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For sale
  • Price cut: $5K (2/24)
    $187,900

    39 Spruce Ridge Dr, Bay City, MI 48706

    3beds
    1,024sqft
    : 
    Single Family Residence
    Built in 1937
    0.25 Acres Lot
    $183,500 Zestimate®
    $183/sqft
    $-- HOA

    What's special

    Beautifully updated home
    This beautifully updated home offers quality, comfort, and peace of mind throughout. This move-in-ready property has been carefully improved with attention to detail and long-term durability in mind. Recent updates include updated electrical, furnace, plumbing, siding, windows, water heater, and thoughtful finishes you’ll notice in every room. This home truly stands out and creates a space the next owners can enjoy with confidence. Additionally, enjoy the views from a brand-new front porch and back deck that provide the perfect setting for relaxing or entertaining. The home’s location is just a short walk to the Kawkawlin River and surrounding Saginaw Bay area. With so much to see and appreciate, this is a home you won’t want to miss.
    50 days
    |
    708
    |
    26
    |

    Zillow last checked: 7 hours ago

    Listing updated: February 23, 2026 at 06:15pm

    Listed by:

    Brooke Bickerstaff 231-598-0224,

    Keller Williams Preferred 989-792-8200

    Source: MiRealSource,MLS#: 50198987MLS LogoOriginating MLS: Saginaw Board of REALTORS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 3
      Rooms
      • Room types: Laundry
      Bedroom 1
      • Level: Main
      • Area: 96
      • Dimensions: 8 x 12
      Bedroom 2
      • Level: Main
      • Area: 128
      • Dimensions: 16 x 8
      Bedroom 3
      • Level: Main
      • Area: 120
      • Dimensions: 12 x 10
      Bathroom 1
      • Level: Main
      Dining room
      • Level: Main
      • Area: 88
      • Dimensions: 11 x 8
      Kitchen
      • Level: Main
      • Area: 90
      • Dimensions: 9 x 10
      Living room
      • Level: Main
      • Area: 280
      • Dimensions: 20 x 14
      Heating
      • Forced Air, Natural Gas
      Appliances
      • Included: Dishwasher, Microwave, Range/Oven, Refrigerator
      • Laundry: First Floor Laundry
      Features
      • Basement: Crawl Space
      • Number of fireplaces: 1
      • Fireplace features: Living Room
      Interior area
      • Total structure area: 1,024
      • Total interior livable area: 1,024 sqft
      • Finished area above ground: 1,024
      • Finished area below ground: 0

      Property

      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Frontage type: Road
      • Frontage length: 93
      Lot
      • Size: 0.25 Acres
      • Dimensions: 93 x 124
      Details
      • Additional structures: Shed(s)
      • Parcel number: 010B1000801700

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • Year built: 1937

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public

      Community & HOA

      Community
      • Subdivision: Bay Side Park Sub
      HOA
      • Has HOA: No
      Location
      • Region: Bay City

      Financial & listing details

      • Price per square foot: $183/sqft
      • Tax assessed value: $99,700
      • Annual tax amount: $3,430
      • Date on market: 2/6/2026
      • Cumulative days on market: 50 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA
      • Ownership type: LLC
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        Estimated market value

        $183,500

        $174,000 - $193,000

        $1,181/mo

        Price history

        Price history
        DateEventPrice
        2/24/2026Price change$187,900-2.6%$183/sqft
        Source: MiRealSource #50198987 Report a problem
        2/8/2026Price change$192,900+0.5%$188/sqft
        Source: MIDMLS #50199031 Report a problem
        2/6/2026Listed for sale$192,000+448.6%$188/sqft
        Source: MiRealSource #50198987 Report a problem
        9/23/2024Sold$35,000$34/sqft
        Source: Public Record Report a problem
        8/12/2024Price change$35,000-46.2%$34/sqft
        Source: Owner Report a problem
        6/1/2024Price change$65,000+8.3%$63/sqft
        Source: Owner Report a problem
        5/31/2024Listed for sale$60,000+140%$59/sqft
        Source: Owner Report a problem
        6/24/2015Sold$25,000$24/sqft
        Source: MiRealSource #31228372 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$1,245 $49,850 +13.8%
        2023-- $43,800 +12.9%
        2022-- $38,800 +7.3%
        2021-- $36,150 +6%
        2020$996 $34,100 +5.9%
        2019-- $32,200 +14.6%
        2018$996 $28,100 +0.2%
        2017-- $28,050 +11.1%
        2016-- $25,250 +22.3%
        2015-- $20,650 +17.7%
        2014-- $17,550 +1.4%
        2013-- $17,300 +1.8%
        2012-- $17,000 -2.3%
        2011-- $17,400 -24%
        2010-- $22,900 -15%
        2009-- $26,950 -12.1%
        2008-- $30,650 -1.9%
        2007-- $31,250
        2006-- $31,250 +11.2%
        2005-- $28,100
        2004-- $28,100
        2003-- $28,100 +8.1%
        2002-- $26,000
        2001-- $26,000

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,208/mo
        Principal & interest
        $987
        Property taxes
        $221
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          Climate risks

          Neighborhood: 48706

          Getting around

          2 / 100
          Car-Dependent
          27 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Bangor Township Schools

          Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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