Welcome to your private oasis! This never before on the market, well-loved, 4 bedroom, 2 bathroom home is nestled on a quiet cul-de-sac with over 3 acres of serene land, boasting both a pond and lake frontage on Chain Lake.
This home has 4 spacious bedrooms with a full bathroom on each level. The kitchen is complete with new appliances, natural lighting and plenty of countertop space. The living room has abundant natural light and offers the comfort of a gas fireplace to cozy up to.
The lower level is made for entertaining with a large family room, a wet bar and a sliding walkout to the back patio. Both lower bedrooms are sizeable and a full bath complete with a jetted tub.
Top notch mechanicals. New H/E furnace in 2020, A/C 2021, on-demand tankless water heater and generator hook ups.
Step outside to discover the true beauty of this property. The peaceful backyard is an outdoor lover's dream, with a large 24x15 maintenance-free deck overlooking garden beds and the private pond. Wander further through the cleared trails and find yourself at the lakefront of Chain Lake, enjoying the endless sounds of nature and breathtaking sunsets to the West.
Additional highlights include a massive 30x40 outbuilding with a 12x20 door, loft, concrete floors - ideal for boats, RVs and toys!
Located in a peaceful neighborhood yet conveniently close to town and I35, this property offers the perfect blend of tranquility and accessibility. Don't miss the opportunity to own this extraordinary home with its unique combination of acreage, pond, and lakefront on Chain Lake. Schedule your private showing today and start envisioning your life in this one-of-a-kind North Branch retreat!
Closed
$472,500
40792 Finley Rd, North Branch, MN 55056
4beds
2,184sqft
Single Family Residence
Built in 1997
3.36 Acres Lot
$470,800 Zestimate®
$216/sqft
$2,456 Estimated rent
Home value
$470,800
$410,000 - $541,000
$2,456/mo
Zestimate® history
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Zillow last checked: 7 hours ago
Listing updated: August 27, 2025 at 11:25pm
Listed by:
Team Watters 651-248-6616,
RE/MAX Results,
Tony Watters 651-497-9440
Bought with:
Amy Foss
LaBelle Real Estate Group Inc
Jake Foss
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6567275
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Bedroom 1
- Level: Main
- Area: 154 Square Feet
- Dimensions: 14x11
Bedroom 2
- Level: Main
- Area: 169 Square Feet
- Dimensions: 13x13
Bedroom 3
- Level: Lower
- Area: 178.5 Square Feet
- Dimensions: 10.5x17
Bedroom 4
- Level: Lower
- Area: 154 Square Feet
- Dimensions: 11x14
Bathroom
- Level: Main
- Area: 55 Square Feet
- Dimensions: 11x5
Bathroom
- Level: Lower
- Area: 90 Square Feet
- Dimensions: 10x9
Dining room
- Level: Main
- Area: 154 Square Feet
- Dimensions: 11x14
Family room
- Level: Lower
- Area: 362.5 Square Feet
- Dimensions: 14.5x25
Garage
- Level: Main
- Area: 748 Square Feet
- Dimensions: 34x22
Kitchen
- Level: Main
- Area: 143 Square Feet
- Dimensions: 11x13
Laundry
- Level: Lower
- Area: 70 Square Feet
- Dimensions: 10x7
Living room
- Level: Main
- Area: 217.5 Square Feet
- Dimensions: 14.5x15
Heating
- Forced Air, Fireplace(s)
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Exhaust Fan, Gas Water Heater, Range, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Water Softener Owned
Features
- Basement: Block,Daylight,Egress Window(s),Finished,Full,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Family Room, Free Standing, Gas, Insert, Living Room
Interior area
- Total structure area: 2,184
- Total interior livable area: 2,184 sqft
- Finished area above ground: 1,092
- Finished area below ground: 1,012
Property
Parking
- Total spaces: 11
- Parking features: Attached, Detached, Asphalt, Garage Door Opener, Multiple Garages
- Attached garage spaces: 3
- Uncovered spaces: 8
- Details: Garage Dimensions (34x22)
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split
- Patio & porch: Composite Decking, Deck, Front Porch, Patio
- Pool features: None
- Waterfront features: Dock, Lake Front, Pond, Waterfront Num(13006300), Lake Acres(254)
- Body of water: Chain Lake
Lot
- Size: 3.36 Acres
- Dimensions: 223 x 695 x 195 x 806
- Features: Accessible Shoreline, Many Trees
Details
- Additional structures: Additional Garage, Storage Shed
- Foundation area: 1108
- Parcel number: 110086188
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Block, Concrete, Frame
- Roof: Age Over 8 Years
Condition
- Age of Property: 28
- New construction: No
- Year built: 1997
Utilities & green energy
- Electric: 100 Amp Service
- Gas: Natural Gas
- Sewer: Mound Septic, Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
- Water: Well
- Utilities for property: Underground Utilities
Community & neighborhood
Location
- Region: North Branch
- Subdivision: Ellenderry Hills 2
HOA & financial
HOA
- Has HOA: No
Other
Other facts
- Road surface type: Paved
Price history
| Date | Event | Price |
|---|---|---|
| 8/23/2024 | Sold | $472,500+0.6%$216/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6567275 Report a problem | ||
| 7/30/2024 | Pending sale | $469,900$215/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6567275 Report a problem | ||
| 7/19/2024 | Listed for sale | $469,900+261.5%$215/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6567275 Report a problem | ||
| 11/3/2008 | Sold | $130,000$60/sqft |
Source: Public Record Report a problem | ||
| 2/23/1998 | Sold | $130,000+490.9%$60/sqft |
Source: Public Record Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $5,270 +0.4% | $403,900 -2.1% |
| 2023 | $5,250 -0.4% | $412,400 +18.7% |
| 2022 | $5,270 +12.8% | $347,300 +17.3% |
Find assessor info on the county website
Neighborhood: 55056
Nearby schools
GreatSchools rating
- 6/10Sunrise River Elementary SchoolGrades: 1-5Distance: 3.5 mi
- 3/10North Branch Middle SchoolGrades: 6-8Distance: 2.9 mi
- 5/10North Branch Senior High SchoolGrades: 9-12Distance: 3.2 mi
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Estimated market value
$470,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$470,800
- Minnesota
- Chisago County
- North Branch
- 55056
- 40792 Finley Rd