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  • Listing Provided by: Nester Realty
    $232,900

    404-406 Flower St, Waterloo, IL 62298

    --beds
    --baths
    1,980sqft
    : 
    Multi Family
    Built in 1939
    -- sqft lot
    $230,300 Zestimate®
    $118/sqft
    $-- HOA

    What's special

    Renovated in 2025, this duplex near downtown Waterloo is an ideal investment or live-in opportunity. 404 Flower Street is a 3 bedroom, 2 bathroom unit, currently leased. 406 Flower Street is a well maintained 1 bedroom, 1 bathroom unit, renovated in 2022 and is currently leased. Whether you are looking for a smart investment or a place to call home while generating income, this property delivers flexibility, convenience, and value. Proximity to downtown shops & restaurants adds to the appeal. *SOLD AS IS *Agent Related
    9 days
    |
    610
    |
    8
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 23, 2026 at 07:52am

    Listing Provided by:

    Dawn A Barnes 618-781-3279,

    Nester Realty

    Source: MARIS,MLS#: 26015073MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Tour with a local agent

      Facts & features

      Interior

      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s), Central Air
      Appliances
      • Included: Dishwasher, Microwave, Electric Range, Refrigerator
      Features
      • Basement: Unfinished
      • Has fireplace: No
      Interior area
      • Total structure area: 1,980
      • Total interior livable area: 1,980 sqft
      • Finished area above ground: 1,980
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2
      • Parking features: Detached, Garage
      • Garage spaces: 2
      Features
      • Levels: One and One Half
      Lot
      • Size: 4,382.14 Square Feet
      • Features: Back Yard, Corner Lot, Front Yard, Gentle Sloping
      Details
      • Parcel number: 0725249001000
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: MultiFamily
      • Architectural style: Other
      • Property subtype: Multi Family
      Materials
      • Brick
      • Roof: Architectural Shingle
      Condition
      • Year built: 1939

      Utilities & green energy

      • Electric: Other
      • Water: Public
      • Utilities for property: Electricity Connected, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Subdivision: J B Moores Add
      HOA
      • Has HOA: No
      Location
      • Region: Waterloo

      Financial & listing details

      • Price per square foot: $118/sqft
      • Annual tax amount: $3,638
      • Date on market: 3/23/2026
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Private
      • Electric utility on property: Yes
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        Estimated market value

        $230,300

        $219,000 - $242,000

        $1,393/mo

        Price history

        Price history
        DateEventPrice
        3/23/2026Listed for sale$232,900$118/sqft
        Source: MARIS #26015073 Report a problem
        12/2/2025Listing removed$232,900$118/sqft
        Source: MARIS #25054462 Report a problem
        11/26/2025Listing removed$1,375$1/sqft
        Source: Zillow Rentals Report a problem
        11/19/2025Listed for rent$1,375$1/sqft
        Source: Zillow Rentals Report a problem
        10/6/2025Price change$232,900-2.9%$118/sqft
        Source: MARIS #25054462 Report a problem
        8/7/2025Listed for sale$239,900$121/sqft
        Source: MARIS #25054462 Report a problem

        Public tax history

        Public tax history
        Tax history is unavailable.

        BuyAbility℠ payment

        Est. payment
        $1,559/mo
        Principal & interest
        $1229
        Property taxes
        $330
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          Climate risks

          Neighborhood: 62298

          Getting around

          75 / 100
          Very Walkable
          47 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Waterloo Dist 5
          • Middle: Waterloo Dist 5
          • High: Waterloo

          Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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