy

      • Electric: Elect Separate Meter
      • Sewer: Municipal Sewer
      • Utilities for property: FKAA, Cable Connected

      Community & HOA

      Community
      • Security: Smoke Detector(s), Security System, Electric Gate, Patrolled Area, Gated with Guard
      • Subdivision: Mills Place (1.0)
      HOA
      • Has HOA: Yes
      • Services included: Cable TV, Security, Maintenance Grounds, Building Insurance, Maintenance Structure
      • HOA fee: $5,105 quarterly
      • Second HOA fee: $1,445 quarterly
      Location
      • Region: Key West

      Financial & listing details

      • Price per square foot: $1,375/sqft
      • Tax assessed value: $1,653,877
      • Annual tax amount: $14,023
      • Date on market: 7/3/2025
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        $6,132/mo

        Price history

        Price history
        DateEventPrice
        2/26/2026Price change$1,950,000-13.3%$1,375/sqft
        Source: FLKMLS #615666 Report a problem
        12/19/2025Price change$2,250,000-10%$1,587/sqft
        Source: FLKMLS #615666 Report a problem
        10/22/2025Price change$2,500,000-7.4%$1,763/sqft
        Source: FLKMLS #615666 Report a problem
        7/3/2025Listed for sale$2,700,000+145.5%$1,904/sqft
        Source: FLKMLS #615666 Report a problem
        7/7/2011Sold$1,100,000-8.3%$776/sqft
        Source: Public Record Report a problem
        5/7/2004Sold$1,200,000+120.2%$846/sqft
        Source: FLKMLS #92870 Report a problem
        7/7/2000Sold$545,000$384/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$14,168 +1%$1,653,877 +0.6%
        2024$14,024 +1.4%$1,644,816 +4.5%
        2023$13,835 +12.3%$1,574,384 +10%
        2022$12,321 +3.5%$1,431,258 +10%
        2021$11,904 +10.7%$1,301,144 +10%
        2020$10,753 $1,182,858 +2.1%
        2019$10,753 +1.1%$1,159,007 +0.1%
        2018$10,635 -1.9%$1,157,968
        2017$10,844 $1,157,968 +14.8%
        2016-- $1,008,693
        2015-- $1,008,693

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $13,240/mo
        Principal & interest
        $9724
        HOA Fees
        $2184
        Property taxes
        $1332
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          Climate risks

          Neighborhood: Truman Annex

          Getting around

          73 / 100
          Very Walkable
          28 / 100
          Some Transit
          79 / 100
          Very Bikeable

          Nearby schools

          GreatSchools rating

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