Step into this beautifully maintained 4-bedroom, 2.5-bath home that perfectly combines modern finishes, functional space, and an unbeatable community setting.
Inside, you are welcomed by a bright, open-concept layout designed for both everyday living and easy entertaining. Durable luxury vinyl plank flooring runs throughout the main living areas, creating a seamless and low-maintenance flow.
The kitchen is truly the centerpiece of the home, featuring stylish finishes, generous cabinetry, and ample counter space for meal prep, hosting, or gathering with family and friends. The adjoining dining area and spacious living room open directly to a screened-in porch, making indoor-outdoor living effortless.
Step outside to the fenced backyard, ideal for pets or play, and know that the property line actually extends well beyond the fenced area, reaching back close to the wooded area. This offers additional yard space and future possibilities that aren't immediately visible at first glance.
The primary suite is conveniently located on the main level, offering privacy and comfort with easy accessibility.
Upstairs, you'll find three additional bedrooms along with a flexible bonus space that can serve as a second living area, home office, playroom, workout space, or media room.
Situated in a sought-after neighborhood, residents enjoy access to a community pool, clubhouse, playground, and a scenic one-mile walking path-perfect for relaxing evenings or active weekends.
With its thoughtful layout, modern design, and expanded lot beyond the fence, this home offers more than meets the eye. Come see it for yourself.
For sale
Price cut: $4.9K (2/23)
$445,000
3951 Inlet Loop, Chattanooga, TN 37416
4beds
2,082sqft
Est.:
Single Family Residence
Built in 2023
7,840.8 Square Feet Lot
$441,200 Zestimate®
$214/sqft
$65/mo HOA
What's special
Fenced backyardScreened-in porchBright open-concept layoutAmple counter spaceGenerous cabinetryAdjoining dining area
- 100 days |
- 836 |
- 42 |
Zillow last checked: 8 hours ago
Listing updated: February 23, 2026 at 08:20am
Listed by:
Marcus Holt 423-667-9393,
REAL Broker 844-591-7325
Source: Greater Chattanooga Realtors,MLS#: 1524150
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: First
Primary bathroom
- Level: Second
Bathroom
- Level: First
Dining room
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Loft
- Level: Second
Heating
- Central, Electric
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Built-In Electric Range, Built-In Electric Oven, Disposal, Dishwasher, ENERGY STAR Qualified Appliances, Microwave, Range Hood, Self Cleaning Oven, Tankless Water Heater, Wall Oven
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Main Level, Washer Hookup
Features
- Ceiling Fan(s), Crown Molding, Double Vanity, Eat-in Kitchen, Granite Counters, High Ceilings, Kitchen Island, Open Floorplan, Pantry, Primary Downstairs, Recessed Lighting, Walk-In Closet(s), Wired for Data, Tub/shower Combo, En Suite
- Flooring: Luxury Vinyl
- Windows: ENERGY STAR Qualified Windows, Vinyl Frames
- Has basement: No
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 2,082
- Total interior livable area: 2,082 sqft
- Finished area above ground: 2,082
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener, Garage Faces Front, Kitchen Level
- Attached garage spaces: 2
Features
- Levels: Two
- Patio & porch: Front Porch, Porch, Rear Porch, Screened, Porch - Screened, Porch - Covered
- Exterior features: Lighting, Private Yard, Rain Gutters
- Pool features: Community
- Fencing: Back Yard,Gate
Lot
- Size: 7,840.8 Square Feet
- Features: Back Yard, Front Yard, Interior Lot, Landscaped, Level, Rectangular Lot, Sprinklers In Front
Details
- Additional structures: None
- Parcel number: 120k C 031
- Other equipment: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Brick, Frame, Fiber Cement
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2023
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Natural Gas Available, Phone Available, Sewer Connected, Underground Utilities, Water Available
Community & HOA
Community
- Features: Clubhouse, Park, Playground, Pool, Street Lights, Sidewalks
- Security: Fire Sprinkler System, Security Service
- Subdivision: Moss Landing
HOA
- Has HOA: Yes
- Amenities included: Barbecue, Clubhouse, Playground, Pool, Trail(s)
- HOA fee: $65 monthly
Location
- Region: Chattanooga
Financial & listing details
- Price per square foot: $214/sqft
- Tax assessed value: $334,900
- Annual tax amount: $3,756
- Date on market: 11/18/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Asphalt
Estimated market value
$441,200
$419,000 - $463,000
$2,451/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Price change | $445,000-1.1%$214/sqft |
Source: Greater Chattanooga Realtors #1524150 Report a problem | ||
| 1/9/2026 | Price change | $449,9000%$216/sqft |
Source: Greater Chattanooga Realtors #1524150 Report a problem | ||
| 11/18/2025 | Listed for sale | $450,000+6.9%$216/sqft |
Source: Greater Chattanooga Realtors #1524150 Report a problem | ||
| 3/27/2023 | Sold | $420,978$202/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,873 +57.7% | $83,725 +57.7% |
| 2023 | $1,188 | $53,100 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,334/mo
Principal & interest
$2065
Property taxes
$204
HOA Fees
$65
Climate risks
Neighborhood: 37416
Nearby schools
GreatSchools rating
- 2/10Harrison Elementary SchoolGrades: PK-5Distance: 2.2 mi
- 5/10Brown Middle SchoolGrades: 6-8Distance: 2.2 mi
- 3/10Central High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Harrison Elementary
- Middle: Brown Middle
- High: Central High School
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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