Welcome to this affordable and well-located 3-bedroom, 1-bathroom home, offering comfort, convenience, and excellent potential for both owner-occupants and investors alike. Situated in a central location close to schools, parks, shopping, and major routes, this property delivers everyday ease at a price that’s hard to find. Whether you’re looking for a budget-friendly home or a reliable investment opportunity, this property checks all the boxes.
Sold for $51,250
$51,250
400 Elm St, Waterloo, IA 50703
2beds
0baths
1,421sqft
Single Family Residence
Built in 1899
3,920.4 Square Feet Lot
$51,200 Zestimate®
$36/sqft
$790 Estimated rent
Home value
$51,200
$49,000 - $54,000
$790/mo
Zestimate® history
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Owner options
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$790/mo
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Rent Zestimate®
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$276/mo
Est. payment
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See today's rates$276/mo
Est. payment
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List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 06:44am
Listed by:
Michael Taylor 319-239-3659,
Lockard Realty Company
Bought with:
Stephen Jordan, B63146000
Oakridge Real Estate
Source: Northeast Iowa Regional BOR as distributed by MLS GRID,MLS#: 20255917
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 0
- Full bathrooms: 1
Other
- Level: Upper
Other
- Level: Main
Other
- Level: Lower
Heating
- Natural Gas
Cooling
- Ceiling Fan(s)
Features
- Basement: Block
- Has fireplace: No
- Fireplace features: None
Interior area
- Total interior livable area: 1,421 sqft
- Finished area below ground: 0
Property
Parking
- Parking features: None
Lot
- Size: 3,920 sqft
- Dimensions: 35.00 x 110.00
Details
- Parcel number: 891325253006
- Zoning: A-1
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding
- Roof: Asphalt
Condition
- Year built: 1899
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Waterloo
Other
Other facts
- Road surface type: Other
Price history
| Date | Event | Price |
|---|---|---|
| 3/20/2026 | Sold | $51,250+2.7%$36/sqft |
Source:  Northeast Iowa Regional BOR as distributed by MLS GRID #20255917 Report a problem | ||
| 2/23/2026 | Pending sale | $49,900$35/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255917 Report a problem | ||
| 12/30/2025 | Price change | $49,900-16.7%$35/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255917 Report a problem | ||
| 12/12/2025 | Listed for sale | $59,900$42/sqft |
Source: Northeast Iowa Regional BOR as distributed by MLS GRID #20255917 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $648 +8.5% | $36,420 +21.9% |
| 2024 | $597 +32.9% | $29,870 |
| 2023 | $449 +2.7% | $29,870 +46.1% |
Find assessor info on the county website
Neighborhood: 50703
Nearby schools
GreatSchools rating
- 4/10Highland Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 2/10George Washington Carver AcademyGrades: 6-8Distance: 2.1 mi
- 2/10East High SchoolGrades: 9-12Distance: 0.6 mi
Schools provided by the listing agent
- Elementary: Highland Elementary
- Middle: George Washington Carver Academy
- High: East High
Source: Northeast Iowa Regional BOR as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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- Iowa
- Black Hawk County
- Waterloo
- 50703
- 400 Elm St