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For sale
  • Price cut: $5K (3/26)
    $170,000

    3812 N Saginaw Rd, Midland, MI 48640

    2beds
    896sqft
    : 
    Single Family Residence
    Built in 1940
    0.3 Acres Lot
    $168,900 Zestimate®
    $190/sqft
    $-- HOA

    What's special

    Modern appliancesStylish countertopsEfficient on-demand water heaterClean contemporary aestheticVinyl sidingExtra insulationComplete roof replacement
    Superior on Saginaw - Welcome to this completely renovated gem that offers either a smart investment potential or comfortable living! This charming two-bedroom, one-bathroom home has been thoughtfully rebuilt from the studs up, delivering modern amenities while maintaining an accessible, open-concept design that welcomes everyone. Step inside and discover a bright, airy floor plan featuring brand-new windows allowing the space to fill with natural light. The updated kitchen showcases fresh cabinetry, stylish countertops, and modern appliances ready for your culinary adventures. New flooring flows seamlessly throughout the home, complementing the fresh drywall and creating a clean, contemporary aesthetic. This property shines as an exceptional investment opportunity at an attractive price point, ideal for first-time buyers or savvy investors seeking reliable rental income. The extensive renovations include new beams, floor joists, extra insulation, vinyl siding, and a complete roof replacement, meaning virtually zero deferred maintenance for years to come. Accessibility features include a walk-in shower and spacious layout, with a removable ramp for future flexibility. The efficient on-demand water heater and new furnace, pre-wired for air conditioning, keep utility costs manageable. Below, a functional crawl space with electrical and moisture barrier. The property was elevated above the flood plain in 2020 and comes with current documentation eliminating flood insurance requirements. Situated in an established neighborhood just steps from H. H. Dow High School, this location offers convenience and community appeal. Schedule your private showing today and discover why this move-in-ready home deserves a spot on your must-see list!
    50 days
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    1,568
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    50
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    Zillow last checked: 7 hours ago

    Listing updated: March 26, 2026 at 09:50am

    Listed by:

    Jennafer Tipton 989-615-9261,

    Modern Realty 989-486-9770

    Source: MiRealSource,MLS#: 50198873MLS LogoOriginating MLS: Saginaw Board of REALTORS

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 2
      • Bathrooms: 1
      • Full bathrooms: 1
      • Main level bathrooms: 1
      • Main level bedrooms: 2
      Rooms
      • Room types: Bedroom, Laundry, Living Room, Bathroom
      Bedroom 1
      • Level: Main
      • Area: 168
      • Dimensions: 14 x 12
      Bedroom 2
      • Level: Main
      • Area: 120
      • Dimensions: 10 x 12
      Bathroom 1
      • Level: Main
      • Area: 108
      • Dimensions: 12 x 9
      Kitchen
      • Area: 192
      • Dimensions: 16 x 12
      Living room
      • Area: 204
      • Dimensions: 17 x 12
      Heating
      • Forced Air, Natural Gas
      Cooling
      • Ceiling Fan(s)
      Appliances
      • Included: Dryer, Microwave, Range/Oven, Refrigerator, Washer, Tankless Water Heater
      • Laundry: First Floor Laundry
      Features
      • Eat-in Kitchen
      • Basement: Crawl Space
      • Has fireplace: No
      Interior area
      • Total structure area: 896
      • Total interior livable area: 896 sqft
      • Finished area above ground: 896
      • Finished area below ground: 0

      Property

      Parking
      • Total spaces: 2.5
      • Parking features: Garage, Detached
      • Garage spaces: 2.5
      Accessibility
      • Accessibility features: Wheelchair Access
      Features
      • Levels: One
      • Stories: 1
      • Patio & porch: Deck, Porch
      • Frontage type: Road
      • Frontage length: 126
      Lot
      • Size: 0.3 Acres
      • Dimensions: 126 x 105
      • Features: Walk to School, City Lot
      Details
      • Parcel number: 140640046
      • Zoning description: Residential
      • Special conditions: Private

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Ranch
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding
      Condition
      • New construction: No
      • Year built: 1940

      Utilities & green energy

      • Sewer: Public Sanitary
      • Water: Public
      • Utilities for property: Cable/Internet Avail.

      Community & HOA

      Community
      • Subdivision: Pfeiffer
      HOA
      • Has HOA: No
      Location
      • Region: Midland

      Financial & listing details

      • Price per square foot: $190/sqft
      • Tax assessed value: $153,800
      • Annual tax amount: $1,739
      • Date on market: 2/5/2026
      • Cumulative days on market: 51 days
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
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        Estimated market value

        $168,900

        $160,000 - $177,000

        $1,239/mo

        Price history

        Price history
        DateEventPrice
        3/26/2026Price change$170,000-2.9%$190/sqft
        Source: MIDMLS #50198874 Report a problem
        2/26/2026Price change$175,000-2.8%$195/sqft
        Source: MIDMLS #50198874 Report a problem
        2/19/2026Price change$180,000-2.7%$201/sqft
        Source: MiRealSource #50198873 Report a problem
        2/5/2026Listed for sale$185,000+237%$206/sqft
        Source: MiRealSource #50198873 Report a problem
        11/16/1998Sold$54,900$61/sqft
        Source: Agent Provided Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025-- $76,900 +5.2%
        2024-- $73,100 +155.6%
        2023-- $28,600
        2022-- $28,600 +34.3%
        2021-- $21,300 -33.6%
        2020-- $32,100 -4.7%
        2019-- $33,700 -12.9%
        2018-- $38,700 +17.3%
        2017-- $33,000 +8.9%
        2016-- $30,300 +1.7%
        2012-- $29,800 +1.7%
        2011-- $29,300
        2010-- $29,300 -2%
        2009-- $29,900 -2%
        2008-- $30,500
        2007-- $30,500
        2006-- $30,500 +1%
        2005-- $30,200 +2%
        2004-- $29,600 +3.1%
        2003-- $28,700

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $1,095/mo
        Principal & interest
        $882
        Property taxes
        $213
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          Climate risks

          Neighborhood: 48640

          Getting around

          38 / 100
          Car-Dependent
          41 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Midland Public Schools

          Source: MiRealSource. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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