**SELLER OFFERING $8000 CLOSING HELP WITH AN ACCEPTED OFFER** Welcome home to this charming Southern Maryland property that offers the perfect blend of comfort, space, and opportunity, especially for first time buyers looking to put down roots. Imagine starting your mornings with a cup of coffee on the porch, enjoying the quiet surroundings before the day begins. In the evenings, unwind as the sun sets, or spend time working on hobbies and projects in your spacious two bay garage or one of the additional storage sheds. Whether you enjoy woodworking, gardening, or simply need room for tools, equipment, and outdoor gear, this property offers an abundance of storage and workspace that is hard to find. Inside, the home has been recently refreshed with thoughtful updates that make it move in ready. Renovations include updated flooring, modern lighting, a refreshed kitchen, fresh paint, and more, creating a bright and welcoming interior that feels comfortable from the moment you walk in. Another great feature is that there is no HOA, giving you the freedom to truly enjoy your property without additional restrictions. For buyers looking to take their first step into homeownership, this home presents an exciting opportunity. Qualified buyers may be able to take advantage of the Maryland Mortgage Program offering up to 100% financing, making it easier than ever to move from renting to owning. The seller is motivated and ready to work with buyers, so bring your offer and make this home yours. With its great location, recent updates, incredible storage, and room to grow, this Southern Maryland home is ready for its next chapter. Picture yourself relaxing on the porch after a long day or spending the weekend working on projects in the garage or sheds while enjoying the space that truly feels like home.
For sale
Price cut: $10K (3/2)
$359,900
38461 Chaptico Rd, Mechanicsville, MD 20659
3beds
912sqft
Est.:
Single Family Residence
Built in 1970
1 Acres Lot
$359,100 Zestimate®
$395/sqft
$-- HOA
What's special
Modern lightingQuiet surroundingsFresh paintAdditional storage shedsBright and welcoming interiorRefreshed kitchenSpacious two bay garage
- 31 days |
- 2,548 |
- 116 |
Zillow last checked: 7 hours ago
Listing updated: March 14, 2026 at 10:52am
Listed by:
Melanie Montague 301-442-0154,
EXP Realty, LLC (888) 860-7369,
Listing Team: Montague Properties Of Exp Realty
Source: Bright MLS,MLS#: MDSM2029450
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Heat Pump, Electric
Cooling
- Other, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Has fireplace: No
Interior area
- Total structure area: 912
- Total interior livable area: 912 sqft
- Finished area above ground: 912
- Finished area below ground: 0
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Detached, Driveway
- Garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 1 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1904006453
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch/Rambler
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Crawl Space
Condition
- New construction: No
- Year built: 1970
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
Community & HOA
Community
- Subdivision: None Available
HOA
- Has HOA: No
Location
- Region: Mechanicsville
Financial & listing details
- Price per square foot: $395/sqft
- Tax assessed value: $215,767
- Annual tax amount: $2,071
- Date on market: 2/19/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
- Inclusions: 2 Car Detached Garage
- Ownership: Fee Simple
Estimated market value
$359,100
$341,000 - $377,000
$2,208/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/2/2026 | Price change | $359,900-2.7%$395/sqft |
Source: | ||
| 2/19/2026 | Listed for sale | $369,900+2.8%$406/sqft |
Source: | ||
| 12/22/2025 | Listing removed | $359,900$395/sqft |
Source: eXp Realty #MDSM2028380 Report a problem | ||
| 12/10/2025 | Contingent | $359,900$395/sqft |
Source: | ||
| 12/5/2025 | Listed for sale | $359,900+75.6%$395/sqft |
Source: | ||
| 12/3/2025 | Listing removed | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 10/29/2025 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 8/3/2024 | Listing removed | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/23/2024 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 4/8/2024 | Listing removed | -- |
Source: Zillow Rentals Report a problem | ||
| 12/5/2023 | Sold | $205,000+2.5%$225/sqft |
Source: Public Record Report a problem | ||
| 10/16/2023 | Listed for rent | $2,300$3/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/13/2023 | Sold | $200,000-20%$219/sqft |
Source: | ||
| 4/24/2023 | Pending sale | $249,900$274/sqft |
Source: | ||
| 3/24/2023 | Listed for sale | $249,900$274/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $2,451 +45% | $215,767 +22.5% |
| 2024 | $1,690 +1.7% | $176,100 +1.7% |
| 2023 | $1,662 +1.7% | $173,133 -1.7% |
| 2022 | $1,633 +1.8% | $176,100 +5.3% |
| 2021 | $1,605 +1.2% | $167,200 +1.2% |
| 2020 | $1,586 +1.2% | $165,233 -1.2% |
| 2019 | $1,567 +1.2% | $167,200 +3.7% |
| 2018 | $1,548 -0.9% | $161,300 |
| 2017 | $1,563 -10.9% | $161,300 |
| 2016 | $1,754 | $161,300 -10.7% |
| 2015 | $1,754 | $180,700 |
| 2014 | $1,754 | $180,700 |
| 2013 | -- | $180,700 -9.2% |
| 2012 | -- | $198,900 |
| 2011 | -- | $198,900 |
| 2010 | -- | $198,900 -6.7% |
| 2009 | -- | $213,190 +19.1% |
| 2008 | -- | $178,946 +23.7% |
| 2007 | -- | $144,703 +31% |
| 2006 | -- | $110,460 +4% |
| 2005 | -- | $106,196 +8.7% |
| 2003 | -- | $97,670 +1.5% |
| 2002 | -- | $96,182 +1.6% |
| 2001 | -- | $94,696 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,021/mo
Principal & interest
$1781
Property taxes
$240
More affordability tools
Climate risks
Neighborhood: 20659
Nearby schools
GreatSchools rating
- 6/10Benjamin Banneker Elementary SchoolGrades: PK-5Distance: 4.9 mi
- 6/10Margaret Brent Middle SchoolGrades: 6-8Distance: 1.7 mi
- 6/10Chopticon High SchoolGrades: 9-12Distance: 2.4 mi
Schools provided by the listing agent
- Elementary: Benjamin Banneker
- Middle: Margaret Brent
- High: Chopticon
- District: St. Marys County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 20659
- Maryland
- Saint Marys County
- Mechanicsville
- 20659
- 38461 Chaptico Rd




