Highly sought-after location on River Bluff Road at the north end of Elgin, near the Cook/Lovell Historic District and Spring-Douglas Historic District-surrounded by beauty in every direction. Perched atop the bluff overlooking the Fox River, this unique property includes three parcels totaling over 1 acre of land! The wooded backyard slopes gently down to the Fox River Bike Trail, and the riverfront shoreline is also conveyed with the sale. Panoramic views steal the show both inside and out. The kitchen, dining room, and main floor primary suite all take full advantage with expansive windows that bring the scenery in. Refinished hardwood floors, fresh paint, updated electrical, and remodeled bathrooms provide the perfect blend of character and modern updates. With 2,745 square feet across three levels, there's space to spread out and enjoy. The impressive 400 sq ft living room highlights the warmth and charm of the original hardwood floors. A truly unique feature-the main floor primary suite with vaulted ceilings and full bath-is accessed through a hidden bookcase built into the living room wall! Upstairs, you'll find two additional bedrooms with beautiful hardwood floors and a recently remodeled full bathroom. The inviting family room features a cozy corner fireplace, while the walkout basement offers abundant storage and flexible space for entertaining, hobbies, or recreation. All of this in a wonderful neighborhood just minutes from I-90, the Metra train, restaurants, shopping, and the Hemmens Cultural Center. This is a rare opportunity to own over an acre in town, enjoy exceptional privacy, and take in breathtaking Fox River views from one of Elgin's most scenic settings. Sold AS IS.
Active
$459,000
362 1/2 River Bluff Rd, Elgin, IL 60120
3beds
2,166sqft
Est.:
Single Family Residence
Built in 1903
1.07 Acres Lot
$-- Zestimate®
$212/sqft
$-- HOA
What's special
Fresh paintRefinished hardwood floorsRemodeled bathroomsUpdated electrical
- 4 days |
- 970 |
- 79 |
Zillow last checked:
Listing updated:
Listing courtesy of:
Ryan Kurtz 630-251-5386,
john greene, Realtor
Source: MRED as distributed by MLS GRID,MLS#: 12611531
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Exercise Room, Storage, Other Room
Primary bedroom
- Features: Flooring (Carpet), Bathroom (Full)
- Level: Main
- Area: 255 Square Feet
- Dimensions: 17X15
Bedroom 2
- Features: Flooring (Hardwood)
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13X10
Bedroom 3
- Features: Flooring (Hardwood)
- Level: Second
- Area: 130 Square Feet
- Dimensions: 13X10
Dining room
- Features: Flooring (Carpet)
- Level: Main
- Area: 272 Square Feet
- Dimensions: 17X16
Exercise room
- Level: Basement
- Area: 522 Square Feet
- Dimensions: 29X18
Family room
- Features: Flooring (Carpet)
- Level: Main
- Area: 192 Square Feet
- Dimensions: 16X12
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Galley), Flooring (Linoleum)
- Level: Main
- Area: 160 Square Feet
- Dimensions: 20X8
Laundry
- Level: Basement
- Area: 100 Square Feet
- Dimensions: 10X10
Living room
- Features: Flooring (Hardwood)
- Level: Main
- Area: 440 Square Feet
- Dimensions: 22X20
Other
- Level: Basement
- Area: 160 Square Feet
- Dimensions: 16X10
Storage
- Level: Basement
- Area: 160 Square Feet
- Dimensions: 20X8
Heating
- Steam, Baseboard, Radiator(s)
Cooling
- Window Unit(s)
Appliances
- Included: Range, Dishwasher, Refrigerator, Washer, Dryer
Features
- Vaulted Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Walk-In Closet(s), Open Floorplan
- Flooring: Hardwood
- Basement: Finished,Exterior Entry,Full
- Number of fireplaces: 1
- Fireplace features: Wood Burning, Dining Room
Interior area
- Total structure area: 3,043
- Total interior livable area: 2,166 sqft
- Finished area below ground: 260
