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For sale
  • Price cut: $10K (3/2)
    $359,900

    38461 Chaptico Rd, Mechanicsville, MD 20659

    3beds
    912sqft
    : 
    Single Family Residence
    Built in 1970
    1 Acres Lot
    $359,100 Zestimate®
    $395/sqft
    $-- HOA

    What's special

    Modern lightingQuiet surroundingsFresh paintAdditional storage shedsBright and welcoming interiorRefreshed kitchenSpacious two bay garage
    **SELLER OFFERING $8000 CLOSING HELP WITH AN ACCEPTED OFFER** Welcome home to this charming Southern Maryland property that offers the perfect blend of comfort, space, and opportunity, especially for first time buyers looking to put down roots. Imagine starting your mornings with a cup of coffee on the porch, enjoying the quiet surroundings before the day begins. In the evenings, unwind as the sun sets, or spend time working on hobbies and projects in your spacious two bay garage or one of the additional storage sheds. Whether you enjoy woodworking, gardening, or simply need room for tools, equipment, and outdoor gear, this property offers an abundance of storage and workspace that is hard to find. Inside, the home has been recently refreshed with thoughtful updates that make it move in ready. Renovations include updated flooring, modern lighting, a refreshed kitchen, fresh paint, and more, creating a bright and welcoming interior that feels comfortable from the moment you walk in. Another great feature is that there is no HOA, giving you the freedom to truly enjoy your property without additional restrictions. For buyers looking to take their first step into homeownership, this home presents an exciting opportunity. Qualified buyers may be able to take advantage of the Maryland Mortgage Program offering up to 100% financing, making it easier than ever to move from renting to owning. The seller is motivated and ready to work with buyers, so bring your offer and make this home yours. With its great location, recent updates, incredible storage, and room to grow, this Southern Maryland home is ready for its next chapter. Picture yourself relaxing on the porch after a long day or spending the weekend working on projects in the garage or sheds while enjoying the space that truly feels like home.
    31 days
    |
    2,548
    |
    116
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 14, 2026 at 10:52am

    Listed by:

    Melanie Montague 301-442-0154,

    EXP Realty, LLC (888) 860-7369,

    Listing Team: Montague Properties Of Exp Realty

    Source: Bright MLS,MLS#: MDSM2029450MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 2
      • Full bathrooms: 2
      • Main level bathrooms: 2
      • Main level bedrooms: 3
      Basement
      • Area: 0
      Heating
      • Heat Pump, Electric
      Cooling
      • Other, Electric
      Appliances
      • Included: Electric Water Heater
      Features
      • Has basement: No
      • Has fireplace: No
      Interior area
      • Total structure area: 912
      • Total interior livable area: 912 sqft
      • Finished area above ground: 912
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 6
      • Parking features: Garage Faces Front, Detached, Driveway
      • Garage spaces: 2
      • Uncovered spaces: 4
      Accessibility
      • Accessibility features: None
      Features
      • Levels: One
      • Stories: 1
      • Pool features: None
      Lot
      • Size: 1 Acres
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 1904006453
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch/Rambler
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      • Foundation: Crawl Space
      Condition
      • New construction: No
      • Year built: 1970

      Utilities & green energy

      • Sewer: On Site Septic
      • Water: Well

      Community & HOA

      Community
      • Subdivision: None Available
      HOA
      • Has HOA: No
      Location
      • Region: Mechanicsville

      Financial & listing details

      • Price per square foot: $395/sqft
      • Tax assessed value: $215,767
      • Annual tax amount: $2,071
      • Date on market: 2/19/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan,USDA Loan
      • Inclusions: 2 Car Detached Garage
      • Ownership: Fee Simple
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        Estimated market value

        $359,100

        $341,000 - $377,000

        $2,208/mo

        Price history

        Price history
        DateEventPrice
        3/2/2026Price change$359,900-2.7%$395/sqft
        Source: Bright MLS #MDSM2029450 Report a problem
        2/19/2026Listed for sale$369,900+2.8%$406/sqft
        Source: Bright MLS #MDSM2029450 Report a problem
        12/22/2025Listing removed$359,900$395/sqft
        Source: eXp Realty #MDSM2028380 Report a problem
        12/10/2025Contingent$359,900$395/sqft
        Source: Bright MLS #MDSM2028380 Report a problem
        12/5/2025Listed for sale$359,900+75.6%$395/sqft
        Source: Bright MLS #MDSM2028380 Report a problem
        12/3/2025Listing removed$2,300$3/sqft
        Source: Zillow Rentals Report a problem
        10/29/2025Listed for rent$2,300$3/sqft
        Source: Zillow Rentals Report a problem
        8/3/2024Listing removed$2,300$3/sqft
        Source: Zillow Rentals Report a problem
        4/23/2024Listed for rent$2,300$3/sqft
        Source: Zillow Rentals Report a problem
        4/8/2024Listing removed--
        Source: Zillow Rentals Report a problem
        12/5/2023Sold$205,000+2.5%$225/sqft
        Source: Public Record Report a problem
        10/16/2023Listed for rent$2,300$3/sqft
        Source: Zillow Rentals Report a problem
        6/13/2023Sold$200,000-20%$219/sqft
        Source: Bright MLS #MDSM2012162 Report a problem
        4/24/2023Pending sale$249,900$274/sqft
        Source: Bright MLS #MDSM2012162 Report a problem
        3/24/2023Listed for sale$249,900$274/sqft
        Source: Bright MLS #MDSM2012162 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$2,451 +45%$215,767 +22.5%
        2024$1,690 +1.7%$176,100 +1.7%
        2023$1,662 +1.7%$173,133 -1.7%
        2022$1,633 +1.8%$176,100 +5.3%
        2021$1,605 +1.2%$167,200 +1.2%
        2020$1,586 +1.2%$165,233 -1.2%
        2019$1,567 +1.2%$167,200 +3.7%
        2018$1,548 -0.9%$161,300
        2017$1,563 -10.9%$161,300
        2016$1,754 $161,300 -10.7%
        2015$1,754 $180,700
        2014$1,754 $180,700
        2013-- $180,700 -9.2%
        2012-- $198,900
        2011-- $198,900
        2010-- $198,900 -6.7%
        2009-- $213,190 +19.1%
        2008-- $178,946 +23.7%
        2007-- $144,703 +31%
        2006-- $110,460 +4%
        2005-- $106,196 +8.7%
        2003-- $97,670 +1.5%
        2002-- $96,182 +1.6%
        2001-- $94,696

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,021/mo
        Principal & interest
        $1781
        Property taxes
        $240
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          Climate risks

          Neighborhood: 20659

          Getting around

          1 / 100
          Car-Dependent
          30 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Benjamin Banneker
          • Middle: Margaret Brent
          • High: Chopticon
          • District: St. Marys County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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