This Lake Hartwell home offers 3 bedrooms and 3 full baths across two finished levels and has been recently updated with a new HVAC system and a concrete path leading to the covered slip boat dock with lift. The main floor features a vaulted great room with hardwood floors, seamlessly connected to the open kitchen and dining area. Step out onto a spacious, covered porch that spans the width of the home and flows into a large open deck, perfect for grilling and enjoying lake views. The main level includes two bedrooms and two full bathrooms. Downstairs, the terrace level offers a third bedroom, an additional full bath, bunk room with built in bunk beds. A generously sized bonus room that makes a comfortable space for watching TV or playing games. There's also a quiet nook ideal for a home office, allowing you to work while soaking in the lakeside atmosphere. A second covered deck on the lower level leads to the improved concrete path down to the lake, where you'll find a covered slip dock complete with a boat lift and PWC lift. Located in a protected deep water cove, the dock offers stunning views of one of Lake Hartwell's main channels. This home is move-in ready, with furnishings negotiable.
Closed
$598,000
384 Cardinal Ln, Toccoa, GA 30577
4beds
2,400sqft
Single Family Residence
Built in 2001
0.28 Acres Lot
$600,800 Zestimate®
$249/sqft
$2,333 Estimated rent
Home value
$600,800
Estimated sales range
Not available
$2,333/mo
Zestimate® history
Loading...
Owner options
List your home for rent
$2,333/mo
Rent Zestimate®
Find your next renter with Zillow Rental Manager. Plus, with online applications, you can quickly screen prospective tenants – for free.
Learn more$2,333/mo
Rent Zestimate®
Refinance and save
$3,584/mo
Est. payment
Refinancing to a lower rate could help reduce your monthly payments and save thousands over the life of the loan.
See today's rates$3,584/mo
Est. payment
Explore your selling options
Work with a Zillow partner agent
Leverage their expertise and Zillow's premium Showcase listings to get your home seen by more buyers.
Get startedList with your own agent
Get your home in front of millions of buyers by listing it on Zillow.
Learn how to do itSell it yourself
Take full control of how buyers see your home on Zillow by listing For Sale by Owner (FSBO).
List your homeWhat's special
Zillow last checked: 7 hours ago
Listing updated: August 28, 2025 at 03:30am
Listed by:
Stephen P Caudell 706-491-3245,
Hammock Realty North Georgia
Bought with:
Michael Miller, 352335
Keller Williams Lake Hartwell
Source: GAMLS,MLS#: 10565598
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
- Main level bathrooms: 2
- Main level bedrooms: 2
Dining room
- Features: Dining Rm/Living Rm Combo
Kitchen
- Features: Breakfast Bar
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Dishwasher, Oven/Range (Combo), Refrigerator
- Laundry: In Basement
Features
- Double Vanity, Master On Main Level, Vaulted Ceiling(s)
- Flooring: Vinyl
- Windows: Double Pane Windows
- Basement: Bath Finished,Concrete,Daylight,Exterior Entry,Finished,Full,Interior Entry
- Number of fireplaces: 1
- Fireplace features: Basement, Factory Built
Interior area
- Total structure area: 2,400
- Total interior livable area: 2,400 sqft
- Finished area above ground: 1,200
- Finished area below ground: 1,200
Property
Parking
- Parking features: Parking Pad
- Has uncovered spaces: Yes
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck, Porch
- Exterior features: Dock
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Corps of Engineers Control, Deep Water Access, Dock Rights, Lake, Lake Privileges
- Body of water: Hartwell
- Frontage type: Lakefront,Waterfront
- Frontage length: Waterfront Footage: 85
Lot
- Size: 0.28 Acres
- Features: Sloped
Details
- Parcel number: 057E 152
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other,Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Electricity Available, High Speed Internet, Phone Available, Water Available
Community & neighborhood
Community
- Community features: None
Location
- Region: Toccoa
- Subdivision: Shorewood Est
Other
Other facts
- Listing agreement: Exclusive Right To Sell
Price history
| Date | Event | Price |
|---|---|---|
| 8/27/2025 | Sold | $598,000-0.3%$249/sqft |
Source:  GAMLS #10565598 Report a problem | ||
| 7/26/2025 | Pending sale | $600,000$250/sqft |
Source: GAMLS #10565598 Report a problem | ||
| 7/17/2025 | Listed for sale | $600,000+6.6%$250/sqft |
Source: GAMLS #10565598 Report a problem | ||
| 8/12/2024 | Sold | $563,000+2.4%$235/sqft |
Source: GAMLS #10335992 Report a problem | ||
| 7/15/2024 | Pending sale | $550,000$229/sqft |
Source: GAMLS #10335992 Report a problem | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,059 -0.1% | $105,123 +4.5% |
| 2023 | $3,062 +18.2% | $100,560 +15.6% |
| 2022 | $2,590 +0.1% | $86,991 +5.1% |
Find assessor info on the county website
Neighborhood: 30577
Nearby schools
GreatSchools rating
- NABig A Elementary SchoolGrades: PK-KDistance: 7 mi
- 4/10Stephens County Middle SchoolGrades: 6-8Distance: 7.4 mi
- 5/10Stephens County High SchoolGrades: 9-12Distance: 6.8 mi
Schools provided by the listing agent
- Middle: Stephens County
- High: Stephens County
Source: GAMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$600,800
Get a cash offer in 3 minutes
Find out how much your home could sell for in as little as 3 minutes with a no-obligation cash offer.
Estimated market value
$600,800
- Georgia
- Stephens County
- Toccoa
- 30577
- 384 Cardinal Ln