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Yes, Garage Owned, Attached, Garage
- Attached garage spaces: 2
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Has view: Yes
- View description: Water, Back of Property
- Water view: Water,Back of Property
- Waterfront features: River Front, Waterfront
Lot
- Size: 1.07 Acres
- Dimensions: 130x450
- Features: Forest Preserve Adjacent, Water Rights, Wooded, Rear of Lot, Mature Trees, Backs to Trees/Woods, Views
Details
- Additional parcels included: 0612126002,0601376003
- Parcel number: 0612126005
- Special conditions: None
- Other equipment: Ceiling Fan(s)
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 1903
- Major remodel year: 2026
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Sidewalks, Park, Street Lights
- Security: Carbon Monoxide Detector(s)
HOA
- Services included: None
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $212/sqft
- Tax assessed value: $335,511
- Annual tax amount: $9,666
- Date on market: 4/10/2026
- Ownership: Fee Simple
- Has irrigation water rights: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/10/2026 | Listed for sale | $459,000+80%$212/sqft |
Source:  MRED as distributed by MLS GRID #12611531 Report a problem | ||
| 9/15/2020 | Sold | $255,000$118/sqft |
Source: Public Record Report a problem | ||
| 6/15/2020 | Sold | $255,000-3.8%$118/sqft |
Source: MRED as distributed by MLS GRID #10682208 Report a problem | ||
| 5/4/2020 | Pending sale | $265,000$122/sqft |
Source: Keller Williams Inspire #10682208 Report a problem | ||
| 4/17/2020 | Listed for sale | $265,000+12.8%$122/sqft |
Source: Keller Williams Inspire #10682208 Report a problem | ||
| 8/27/2018 | Sold | $235,000$108/sqft |
Source: MRED as distributed by MLS GRID #09988356 Report a problem | ||
| 7/11/2018 | Pending sale | $235,000$108/sqft |
Source: Grand Prairie Land Company #09988356 Report a problem | ||
| 7/3/2018 | Price change | $235,000-6%$108/sqft |
Source: Grand Prairie Land Company #09988356 Report a problem | ||
| 6/17/2018 | Listed for sale | $250,000$115/sqft |
Source: Grand Prairie Land Company #09988356 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $8,310 +4.8% | $111,837 +10.7% |
| 2023 | $7,931 +6.2% | $101,036 +9.7% |
| 2022 | $7,468 +4.5% | $92,127 +7% |
| 2021 | $7,149 +2.8% | $86,132 +4.8% |
| 2020 | $6,952 +2.9% | $82,226 +5% |
| 2019 | $6,755 +11.6% | $78,326 +16.6% |
| 2018 | $6,051 +2.3% | $67,199 +5.8% |
| 2017 | $5,917 -5.9% | $63,527 +7.8% |
| 2016 | $6,286 | $58,936 +9.1% |
| 2015 | -- | $54,020 +1.3% |
| 2014 | -- | $53,353 -2.6% |
| 2013 | -- | $54,760 -7.4% |
| 2012 | -- | $59,149 -1.9% |
| 2011 | -- | $60,285 -9.6% |
| 2010 | -- | $66,723 -6.7% |
| 2009 | -- | $71,530 |
| 2008 | -- | $71,530 +3.3% |
| 2007 | -- | $69,231 +4.2% |
| 2006 | -- | $66,447 +6.5% |
| 2005 | -- | $62,398 +6.8% |
| 2004 | -- | $58,447 +7.8% |
| 2003 | -- | $54,223 +8% |
| 2002 | -- | $50,206 +7.4% |
| 2001 | -- | $46,725 +5.1% |
| 2000 | -- | $44,466 |
Find assessor info on the county website
Monthly payment
Est. payment
$3,083/mo
Principal & interest
$2261
Property taxes
$822
More affordability tools
Climate risks
Neighborhood: Northeastern Elgin
Nearby schools
GreatSchools rating
- 2/10Coleman Elementary SchoolGrades: PK-6Distance: 0.5 mi
- 2/10Larsen Middle SchoolGrades: 7-8Distance: 0.7 mi
- 2/10Elgin High SchoolGrades: 9-12Distance: 2.7 mi
Schools provided by the listing agent
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
A local agent can set up tours, give advice and negotiate with sellers.
A local lender can help you make sure your offer is ready when you are.
- Illinois
- Kane County
- Elgin
- 60120
- Northeastern Elgin
- 362 1/2 River Bluff Rd
Nearby cities
Nearby neighborhoods
Nearby zip codes
Other Elgin Topics
