OPEN THIS SUNDAY 12:00 to 1:30 pm. MOVE IN NOW!!! *** Great opportunity to enjoy a solidly built, lovingly maintained 2BR, 1 FBA Craftsman style home in the heart of Latonia *** Family ownership since 1909 *** Beautiful wood floors, refinished in 2012 *** Updated kitchen with Kelly Brothers custom cabinetry, hickory floors, and newer gas range, dishwasher, two refrigerators, and microwave *** Updated bath fixture, tub reglazed *** Ceiling fans *** HWH expansion tank 2025 *** New water main shutoff valve, glass block windows, lavatory/door in basement *** 2022 vinyl siding and exterior paint; Hardie Board shake siding *** Relax on newer wood surface on front porch, rear deck overlooks flat backyard *** Alarm system *** Walking distance of Latonia Elementary and Holy Cross church and schools.
Buyer to confirm square footage, Deeds/Title, taxes, schools, and related property information.
For sale
Price cut: $10K (3/26)
$230,000
3920 Church St, Covington, KY 41015
2beds
1,123sqft
Est.:
Single Family Residence, Residential
Built in 1909
4,791.6 Square Feet Lot
$-- Zestimate®
$205/sqft
$-- HOA
What's special
Updated bath fixtureHardie board shake sidingTub reglazedCeiling fansHickory floors
- 14 days |
- 1,355 |
- 67 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: March 29, 2026 at 11:33pm
Listed by:
Robert Mueller 859-287-5435,
Sibcy Cline, REALTORS-Florence
Source: NKMLS,MLS#: 640647
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Primary bedroom
- Features: See Remarks
- Level: Second
- Area: 172.22
- Dimensions: 15.8 x 10.9
Bedroom 2
- Features: See Remarks
- Level: Second
- Area: 175
- Dimensions: 14 x 12.5
Dining room
- Features: See Remarks
- Level: First
- Area: 211.31
- Dimensions: 18.7 x 11.3
Kitchen
- Features: See Remarks
- Level: First
- Area: 95.04
- Dimensions: 10.8 x 8.8
Living room
- Features: See Remarks
- Level: First
- Area: 180.81
- Dimensions: 14.7 x 12.3
Other
- Description: Off Kitchen; sink, cabinets, dishwasher
- Features: See Remarks
- Level: First
- Area: 21.12
- Dimensions: 4.8 x 4.4
Primary bath
- Features: See Remarks
- Level: Second
- Area: 71.4
- Dimensions: 8.5 x 8.4
Heating
- Forced Air
Cooling
- Central Air, Window Unit(s)
Appliances
- Included: See Remarks, Gas Range, Dishwasher, Dryer, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup, In Basement
Features
- Walk-In Closet(s), Granite Counters, Eat-in Kitchen, Bookcases, Ceiling Fan(s), Natural Woodwork
- Windows: Vinyl Frames
- Basement: See Remarks
- Number of fireplaces: 1
- Fireplace features: Gas, Inoperable
Interior area
- Total structure area: 1,123
- Total interior livable area: 1,123 sqft
Property
Parking
- Parking features: No Garage, On Street
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None, Stair Lift
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Deck, Porch
- Fencing: Metal,Partial
- Has view: Yes
- View description: City, Neighborhood
Lot
- Size: 4,791.6 Square Feet
- Dimensions: 0.11 AC
- Features: Cleared, Level
Details
- Additional structures: Shed(s)
- Parcel number: 0563211022.00
- Zoning description: Residential
- Other equipment: Dehumidifier
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Craftsman
- Property subtype: Single Family Residence, Residential
Materials
- HardiPlank Type, Vinyl Siding
- Foundation: Poured Concrete
- Roof: Shingle
Condition
- Existing Structure
- New construction: No
- Year built: 1909
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
HOA
- Has HOA: No
Location
- Region: Covington
Financial & listing details
- Price per square foot: $205/sqft
- Tax assessed value: $149,500
- Annual tax amount: $1,373
- Date on market: 3/17/2026
- Cumulative days on market: 14 days
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/26/2026 | Price change | $230,000-4.2%$205/sqft |
Source:  NKMLS #640647 Report a problem | ||
| 3/17/2026 | Listed for sale | $240,000$214/sqft |
Source: NKMLS #640647 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $1,373 -4.6% | $149,500 |
| 2022 | $1,440 +138.9% | $149,500 +86.9% |
| 2021 | $603 -27% | $80,000 |
| 2020 | $826 | $80,000 |
| 2019 | $826 +13.6% | $80,000 |
| 2018 | $727 | $80,000 |
| 2017 | $727 -20.1% | $80,000 |
| 2015 | $909 +2.6% | $80,000 |
| 2014 | $886 | $80,000 |
| 2013 | $886 | $80,000 |
| 2012 | -- | $80,000 |
| 2011 | -- | $80,000 |
| 2010 | -- | $80,000 |
| 2009 | -- | $80,000 |
| 2008 | -- | $80,000 |
| 2007 | -- | $80,000 |
| 2006 | -- | $80,000 +6.7% |
| 2005 | -- | $75,000 |
| 2004 | -- | $75,000 |
| 2003 | -- | $75,000 |
| 2002 | -- | $75,000 +27.1% |
| 2001 | -- | $59,000 |
| 2000 | -- | $59,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$1,395/mo
Principal & interest
$1209
Property taxes
$186
More affordability tools
Climate risks
Neighborhood: 41015
Nearby schools
GreatSchools rating
- 6/10Latonia Elementary SchoolGrades: K-5Distance: 0.2 mi
- 4/10Holmes Middle SchoolGrades: 6-8Distance: 1.2 mi
- 2/10Holmes High SchoolGrades: 9-12Distance: 1.2 mi
Schools provided by the listing agent
- Elementary: Latonia Elementary
- Middle: Holmes Middle School
- High: Holmes Senior High
Source: NKMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 41015
- Kentucky
- Kenton County
- Covington
- 41015
- 3920 Church St
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