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For sale by owner
  • $1,325,000

    403 Indies Rd, Ramrod Key, FL 33042

    2beds
    1,344sqft
    : 
    SingleFamily
    Built in 1991
    0.34 Acres Lot
    $1,242,000 Zestimate®
    $986/sqft
    $-- HOA

    What's special

    Boat liftSeparate casita for guestsNew wrap around deckingLush landscaping
    RARE find, Luxury Couples Retreat on 3 lots, lush landscaping, on the water surrounded by nature and sunsets. Penthouse style one bedroom main home with separate casita for guests. Amenities include: new wrap around decking, 4 new four panel hurricane resistant sliding doors, new heater chiller for pool, newly painted entire home and casita, new full property landscaping, new fencing encompassing entire property with 2 separate entrance gates. Property is one of a kind offering privacy from neighbors, large swimming pool with tiki, 60’ dock, boat lift and separate water entry for kayaks, davits for addition boats, special secret garden for meditation with Spanish moss and singing birds. The property is indeed very special, an oasis of peace yet perfect for entertaining and accommodating guests. Located on main canal five minutes from open water and over looking nature preserve with stunning sunsets.
    What the owner loves about this home
    So much to love about this extraordinary property! Large fully landscaped lot (3 lots), paved driveway and downstairs entertainment area, extra large pool with tiki, elevator for groceries, etc., boat lift, fire pit, kayak launch area, top of the line Viking appliances, complete outdoor man cave cooking area kitchen with Viking gas stove and plumbed in Viking BBQ, downstairs storage garage with commercial 1000 lb ice maker, full outdoor bathroom and additional hot shower near pool, upstairs/downstairs wine-beer refreshment coolers. If you’re a couple looking for a private luxury retreat in the keys…this is it.
    4 days
    |
    377
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    26
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    Listed by:

    Property Owner (970) 456-5555

    This property is for sale by owner and Zillow, Inc. is displaying it at the owner's request. It is not subject to a listing agreement with Zillow, Inc. or its affiliates.

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 3
    • Full bathrooms: 3
    Heating
    • None
    Cooling
    • Central
    Appliances
    • Included: Dishwasher, Dryer, Microwave, Range / Oven, Refrigerator
    Features
    • Flooring: Tile
    • Basement: Finished
    • Has fireplace: No
    Interior area
    • Total interior livable area: 1,344 sqft

    Property

    Parking
    • Parking features: Carport, Garage - Detached, Off-street
    Features
    • Exterior features: Cement / Concrete
    • Has view: Yes
    • View description: Water
    • Has water view: Yes
    • Water view: Water
    Lot
    • Size: 0.34 Acres
    Details
    • Parcel number: 00201240000000

    Construction

    Type & style
    • Home type: SingleFamily
    Materials
    • Concrete Block
    • Foundation: Piling
    • Roof: Metal
    Condition
    • New construction: No
    • Year built: 1991

    Community & HOA

    Location
    • Region: Ramrod Key

    Financial & listing details

    • Price per square foot: $986/sqft
    • Tax assessed value: $1,065,444
    • Annual tax amount: $9,785
    • Date on market: 2/16/2026
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    Estimated market value

    $1,242,000

    $1.14M - $1.37M

    $6,621/mo

    Price history

    Price history
    DateEventPrice
    2/16/2026Listed for sale$1,325,000+10.4%$986/sqft
    Source: Owner Report a problem
    5/23/2024Sold$1,200,000-7.7%$893/sqft
    Source: Key West AOR #606181 Report a problem
    5/5/2024Contingent$1,300,000$967/sqft
    Source: Key West AOR #606181 Report a problem
    2/27/2024Price change$1,300,000-3.7%$967/sqft
    Source: Key West AOR #606181 Report a problem
    1/3/2024Price change$1,350,000-3.5%$1,004/sqft
    Source: Key West AOR #606181 Report a problem
    11/24/2023Listed for sale$1,399,000$1,041/sqft
    Source: Key West AOR #606181 Report a problem
    11/15/2023Contingent$1,399,000$1,041/sqft
    Source: Key West AOR #606181 Report a problem
    8/1/2023Listed for sale$1,399,000$1,041/sqft
    Source: Key West AOR #606181 Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025$9,785 +153.9%$1,065,444 +145.6%
    2024$3,854 +5%$433,752 +3%
    2023$3,670 +2.9%$421,119 +3%
    2022$3,565 -2.6%$408,854 +3%
    2021$3,659 +0.6%$396,946 +1.4%
    2020$3,638 $391,466 +2.3%
    2019$3,638 +2%$382,665 +1.9%
    2018$3,567 -0.5%$375,530 +2.1%
    2017$3,584 +3%$367,807 +2.1%
    2016$3,477 -0.6%$360,242 +0.7%
    2015$3,499 $357,738

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $7,415/mo
    Principal & interest
    $6510
    Property taxes
    $905

      Climate risks

      Neighborhood: 33042

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