Renovated in 2025, this duplex near downtown Waterloo is an ideal investment or live-in opportunity. 404 Flower Street is a 3 bedroom, 2 bathroom unit, currently leased. 406 Flower Street is a well maintained 1 bedroom, 1 bathroom unit, renovated in 2022 and is currently leased. Whether you are looking for a smart investment or a place to call home while generating income, this property delivers flexibility, convenience, and value. Proximity to downtown shops & restaurants adds to the appeal. *SOLD AS IS *Agent Related
Active
Listing Provided by: Nester Realty
$232,900
404-406 Flower St, Waterloo, IL 62298
--beds
--baths
1,980sqft
Est.:
Multi Family
Built in 1939
-- sqft lot
$230,300 Zestimate®
$118/sqft
$-- HOA
What's special
- 9 days |
- 610 |
- 8 |
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 07:52am
Listing Provided by:
Dawn A Barnes 618-781-3279,
Nester Realty
Source: MARIS,MLS#: 26015073
Originating MLS: Southwestern Illinois Board of REALTORS
Tour with a local agent
Facts & features
Interior
Heating
- Forced Air, Natural Gas
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Microwave, Electric Range, Refrigerator
Features
- Basement: Unfinished
- Has fireplace: No
Interior area
- Total structure area: 1,980
- Total interior livable area: 1,980 sqft
- Finished area above ground: 1,980
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Detached, Garage
- Garage spaces: 2
Features
- Levels: One and One Half
Lot
- Size: 4,382.14 Square Feet
- Features: Back Yard, Corner Lot, Front Yard, Gentle Sloping
Details
- Parcel number: 0725249001000
- Special conditions: Standard
Construction
Type & style
- Home type: MultiFamily
- Architectural style: Other
- Property subtype: Multi Family
Materials
- Brick
- Roof: Architectural Shingle
Condition
- Year built: 1939
Utilities & green energy
- Electric: Other
- Water: Public
- Utilities for property: Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: J B Moores Add
HOA
- Has HOA: No
Location
- Region: Waterloo
Financial & listing details
- Price per square foot: $118/sqft
- Annual tax amount: $3,638
- Date on market: 3/23/2026
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
- Electric utility on property: Yes
Estimated market value
$230,300
$219,000 - $242,000
$1,393/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Listed for sale | $232,900$118/sqft |
Source: | ||
| 12/2/2025 | Listing removed | $232,900$118/sqft |
Source: | ||
| 11/26/2025 | Listing removed | $1,375$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 11/19/2025 | Listed for rent | $1,375$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/6/2025 | Price change | $232,900-2.9%$118/sqft |
Source: | ||
| 8/7/2025 | Listed for sale | $239,900$121/sqft |
Source: | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$1,559/mo
Principal & interest
$1229
Property taxes
$330
More affordability tools
Climate risks
Neighborhood: 62298
Nearby schools
GreatSchools rating
- NAW J Zahnow Elementary SchoolGrades: PK-1Distance: 0.6 mi
- 9/10Waterloo Junior High SchoolGrades: 6-8Distance: 0.6 mi
- 8/10Waterloo High SchoolGrades: 9-12Distance: 1.5 mi
Schools provided by the listing agent
- Elementary: Waterloo Dist 5
- Middle: Waterloo Dist 5
- High: Waterloo
Source: MARIS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 62298
- Illinois
- Monroe County
- Waterloo
- 62298
- 404-406 Flower St





