Best value in Turtle Creek — $314,900 for a 2019 brick-and-stone home with everything already done. Three bedrooms, two baths, 1,771 SF on a large lot with full masonry exterior, wood-burning fireplace, and an open layout built for everyday living. Kitchen features granite countertops, center island, walk-in pantry, and open sightlines to the dining and living areas. Primary suite with tray ceiling, walk-in closet, double vanity, and separate shower. Dedicated office provides flexible space for remote work or guests. High ceilings, ceiling fans throughout, and a clean updated presentation inside. Outside, a fully fenced backyard with covered patio, automatic sprinkler system front and back, and an attached two-car garage. Storm windows and 4-side masonry mean low maintenance and lower energy costs. USDA eligible — qualified buyers can finance with zero down payment. No six-month builder wait, no upgrade fees, no landscaping or fencing to add. Located in Turtle Creek Phase 1 with quick access to Troy ISD schools and I-35 for easy commutes to Waco, Temple, and Belton. City water, public sewer, underground utilities.
Under contract
Price cut: $15K (2/6)
$314,900
408 Magnolia Dr, Troy, TX 76579
3beds
1,771sqft
Est.:
Farm, Single Family Residence
Built in 2019
9,016.92 Square Feet Lot
$312,000 Zestimate®
$178/sqft
$42/mo HOA
What's special
Wood-burning fireplaceHigh ceilingsClean updated presentation insideBrick-and-stone homeAttached two-car garageGranite countertopsStorm windows
- 115 days |
- 267 |
- 18 |
Zillow last checked: 7 hours ago
Listing updated: March 27, 2026 at 09:13am
Listed by:
Meredith Croyle 0798371,
Camille Johnson 254-405-6162
Source: NTREIS,MLS#: 21129593
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Ceiling Fan(s), Dual Sinks, En Suite Bathroom, Separate Shower, Walk-In Closet(s)
- Level: First
- Dimensions: 12 x 15
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 x 14
Bedroom
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 11 x 11
Dining room
- Level: First
- Dimensions: 12 x 7
Kitchen
- Features: Breakfast Bar, Built-in Features, Dual Sinks, Eat-in Kitchen, Granite Counters, Kitchen Island, Pantry
- Level: First
- Dimensions: 12 x 15
Living room
- Features: Ceiling Fan(s), Fireplace
- Level: First
- Dimensions: 16 x 15
Office
- Features: Ceiling Fan(s)
- Level: First
- Dimensions: 9 x 10
Utility room
- Level: First
- Dimensions: 6 x 6
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Convection Oven, Dishwasher, Electric Range, Disposal, Microwave
- Laundry: Washer Hookup, Dryer Hookup, ElectricDryer Hookup, Laundry in Utility Room
Features
- Built-in Features, Decorative/Designer Lighting Fixtures, Double Vanity, Granite Counters, High Speed Internet, Kitchen Island, Open Floorplan, Pantry, Smart Home, Cable TV, Vaulted Ceiling(s), Walk-In Closet(s), Wired for Sound
- Flooring: Carpet, Ceramic Tile, Luxury Vinyl Plank
- Windows: Bay Window(s), Shutters, Window Coverings
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Living Room, Stone, Wood Burning
Interior area
- Total interior livable area: 1,771 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Concrete, Direct Access, Door-Single, Driveway, Enclosed, Garage Faces Front, Garage, Garage Door Opener, Inside Entrance, Kitchen Level, Lighted, On Site, Private
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: Accessible Full Bath, Accessible Bedroom, Grip-Accessible Features, Accessible Kitchen, Accessible Doors, Accessible Entrance, Accessible Hallway(s)
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch, Deck, Enclosed, Covered
- Exterior features: Lighting
- Pool features: None
- Fencing: Full,Wood
Lot
- Size: 9,016.92 Square Feet
- Features: Interior Lot, Level, Native Plants, Subdivision, Sprinkler System
- Residential vegetation: Grassed
Details
- Parcel number: 489619
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary/Modern,Detached,Farmhouse
- Property subtype: Farm, Single Family Residence
Materials
- Brick, Stone Veneer
- Foundation: Slab
- Roof: Composition
Condition
- Year built: 2019
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Available, Sewer Available, Separate Meters, Underground Utilities, Water Available, Cable Available
Green energy
- Energy efficient items: Appliances, Doors, HVAC, Insulation, Lighting, Roof, Thermostat, Water Heater, Windows
- Water conservation: Water-Smart Landscaping
Community & HOA
Community
- Features: Curbs, Sidewalks
- Security: Smoke Detector(s)
- Subdivision: Turtle Crk Ph 1
HOA
- Has HOA: Yes
- Services included: Association Management
- HOA fee: $500 annually
- HOA name: Troy's Turtle Creek Homeowners Association
- HOA phone: 254-773-0900
Location
- Region: Troy
Financial & listing details
- Price per square foot: $178/sqft
- Tax assessed value: $399,216
- Annual tax amount: $6,756
- Date on market: 12/10/2025
- Cumulative days on market: 117 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Asphalt
Estimated market value
$312,000
$296,000 - $328,000
$2,001/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/27/2026 | Contingent | $314,900$178/sqft |
Source: NTREIS #21129593 Report a problem | ||
| 2/6/2026 | Price change | $314,900-4.5%$178/sqft |
Source:  Central Texas MLS #599650 Report a problem | ||
| 12/10/2025 | Listed for sale | $329,900-1.5%$186/sqft |
Source: Central Texas MLS #599650 Report a problem | ||
| 11/2/2025 | Listing removed | $335,000$189/sqft |
Source: NTREIS #20936586 Report a problem | ||
| 9/22/2025 | Price change | $335,000-2.6%$189/sqft |
Source: Central Texas MLS #580226 Report a problem | ||
| 6/10/2025 | Price change | $344,000-4.2%$194/sqft |
Source: NTREIS #20936586 Report a problem | ||
| 5/16/2025 | Listed for sale | $359,000+1.8%$203/sqft |
Source: NTREIS #20936586 Report a problem | ||
| 6/6/2023 | Sold | -- |
Source: Central Texas MLS #502938 Report a problem | ||
| 5/13/2023 | Pending sale | $352,500$199/sqft |
Source:  WMLS #214668 Report a problem | ||
| 4/26/2023 | Price change | $352,500-1%$199/sqft |
Source: Central Texas MLS #502938 Report a problem | ||
| 4/5/2023 | Listed for sale | $356,000$201/sqft |
Source: Central Texas MLS #502938 Report a problem | ||
| 4/2/2020 | Sold | -- |
Source: Central Texas MLS #385239 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $6,417 -5% | $399,216 +1.9% |
| 2024 | $6,756 +92.8% | $391,699 +29.6% |
| 2023 | $3,504 -24% | $302,152 +10% |
| 2022 | $4,613 | $274,684 +10% |
| 2021 | -- | $249,713 +5% |
| 2020 | $5,070 | $237,772 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,968/mo
Principal & interest
$1548
Property taxes
$378
HOA Fees
$42
More affordability tools
Climate risks
Neighborhood: 76579
Nearby schools
GreatSchools rating
- NAEdna Bigham Mays Elementary SchoolGrades: PK-2Distance: 0.3 mi
- 7/10Raymond Mays Middle SchoolGrades: 6-8Distance: 0.2 mi
- 5/10Troy High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Mays
- Middle: Troy
- High: Troy
- District: Troy ISD
Source: NTREIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- 408 Magnolia Dr
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