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For sale
    • $625,000

    3905 Memory Ln, Waterloo, IA 50702

    5beds
    3,742sqft
    : 
    Single Family Residence
    Built in 2003
    3.71 Acres Lot
    $594,800 Zestimate®
    $167/sqft
    $-- HOA

    What's special

    Large private pondMain floor laundry
    This 5-bedroom 3 bath home gives you lots of options. The home offer a large private pond that has fish in it for your recreation. The house main floor offers a large master suite with a shower and jacuzzi tub, 3 bedrooms, a bathroom, main floor laundry and a gas fireplace that can be viewed from the living room or dining room. A basement that is almost all finished just the storage area and equipment rooms are not finished with the great option that the basement floor is plumbed for in floor heating that just needs to be finished. Need a break and get back to nature walk out to your pond which offers a 1 room cabin with electricity. Get your showing scheduled before this gem goes off the market.
    4 days
    |
    683
    |
    12
    |

    Zillow last checked: 8 hours ago

    Listing updated: 10 hours ago

    Listed by:

    Rick Schmidt 319-231-1276,

    RE/MAX Concepts - Cedar Falls,

    Matthew Wikert 319-823-0714,

    RE/MAX Concepts - Cedar Falls

    Source: Northeast Iowa Regional BOR,MLS#: 20260813MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 5
    • Bathrooms: 3
    • Full bathrooms: 2
    • 3/4 bathrooms: 1
    Rooms
    • Room types: 1st Floor Entry, Family Room, Library/Office, Living Room Separate, Main Floor Laundry, Master Bath, Master Bedroom, Master Bedroom w/ Closet
    Other
    • Level: Upper
    Other
    • Level: Main
    Other
    • Level: Lower
    Heating
    • Natural Gas
    Cooling
    • Ceiling Fan(s), Central Air
    Appliances
    • Included: Appliances Negotiable, Dishwasher, Gas Water Heater, Water Softener Owned
    • Laundry: 1st Floor, Laundry Room
    Features
    • Ceiling Fan(s)
    • Basement: Concrete,Partially Finished
    • Has fireplace: Yes
    • Fireplace features: Gas
    Interior area
    • Total interior livable area: 3,742 sqft
    • Finished area below ground: 1,871
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: 2 Stall
    • Carport spaces: 2
    Features
    • Patio & porch: Deck
    • Exterior features: Fishing
    • Fencing: Fenced
    • On waterfront: Yes
    • Waterfront features: Pond, Waterfront
    Lot
    • Size: 3.71 Acres
    Details
    • Additional structures: Outbuilding
    • Parcel number: 881218328004
    • Zoning: R-1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    • Roof: Asphalt
    Condition
    • Year built: 2003

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    Location
    • Region: Waterloo

    Financial & listing details

    • Price per square foot: $167/sqft
    • Tax assessed value: $373,000
    • Annual tax amount: $6,171
    • Date on market: 3/1/2026
    • Cumulative days on market: 5 days
    • Road surface type: Concrete, Hard Surface Road
    Get pre-qualifiedBe ready to make an offer.
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    Calculate monthly paymentSee if you can afford this home.

    Estimated market value

    $594,800

    $565,000 - $625,000

    $1,798/mo

    Price history

    Price history
    DateEventPrice
    3/1/2026Listed for sale$625,000+1544.7%$167/sqft
    Source: Northeast Iowa Regional BOR #20260813 Report a problem
    2/20/2003Sold$38,000$10/sqft
    Source: Agent Provided Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024$6,183 +1.4%$326,840
    2023$6,098 +2.8%$326,840 +14.1%
    2022$5,935 +10.8%$286,550
    2021$5,357 +1.7%$286,550 +16.9%
    2020$5,266 -1%$245,120
    2019$5,319 +0.9%$245,120
    2018$5,271 +0%$245,120
    2017$5,270 -1.8%$245,120
    2016$5,364 $245,120
    2015$5,364 +0.8%$245,120
    2014$5,320 +2.8%$245,120
    2012$5,173 +1.6%$245,120
    2011$5,093 +3.3%$245,120 -0.3%
    2010$4,930 +2.8%$245,790
    2009$4,797 +2.2%$245,790
    2008$4,694 +1.7%$245,790 +7%
    2007$4,616 -0.5%$229,710
    2006$4,640 -0.4%$229,710
    2005$4,657 +3492.3%$229,710 +3874.2%
    2003$130 +1.7%$5,780
    2002$127 +10.7%$5,780 +18%
    2001$115 $4,900

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $3,947/mo
    Principal & interest
    $3223
    Property taxes
    $724

      Climate risks

      Neighborhood: 50702

      Getting around

      4 / 100
      Car-Dependent
      18 / 100
      Minimal Transit
      24 / 100
      Somewhat Bikeable

      Nearby schools

      GreatSchools rating
      Schools provided by the listing agent
      • Elementary: Orange Elementary
      • Middle: Hoover Intermediate
      • High: West Central

      Source: Northeast Iowa Regional BOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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