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For sale
  • $89,000

    407 Locust St, Waterloo, IA 50701

    3beds
    1,272sqft
    : 
    Single Family Residence
    Built in 1900
    6,969.6 Square Feet Lot
    $-- Zestimate®
    $70/sqft
    $-- HOA

    What's special

    Beautiful woodworkNew windows
    Charming 3-bedroom, 1-bathroom house with approximately 1,272 square feet of living space. It features beautiful woodwork, built-in bookshelves in the dining room/library area, and includes a stove, refrigerator, washer, and dryer. You'll love the bathroom with all new fixtures, new windows, and new paint and flooring throughout. Call for an easy showing today!
    119 days
    |
    239
    |
    15
    |

    Zillow last checked: 7 hours ago

    Listing updated: December 06, 2025 at 03:01am

    Listed by:

    Marty Stoakes 319-240-7171,

    Martin Inc., Realtors

    Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255576MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 1
    • Full bathrooms: 1
    Other
    • Level: Upper
    Other
    • Level: Main
    Other
    • Level: Lower
    Heating
    • Forced Air
    Cooling
    • Central Air
    Features
    • Basement: Block
    • Has fireplace: No
    • Fireplace features: None
    Interior area
    • Total interior livable area: 1,272 sqft
    • Finished area below ground: 0

    Property

    Parking
    • Parking features: None
    Lot
    • Size: 6,969.6 Square Feet
    • Dimensions: 50x140
    Details
    • Parcel number: 891326328019
    • Zoning: R-4
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Aluminum Siding
    • Roof: Asphalt
    Condition
    • Year built: 1900

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $70/sqft
    • Tax assessed value: $22,245
    • Annual tax amount: $1,018
    • Date on market: 11/13/2025
    • Cumulative days on market: 122 days
    • Road surface type: Gravel
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    $990/mo

    Price history

    Price history
    DateEventPrice
    12/2/2025Price change$89,000-3.3%$70/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
    11/13/2025Listed for sale$92,000+13042.9%$72/sqft
    Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255576 Report a problem
    6/6/2020Listing removed$750$1/sqft
    Source: Martin Inc Realtors Report a problem
    5/28/2020Listed for rent$750+7.9%$1/sqft
    Source: Martin Inc Realtors Report a problem
    12/21/2017Listing removed$695$1/sqft
    Source: Martin Inc Realtors Report a problem
    11/21/2017Price change$695-0.7%$1/sqft
    Source: Martin Inc Realtors Report a problem
    9/15/2017Listed for rent$700$1/sqft
    Source: Martin Inc Realtors Report a problem
    5/17/2017Listing removed$700$1/sqft
    Source: Martin Realtors Report a problem
    3/15/2017Listed for rent$700$1/sqft
    Source: Martin Inc Realtors Report a problem
    9/18/2012Listing removed$700$1/sqft
    Source: Waterloo, Iowa Report a problem
    8/31/2012Listed for sale$700-98%$1/sqft
    Source: Waterloo, Iowa Report a problem
    12/22/2009Sold$35,000$28/sqft
    Source: Public Record Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$937 +19.3%$46,900
    2023$786 +2.7%$46,900 +31.1%
    2022$765 -13.2%$35,770
    2021$882 +1.6%$35,770 -8.1%
    2020$867 -0.9%$38,920
    2019$875 +0.8%$38,920
    2018$868 0%$38,920
    2017$868 -1.6%$38,920
    2016$882 $38,920
    2015$882 +0.7%$38,920
    2014$876 -8.2%$38,920 -13.9%
    2012$954 +2.5%$45,200
    2011$931 +3.3%$45,200 +0.6%
    2010$901 +2.8%$44,920
    2009$877 +2.2%$44,920
    2008$858 +1.7%$44,920 +7%
    2007$844 -0.5%$41,980
    2006$848 -2.4%$41,980
    2005$869 +5.8%$41,980 +14.6%
    2003$822 +1.7%$36,630
    2002$808 +10.7%$36,630 +18%
    2001$730 $31,040

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $562/mo
    Principal & interest
    $459
    Property taxes
    $103
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      Climate risks

      Neighborhood: Church Row Historic

      Getting around

      70 / 100
      Somewhat Walkable
      26 / 100
      Some Transit
      65 / 100
      Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Irving Elementary
      • Middle: Central Intermediate
      • High: West High

      Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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