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  • $1,960,000

    4042 Rocky Ridge Rd, Rock Island, TN 38581

    6beds
    5,619sqft
    : 
    Single Family Residence, Residential
    Built in 2007
    5 Acres Lot
    $-- Zestimate®
    $349/sqft
    $42/mo HOA

    What's special

    Rustic Luxury on the Rocky River – Discover the perfect blend of refined living and natural beauty in this one owner custom-built 5,600 sq. ft. waterfront retreat, nestled within the highly sought-after Rock Island Farms boutique community. Set on 5 nature-oriented acres, this extraordinary property boasts approximately 570 feet of gentle water frontage along the picturesque Rocky River, complete with private double-tier dock (two boat lifts and jet ski port included) for effortless access to boating, fishing, and river adventures. Rustic elegance takes center stage with warm wood finishes, soaring ceilings, and two magnificent stone fireplaces anchoring the home’s inviting indoor and outdoor gathering spaces. Designed for hosting family and friends, the home features four private en suite bedrooms plus two expansive bunk rooms—each sleeping 9 and offering its own en suite bath. Cozy screened porch overlooking the water invites year-round enjoyment, while multiple decks provide an abundance of outdoor living space. Built with enduring craftsmanship, this home rests on solid poured concrete foundation walls and includes a storm shelter/storage space, oversized two-car garage designed to accommodate boat and watercraft storage, and thoughtful touches throughout blending comfort with durability. Whether seeking a weekend escape or a long-stay sanctuary, this rare offering delivers the ultimate remote getaway—less than two hours from Nashville—with every amenity for both relaxation and recreation. Conveying fully furnished and turnkey for a seamless waterfront lifestyle transition (small personal exclusion list applies).
    5 days
    |
    317
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    14
    |

    Zillow last checked: 8 hours ago

    Listing updated: February 18, 2026 at 01:14pm

    Listing Provided by:

    Lara K. Kirby | KIRBY GROUP 931-273-5510,

    Compass 615-383-6600,

    Morgan (Park) Hilliard | KIRBY GROUP 931-743-1772,

    Compass

    Source: RealTracs MLS as distributed by MLS GRID,MLS#: 3131594MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 6
    • Bathrooms: 7
    • Full bathrooms: 6
    • 1/2 bathrooms: 1
    Bedroom 1
    • Features: Full Bath
    • Level: Full Bath
    • Area: 323 Square Feet
    • Dimensions: 19x17
    Bedroom 2
    • Features: Bath
    • Level: Bath
    • Area: 180 Square Feet
    • Dimensions: 15x12
    Bedroom 3
    • Features: Bath
    • Level: Bath
    • Area: 180 Square Feet
    • Dimensions: 15x12
    Bedroom 4
    • Features: Bath
    • Level: Bath
    • Area: 272 Square Feet
    • Dimensions: 17x16
    Primary bathroom
    • Features: Primary Bedroom
    • Level: Primary Bedroom
    Dining room
    • Features: Combination
    • Level: Combination
    • Area: 357 Square Feet
    • Dimensions: 21x17
    Other
    • Features: Other
    • Level: Other
    • Area: 120 Square Feet
    • Dimensions: 12x10
    Kitchen
    • Features: Pantry
    • Level: Pantry
    • Area: 315 Square Feet
    • Dimensions: 15x21
    Living room
    • Features: Great Room
    • Level: Great Room
    • Area: 525 Square Feet
    • Dimensions: 25x21
    Other
    • Features: Bedroom 5
    • Level: Bedroom 5
    • Area: 216 Square Feet
    • Dimensions: 12x18
    Other
    • Features: Bedroom 6
    • Level: Bedroom 6
    • Area: 192 Square Feet
    • Dimensions: 12x16
    Recreation room
    • Features: Basement Level
    • Level: Basement Level
    • Area: 418 Square Feet
    • Dimensions: 19x22
    Heating
    • Central
    Cooling
    • Central Air
    Appliances
    • Included: Built-In Electric Oven, Cooktop, Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Refrigerator, Washer
    • Laundry: Electric Dryer Hookup, Washer Hookup
    Features
    • Bookcases, Built-in Features, Ceiling Fan(s), Entrance Foyer, Extra Closets, High Ceilings, Pantry, Walk-In Closet(s), High Speed Internet
    • Flooring: Concrete, Wood
    • Basement: Finished,Full
    • Number of fireplaces: 2
    • Fireplace features: Family Room, Gas, Wood Burning
    Interior area
    • Total structure area: 5,619
    • Total interior livable area: 5,619 sqft
    • Finished area above ground: 3,746
    • Finished area below ground: 1,873

