Step into this classic 1990s split-level home, perfectly situated on a secondary lot to Reflection Lake. With 4 spacious bedrooms and 2 full bathrooms, this home provides plenty of room for comfortable living. Enjoy exclusive access to a private lake community featuring four beaches. Inside, the lower-level basement features a second living area complete with a cozy wood-burning fireplace—ideal for gatherings or quiet evenings in. Attached 2-car garage for convenience and storage. Fully fenced backyard & two storage sheds (12x24 and 12x12), offering ample space for tools, hobbies, or outdoor gear.
Active
$359,000
38121 N Frontage Rd, Elk, WA 99009
4beds
2baths
1,700sqft
Est.:
Single Family Residence
Built in 1999
0.27 Acres Lot
$358,000 Zestimate®
$211/sqft
$29/mo HOA
What's special
Cozy wood-burning fireplaceFully fenced backyard
- 3 hours |
- 53 |
- 7 |
Zillow last checked:
Listing updated:
Listed by:
Lacey Brown Main:208-946-6600,
EXIT Real Estate Professionals
Source: SMLS as distributed by MLS GRID,MLS#: 202615386
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
Basement
- Level: Basement
First floor
- Level: First
- Area: 908 Square Feet
Heating
- Electric, Forced Air, Heat Pump
Appliances
- Included: Range, Dishwasher, Disposal, Microwave
- Laundry: In Basement
Features
- Windows: Windows Vinyl
- Basement: Full,Finished
- Number of fireplaces: 1
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,700
- Total interior livable area: 1,700 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached
- Garage spaces: 2
Features
- Fencing: Fenced Yard
- Has view: Yes
- View description: Territorial
- Waterfront features: Sec Lot, Beach Access, Deeded Access
Lot
- Size: 0.27 Acres
Details
- Parcel number: 49202.0412
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Siding
- Roof: Composition
Condition
- New construction: No
- Year built: 1999
Community & HOA
HOA
- Has HOA: Yes
- HOA fee: $350 annually
Location
- Region: Elk
Financial & listing details
- Price per square foot: $211/sqft
- Tax assessed value: $364,400
- Annual tax amount: $2,879
- Date on market: 4/14/2026
- Listing terms: FHA,VA Loan,Conventional,Cash
- Road surface type: Paved
Estimated market value
$358,000
$340,000 - $376,000
$2,276/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/14/2026 | Listed for sale | $359,000+33%$211/sqft |
Source:  SMLS as distributed by MLS GRID #202615386 Report a problem | ||
| 6/25/2020 | Sold | $270,000+1.9%$159/sqft |
Source: SMLS as distributed by MLS GRID #202015362 Report a problem | ||
| 5/9/2020 | Listed for sale | $264,900+3684.3%$156/sqft |
Source: eXp Realty, LLC #202015362 Report a problem | ||
| 2/12/1997 | Sold | $7,000$4/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $2,879 +17.4% | $364,400 +13.9% |
| 2023 | $2,452 -6.7% | $319,800 -4.3% |
| 2022 | $2,627 +22.3% | $334,300 +31.3% |
| 2021 | $2,148 +20.6% | $254,700 +45.8% |
| 2020 | $1,780 +18.7% | $174,700 +16.5% |
| 2019 | $1,500 | $150,000 +7.2% |
| 2018 | $1,500 -5.7% | $139,900 +3% |
| 2017 | $1,590 +5.8% | $135,800 +10.4% |
| 2016 | $1,503 +5.3% | $123,000 +1.6% |
| 2015 | $1,428 | $121,100 -2% |
| 2014 | $1,428 | $123,600 |
| 2013 | $1,428 -1.7% | -- |
| 2011 | $1,452 +14.6% | -- |
| 2010 | $1,267 | -- |
| 2009 | $1,267 -9.4% | -- |
| 2008 | $1,399 | -- |
| 2007 | $1,399 -1.7% | $154,300 |
| 2005 | $1,424 -1.3% | -- |
| 2004 | $1,442 -2.9% | -- |
| 2003 | $1,485 | -- |
| 2002 | $1,485 | -- |
Find assessor info on the county website
Monthly payment
Est. payment
$2,024/mo
Principal & interest
$1744
Property taxes
$251
HOA Fees
$29
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Climate risks
Neighborhood: 99009
Nearby schools
GreatSchools rating
- 6/10Riverside Elementary SchoolGrades: PK-5Distance: 4.2 mi
- 6/10Riverside Middle SchoolGrades: 6-8Distance: 4.3 mi
- 7/10Riverside High SchoolGrades: 9-12Distance: 4.1 mi
Schools provided by the listing agent
- District: Riverside
Source: SMLS as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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A local lender can help you make sure your offer is ready when you are.
- Washington
- Spokane County
- Elk
- 99009
- 38121 N Frontage Rd
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