This is a beautifully designed single-story home showcasing stunning, unobstructed views of the Sandia Mountains. The open-concept floor plan offers seamless flow and abundant natural light, perfect for both everyday living and entertaining. A chef's kitchen features stainless steel appliances, quartz countertops, and an oversized breakfast bar island ideal for gatherings. With four spacious bedrooms plus an additional flexible room that can serve as a fifth bedroom, home office, or game room, this home adapts to your lifestyle. Step outside to a custom backyard oasis complete with a tranquil water feature and covered patio--perfect for relaxing while taking in the mountain views. Energy-efficient solar panels and an electric vehicle charger add modern convenience and long-term savings.
Pending
Price cut: $10.1K (2/11)
$449,900
3905 Mountain Trail Loop NE, Rio Rancho, NM 87144
4beds
2,157sqft
Est.:
Single Family Residence
Built in 2016
6,098.4 Square Feet Lot
$447,000 Zestimate®
$209/sqft
$38/mo HOA
What's special
Single-story homeCustom backyard oasisEnergy-efficient solar panelsTranquil water featureOpen-concept floor planFour spacious bedroomsStainless steel appliances
- 16 days |
- 1,281 |
- 47 |
Zillow last checked: 8 hours ago
Listing updated: February 16, 2026 at 05:19pm
Listed by:
Leslie A Villareal 505-480-6738,
The Villarealty Group 505-480-6738
Source: SWMLS,MLS#: 1097766
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 1
- 3/4 bathrooms: 1
Primary bedroom
- Level: Main
- Area: 246.84
- Dimensions: 17.42 x 14.17
Bedroom 2
- Level: Main
- Area: 117.78
- Dimensions: 9.75 x 12.08
Bedroom 3
- Level: Main
- Area: 108.13
- Dimensions: 11 x 9.83
Bedroom 4
- Level: Main
- Area: 163.32
- Dimensions: 12.17 x 13.42
Kitchen
- Level: Main
- Area: 386.68
- Dimensions: 19.83 x 19.5
Living room
- Level: Main
- Area: 332.89
- Dimensions: 17.83 x 18.67
Office
- Level: Main
- Area: 158.6
- Dimensions: 12.2 x 13
Heating
- Central, Forced Air, Natural Gas
Cooling
- Refrigerated
Appliances
- Included: Built-In Gas Range, Dryer, Dishwasher, Microwave, Refrigerator, Washer
- Laundry: Electric Dryer Hookup
Features
- Ceiling Fan(s), Dual Sinks, Home Office, Kitchen Island, Main Level Primary, Shower Only, Separate Shower, Walk-In Closet(s)
- Flooring: Carpet, Tile
- Windows: Double Pane Windows, Insulated Windows, Sliding
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 2,157
- Total interior livable area: 2,157 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Finished Garage, Garage, Garage Door Opener
- Attached garage spaces: 2
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
- Exterior features: Private Yard, Water Feature, Sprinkler/Irrigation
- Fencing: Wall
- Has view: Yes
Lot
- Size: 6,098.4 Square Feet
- Features: Sprinklers In Rear, Landscaped, Planned Unit Development, Views, Xeriscape
Details
- Additional structures: Shed(s)
- Parcel number: 1017074384193
- Zoning description: R-1
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Frame, Stucco, Rock
- Roof: Tile
Condition
- Resale
- New construction: No
- Year built: 2016
Details
- Builder name: Pulte
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
Green energy
- Energy generation: Solar
- Water conservation: Water-Smart Landscaping
Community & HOA
Community
- Security: Security System, Smoke Detector(s)
- Subdivision: Lomas Encantadas Unit 2D
HOA
- Has HOA: Yes
- Services included: Common Areas
- HOA fee: $38 monthly
Location
- Region: Rio Rancho
Financial & listing details
- Price per square foot: $209/sqft
- Tax assessed value: $398,370
- Date on market: 2/3/2026
- Cumulative days on market: 16 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
Estimated market value
$447,000
$425,000 - $469,000
$2,360/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/17/2026 | Pending sale | $449,900$209/sqft |
Source:  SWMLS #1097766 Report a problem | ||
| 2/11/2026 | Price change | $449,900-2.2%$209/sqft |
Source: SWMLS #1097766 Report a problem | ||
| 2/3/2026 | Listed for sale | $460,000+15%$213/sqft |
Source: SWMLS #1097766 Report a problem | ||
| 11/30/2021 | Sold | -- |
Source: SWMLS #219009_1002881 Report a problem | ||
| 10/17/2021 | Pending sale | $400,000$185/sqft |
Source: SWMLS #1002881 Report a problem | ||
| 10/15/2021 | Listed for sale | $400,000$185/sqft |
Source: SWMLS #1002881 Report a problem | ||
| 7/1/2016 | Sold | -- |
Source: SWMLS #860162 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $132,790 +3% |
| 2024 | -- | $128,922 +3% |
| 2023 | -- | $125,168 +3% |
| 2022 | $5,137 +25.3% | $121,522 +32.9% |
| 2021 | $4,099 +2.5% | $91,470 +3% |
| 2020 | $4,000 +23.3% | $88,806 +3% |
| 2019 | $3,243 +9.5% | $86,220 +3% |
| 2018 | $2,962 +1253.9% | $83,709 +1.7% |
| 2017 | $219 | $82,299 +1546% |
| 2016 | $219 +3.1% | $5,000 |
| 2014 | $212 | $5,000 |
| 2013 | $212 | $5,000 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,643/mo
Principal & interest
$2320
Property taxes
$285
HOA Fees
$38
Climate risks
Neighborhood: 87144
Nearby schools
GreatSchools rating
- 6/10Sandia Vista Elementary SchoolGrades: PK-5Distance: 0.6 mi
- 8/10Mountain View Middle SchoolGrades: 6-8Distance: 0.2 mi
- 7/10V Sue Cleveland High SchoolGrades: 9-12Distance: 3.2 mi
Schools provided by the listing agent
- Elementary: Sandia Vista
- Middle: Mountain View
- High: V. Sue Cleveland
Source: SWMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 87144
