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  • $570,000

    40 Waterside Way, Ottawa, IL 61350

    4beds
    2,500sqft
    Single Family Residence
    Built in 2021
    871.2 Square Feet Lot
    $570,600 Zestimate®
    $228/sqft
    $2,685 Estimated rent

    Home value

    $570,600

    $514,000 - $633,000

    $2,685/mo

    Zestimate® history
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    What's special

    Waterfront Cottage at Heritage Harbor Resort Welcome to the Boat House at Heritage Harbor, a stunning two-story waterfront cottage that perfectly blends comfort, style, and resort living. Featuring 4 bedrooms and 3.5 baths, this bright and cheerful retreat is thoughtfully designed with an open floor plan, vaulted second-story ceilings, and LVT flooring throughout. The modern kitchen is highlighted by quartz countertops, while a convenient second-story balcony makes enjoying Harbor views everyday easy. Enjoy outdoor living at its finest with a large front porch, a screened-in patio with direct access to seasonal boat docks, and a private deck offering breathtaking sunset views over the water. This home comes with quite a bit of furnishings and is short-term rental ready, providing excellent potential for investment or personal enjoyment. Two owned parking spaces add convenience for you and your guests. As part of the vibrant Heritage Harbor Resort community, owners and guests have access to incredible amenities including boat and kayak rentals, an on-site restaurant, walking paths, pickleball courts, a dog park, year-round events, and more. Located just 3 miles from historic downtown Ottawa and within 15 minutes of four state parks, including Starved Rock, this cottage is the perfect getaway destination. Whether you're looking for a weekend retreat, a full-time home, or a rental investment, the Boat House offers it all-waterfront living, resort amenities, and unmatched natural beauty.

    Zillow last checked: 7 hours ago

    Listing updated: March 14, 2026 at 12:08pm

    Listing courtesy of:

    Tammy Barry 815-252-3113,

    Homesmart Realty Group IL

    Bought with:

    Esmeralda Avila, ABR,RSPS

    Heritage Select Realty

    Source: MRED as distributed by MLS GRID,MLS#: 12483497MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    Primary bedroom
    • Features: Flooring (Wood Laminate), Bathroom (Full)
    • Level: Second
    • Area: 285 Square Feet
    • Dimensions: 19X15
    Bedroom 2
    • Features: Flooring (Wood Laminate)
    • Level: Second
    • Area: 156 Square Feet
    • Dimensions: 12X13
    Bedroom 3
    • Features: Flooring (Wood Laminate)
    • Level: Second
    • Area: 90 Square Feet
    • Dimensions: 10X9
    Bedroom 4
    • Level: Basement
    • Area: 100 Square Feet
    • Dimensions: 10X10
    Balcony porch lanai
    • Level: Main
    • Area: 136 Square Feet
    • Dimensions: 17X8
    Deck
    • Level: Main
    • Area: 136 Square Feet
    • Dimensions: 17X8
    Dining room
    • Features: Flooring (Wood Laminate)
    • Level: Main
    • Area: 132 Square Feet
    • Dimensions: 11X12
    Kitchen
    • Features: Kitchen (Island, Pantry-Closet)
    • Level: Main
    • Area: 156 Square Feet
    • Dimensions: 12X13
    Living room
    • Features: Flooring (Wood Laminate)
    • Level: Main
    • Area: 320 Square Feet
    • Dimensions: 20X16
    Screened porch
    • Level: Basement
    • Area: 136 Square Feet
    • Dimensions: 17X8
    Walk in closet
    • Level: Second
    • Area: 40 Square Feet
    • Dimensions: 5X8
    Heating
    • Natural Gas, Electric
    Cooling
    • Central Air
    Appliances
    • Included: Range, Microwave, Dishwasher, Refrigerator, Freezer, Washer, Dryer, Stainless Steel Appliance(s)
    Features
    • Basement: Unfinished,Walk-Out Access
    Interior area
    • Total structure area: 2,550
    • Total interior livable area: 2,500 sqft

    Property

    Parking
    • Total spaces: 2
    • Parking features: Gravel, Off Street, Yes, Owned
    Accessibility
    • Accessibility features: No Disability Access
    Features
    • Stories: 2
    • Patio & porch: Deck, Patio
    • Has view: Yes
    • View description: Water, Back of Property
    • Water view: Water,Back of Property
    • Waterfront features: River Front
    Lot
    • Size: 871.20 sqft
    • Dimensions: 30 X 112
    Details
    • Parcel number: 1544313010
    • Special conditions: Home Warranty

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Other
    • Foundation: Concrete Perimeter
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 2021
    Details
    • Warranty included: Yes

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Ottawa
    • Subdivision: Heritage Harbor

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $205 monthly
    • Services included: Pool, Scavenger

    Other

    Other facts
    • Listing terms: Conventional
    • Ownership: Fee Simple w/ HO Assn.

    Price history

    DateEventPrice
    3/13/2026Sold$570,000-4.8%$228/sqft
    Source: MRED as distributed by MLS GRID #12483497 Report a problem
    2/19/2026Contingent$599,000$240/sqft
    Source: MRED as distributed by MLS GRID #12483497 Report a problem
    11/6/2025Price change$599,000-1.6%$240/sqft
    Source: MRED as distributed by MLS GRID #12483497 Report a problem
    9/29/2025Listed for sale$609,000+40.4%$244/sqft
    Source: MRED as distributed by MLS GRID #12483497 Report a problem
    12/6/2021Sold$433,669$173/sqft
    Source: MRED as distributed by MLS GRID #11067682 Report a problem

    Public tax history

    YearProperty taxesTax assessment
    2024$14,522 +8.8%$154,392 +11.1%
    2023$13,351 -1%$138,967 +0.5%
    2022$13,484 +364.9%$138,309 +374%

    Find assessor info on the county website

    Neighborhood: 61350

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • High: Ottawa Township High School
    • District: 230

    Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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