    Property

    Parking
    • Total spaces: 8
    • Parking features: Detached, Driveway
    • Garage spaces: 2
    • Uncovered spaces: 6
    Accessibility
    • Accessibility features: Accessible Entrance, Accessible Hallway(s)
    Features
    • Levels: Three Or More
    • Stories: 2
    • Patio & porch: Deck, Screened
    • Exterior features: Dock, Gas Grill
    • Has spa: Yes
    • Spa features: Private
    • Has view: Yes
    • View description: River
    • Has water view: Yes
    • Water view: River
    • Waterfront features: River Front, Year Round Access
    Lot
    • Size: 5 Acres
    • Dimensions: 5 acres
    • Features: Sloped, Views
    • Topography: Sloped,Views
    Details
    • Additional structures: Storm Shelter
    • Parcel number: 011 00121 000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Rustic
    • Property subtype: Single Family Residence, Residential
    Materials
    • Wood Siding
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 2007

    Utilities & green energy

    • Sewer: Septic Tank
    • Water: Private
    • Utilities for property: Water Available, Underground Utilities
    Green energy
    • Energy efficient items: Water Heater

    Community & HOA

    Community
    • Security: Security System, Smoke Detector(s)
    • Subdivision: Rock Island Farms
    HOA
    • Has HOA: Yes
    • Amenities included: Gated, Underground Utilities
    • Services included: Maintenance Grounds, Insurance
    • HOA fee: $500 annually
    • Second HOA fee: $350 one time
    Location
    • Region: Rock Island

    Financial & listing details

    • Price per square foot: $349/sqft
    • Tax assessed value: $618,800
    • Annual tax amount: $3,712
    • Date on market: 2/17/2026
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    1/5/2026Listing removed$1,960,000$349/sqft
    Source: RealTracs MLS as distributed by MLS GRID #2974490 Report a problem
    8/16/2025Listed for sale$1,960,000+1920.6%$349/sqft
    Source: RealTracs MLS as distributed by MLS GRID #2974490 Report a problem
    8/18/2004Sold$97,000$17/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$3,713 $154,700
    2024$3,713 $154,700
    2023$3,713 $154,700
    2022$3,713 $154,700
    2021-- $154,700 +26.9%
    2020$2,816 $121,900
    2019$2,816 +19.7%$121,900
    2018$2,353 0%$121,900
    2017$2,353 $121,900
    2016$2,353 +3.9%$121,900 +3.9%
    2015$2,265 $117,375
    2014$2,265 0%$117,375 -5.2%
    2013$2,265 +9.6%$123,760
    2012$2,067 0%$123,760
    2011$2,067 +16.8%$123,760
    2010$1,770 $123,760
    2009$1,770 $123,760
    2008-- $123,760 +413.6%
    2007$523 $24,098
    2006$523 +10.7%$24,098
    2005$472 $24,098
    2004$472 $24,098
    2002$472 $24,098 +194.7%
    2001-- $8,178 -75%
    2000-- $32,710

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $10,803/mo
    Principal & interest
    $10108
    Property taxes
    $653
    HOA Fees
    $42

      Climate risks

      Neighborhood: 38581

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Spencer Elementary
      • Middle: Van Buren Co High School
      • High: Van Buren Co High School

      Source: RealTracs MLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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