Well-maintained Ranch home in North Utica offering 3 bedrooms and 1 bathroom. Many updates including a new roof, remodeled bathroom, stamped concrete patio in the back yard and a new insulated overhead garage door. It list as a 3 bedroom home but has the flexibility of using one as a den. The garage also offers use as a three season room or pull your car in to keep it warm in the winter. The fenced yard and deck create a private outdoor retreat. Single floor living with curb appeal and modern updates, this home is a turnkey opportunity!
Under contract
$215,000
409 Cosby Rd, Utica, NY 13502
3beds
1,146sqft
Single Family Residence
Built in 1955
6,359.76 Square Feet Lot
$-- Zestimate®
$188/sqft
$-- HOA
What's special
Fenced yardSingle floor livingCurb appealRemodeled bathroom
- 10 days |
- 1,419 |
- 33 |
Zillow last checked: 8 hours ago
Listing updated: February 13, 2026 at 11:35am
Listing by:
Pondras Homes & Hearth Realty LLC 315-853-7251,
Gregory Sacco 315-264-9014
Source: NYSAMLSs,MLS#: S1654133
Originating MLS: Mohawk Valley
Originating MLS: Mohawk ValleyFacts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 3
Bedroom 1
- Level: First
- Dimensions: 14.00 x 11.00
Bedroom 2
- Level: First
- Dimensions: 11.00 x 9.00
Bedroom 3
- Level: First
- Dimensions: 12.00 x 11.00
Kitchen
- Level: First
- Dimensions: 15.00 x 10.00
Living room
- Level: First
- Dimensions: 17.00 x 12.00
Heating
- Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Dryer, Dishwasher, Gas Oven, Gas Range, Gas Water Heater, Refrigerator, Washer
Features
- Den, Eat-in Kitchen
- Flooring: Hardwood, Varies, Vinyl
- Basement: Full
- Has fireplace: No
Interior area
- Total structure area: 1,146
- Total interior livable area: 1,146 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Garage
- Attached garage spaces: 1
Features
- Levels: One
- Stories: 1
- Exterior features: Blacktop Driveway
Lot
- Size: 6,359.76 Square Feet
- Dimensions: 60 x 106
- Features: Other, Rectangular, Rectangular Lot, See Remarks
Details
- Parcel number: 30160030601200010280000000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Poured
Condition
- Resale
- Year built: 1955
Utilities & green energy
- Sewer: Connected
- Water: Connected, Public
- Utilities for property: Sewer Connected, Water Connected
Community & HOA
Location
- Region: Utica
Financial & listing details
- Price per square foot: $188/sqft
- Tax assessed value: $57,300
- Annual tax amount: $3,900
- Date on market: 2/10/2026
- Cumulative days on market: 10 days
- Listing terms: Cash,Conventional,FHA
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/13/2026 | Contingent | $215,000$188/sqft |
Source:  NYSAMLSs #S1654133 Report a problem | ||
| 2/10/2026 | Listed for sale | $215,000+130.5%$188/sqft |
Source: NYSAMLSs #S1654133 Report a problem | ||
| 9/8/2010 | Sold | $93,280+3.8%$81/sqft |
Source: Public Record Report a problem | ||
| 7/19/2010 | Listed for sale | $89,900+49.8%$78/sqft |
Source: Assist-2-Sell #1002339 Report a problem | ||
| 11/19/1996 | Sold | $60,000$52/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | -- | $57,300 |
| 2023 | -- | $57,300 |
| 2022 | -- | $57,300 |
| 2021 | -- | $57,300 |
| 2020 | -- | $57,300 |
| 2019 | -- | $57,300 |
| 2018 | -- | $57,300 |
| 2017 | $2,560 | $57,300 |
| 2016 | -- | $57,300 |
| 2015 | -- | $57,300 |
| 2014 | -- | $57,300 |
| 2013 | -- | $57,300 |
| 2012 | -- | $57,300 |
| 2011 | -- | $57,300 |
| 2010 | -- | $57,300 |
| 2009 | -- | $57,300 |
| 2008 | -- | $57,300 |
| 2007 | -- | $57,300 |
| 2006 | -- | $57,300 |
| 2005 | -- | $57,300 |
| 2004 | -- | $57,300 |
| 2003 | -- | $57,300 |
| 2002 | -- | $57,300 |
| 2001 | -- | $57,300 |
| 2000 | -- | $57,300 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
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Neighborhood: 13502
Nearby schools
GreatSchools rating
- 6/10Thomas Jefferson Elementary SchoolGrades: K-6Distance: 0.3 mi
- 7/10John F Kennedy Middle SchoolGrades: 7-8Distance: 1.3 mi
- 3/10Thomas R Proctor High SchoolGrades: 9-12Distance: 2.8 mi
Schools provided by the listing agent
- District: Utica
Source: NYSAMLSs. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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