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For sale
  • $485,000

    4081 Mountain Trail Loop NE, Rio Rancho, NM 87144

    3beds
    2,181sqft
    : 
    Single Family Residence
    Built in 2019
    6,098.4 Square Feet Lot
    $-- Zestimate®
    $222/sqft
    $38/mo HOA

    What's special

    Charming gazeboOpen kitchenHuge islandStainless steel appliancesUpgraded tileGorgeous granite countertopsStunning exposed ceiling beams
    What a beautiful home filled with thoughtful upgrades throughout! Enjoy paid SOLAR panels, reducing monthly bills to around $12. Reverse osmosis, water softener, and a tankless water heater. The inviting sunroom features curtains and doors that open wide to bring the outdoors in. Step outside to a charming gazebo, ideal for enjoying New Mexico evenings. Backyard has views of the Sandia. Inside, the open kitchen boasts a huge island, gorgeous granite countertops, stainless steel appliances, upgraded tile, and stunning exposed ceiling beams. Custom fireplace in the living space, adding warmth and character. Barn doors provide stylish separation for the bathrooms, and a versatile flex room offers options for a home office or a fourth bedroom. This truly is a special place to call home.
    8 days
    |
    402
    |
    18
    |

    Likely to sell faster than

    Zillow last checked: 8 hours ago

    Listing updated: February 16, 2026 at 11:13am

    Listed by:

    Joanna Rene Kessel 505-504-3886,

    Coldwell Banker Legacy 505-292-8900

    Source: SWMLS,MLS#: 1098260MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 3
    • Full bathrooms: 2
    • 1/2 bathrooms: 1
    Primary bedroom
    • Level: Main
    • Area: 214.47
    • Dimensions: 14.11 x 15.2
    Bedroom 2
    • Level: Main
    • Area: 117
    • Dimensions: 11.7 x 10
    Bedroom 3
    • Level: Main
    • Area: 136
    • Dimensions: 10 x 13.6
    Kitchen
    • Level: Main
    • Area: 250.95
    • Dimensions: 23.9 x 10.5
    Living room
    • Level: Main
    • Area: 445.85
    • Dimensions: 24.1 x 18.5
    Office
    • Level: Main
    • Area: 159.6
    • Dimensions: 10.5 x 15.2
    Heating
    • Combination, Forced Air, Natural Gas
    Cooling
    • Refrigerated
    Appliances
    • Included: Built-In Gas Range, Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Range Hood, Water Softener Owned, Washer
    • Laundry: Electric Dryer Hookup
    Features
    • Beamed Ceilings, Ceiling Fan(s), Dual Sinks, Great Room, High Ceilings, Home Office, Kitchen Island, Main Level Primary, Shower Only, Separate Shower, Walk-In Closet(s)
    • Flooring: Carpet, Tile
    • Windows: Double Pane Windows, Insulated Windows, Low-Emissivity Windows, Vinyl
    • Has basement: No
    • Number of fireplaces: 1
    • Fireplace features: Gas Log
    Interior area
    • Total structure area: 2,181
    • Total interior livable area: 2,181 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Finished Garage, Garage, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Covered, Glass Enclosed, Patio
    • Exterior features: Privacy Wall, Sprinkler/Irrigation
    • Has view: Yes
    Lot
    • Size: 6,098.4 Square Feet
    • Features: Landscaped, Planned Unit Development, Few Trees, Views, Xeriscape
    Details
    • Additional structures: Gazebo
    • Parcel number: 1017074199268
    • Zoning description: R-1

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Frame, Stucco
    • Foundation: Slab
    • Roof: Tile
    Condition
    • Resale
    • New construction: No
    • Year built: 2019
    Details
    • Builder name: Hakes Brothers

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Underground Utilities, Water Connected
    Green energy
    • Energy generation: Solar
    • Water conservation: Water-Smart Landscaping

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: Lomas Encantadas Unit 2-C Phase 1
    HOA
    • Has HOA: Yes
    • Services included: Common Areas
    • HOA fee: $115 quarterly
    Location
    • Region: Rio Rancho

    Financial & listing details

    • Price per square foot: $222/sqft
    • Tax assessed value: $449,305
    • Annual tax amount: $6,658
    • Date on market: 2/13/2026
    • Cumulative days on market: 9 days
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Road surface type: Paved
    Get pre-qualifiedBe ready to make an offer.
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    2/13/2026Listed for sale$485,000$222/sqft
    Source: SWMLS #1098260 Report a problem
    12/1/2022Sold--
    Source: SWMLS #1023713 Report a problem
    10/20/2022Pending sale$485,000$222/sqft
    Source: SWMLS #1023713 Report a problem
    10/12/2022Price change$485,000-3%$222/sqft
    Source: SWMLS #1023713 Report a problem
    10/7/2022Listed for sale$500,000$229/sqft
    Source: SWMLS #1023713 Report a problem
    3/29/2019Sold--
    Source: SWMLS #934634 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$6,500 0%$149,769 +3%
    2024$6,502 -6.5%$145,407 -7.8%
    2023$6,952 $157,691 +63.3%
    2022-- $96,546 +3%
    2021-- $93,734 +3%
    2020-- $91,004 +1720.1%
    2019$210 $5,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $2,640/mo
    Principal & interest
    $2295
    Property taxes
    $307
    HOA Fees
    $38

      Climate risks

      Neighborhood: 87144

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Sandia Vista
      • Middle: Mountain View
      • High: V. Sue Cleveland

      Source: SWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

      Local experts in 87144

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