Enjoy single-story living in the prestigious Bay Point community, perfectly positioned along the Jack Nicklaus-designed golf course. This beautifully maintained home features soaring ceilings, crown molding, and abundant natural light throughout. Offering 3 spacious bedrooms, a dedicated office (can be 4th bedroom), 3 full baths, and a 3-car garage, the thoughtfully designed layout is ideal for both everyday living and entertaining. The primary suite features his-and-her closets and opens directly to the covered porch, creating a private retreat. The family room flows seamlessly into the eat-in kitchen, while the separate dining area opens to a second living space—perfect for gatherings. A well-appointed office is conveniently located off the foyer, ideal for working from home.
Experience resort-style living in Bay Point with access to championship golf, a full-service marina, Neon's Bar 72 Restaurant & Bar, and close proximity to boating, dining, shopping, top-rated schools, and the sugar-white sands of Panama City Beach. Schedule your private showing today and discover the Bay Point lifestyle.
For sale
$750,000
3608 Dragons Ridge Rd, Panama City Beach, FL 32408
4beds
2,608sqft
Est.:
Single Family Residence
Built in 1998
0.27 Acres Lot
$706,800 Zestimate®
$288/sqft
$-- HOA
What's special
Single-story livingCovered porchSoaring ceilingsAbundant natural light throughoutThoughtfully designed layoutCrown molding
- 13 days |
- 811 |
- 29 |
Zillow last checked: 8 hours ago
Listing updated: February 12, 2026 at 10:52am
Listed by:
Michele Morros 850-258-9878,
Keller Williams Success Realty,
Ann Wohlford 850-624-6909,
Keller Williams Success Realty
Source: CPAR,MLS#: 784857
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Bedroom, Family Room, Primary Bedroom, Office
Primary bedroom
- Level: First
- Dimensions: 19 x 14
Bedroom
- Level: First
- Dimensions: 14 x 14
Bedroom
- Level: First
- Dimensions: 13 x 16
Family room
- Level: First
- Dimensions: 16 x 15
Office
- Level: First
- Dimensions: 10 x 11
Heating
- Electric
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Oven
Interior area
- Total structure area: 2,608
- Total interior livable area: 2,608 sqft
Property
Parking
- Total spaces: 3
- Parking features: Garage
- Garage spaces: 3
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered, Patio
Lot
- Size: 0.27 Acres
- Dimensions: 117 x 109 x 115 x 98 appro x
Details
- Parcel number: 31402952000
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Utilities for property: Electricity Available, Natural Gas Available
Community & HOA
Community
- Subdivision: Bay Point Unit 1
HOA
- Has HOA: Yes
- Amenities included: Gated
Location
- Region: Panama City Beach
Financial & listing details
- Price per square foot: $288/sqft
- Tax assessed value: $555,997
- Annual tax amount: $3,544
- Date on market: 2/7/2026
- Cumulative days on market: 11 days
- Electric utility on property: Yes
Estimated market value
$706,800
$671,000 - $742,000
$3,663/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/7/2026 | Listed for sale | $750,000$288/sqft |
Source:  CPAR #784857 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,429 +1.6% | $319,962 +3% |
| 2023 | $3,373 +9.5% | $310,643 +3% |
| 2022 | $3,082 | $301,595 |
| 2021 | -- | -- |
| 2020 | $3,088 -0.5% | $288,768 +0.6% |
| 2019 | $3,103 | $287,047 +1.9% |
| 2018 | $3,103 +0.5% | $281,695 +2.1% |
| 2017 | $3,087 +1.6% | $275,901 +0.2% |
| 2016 | $3,039 -4.5% | $275,484 +0% |
| 2015 | $3,181 | $275,422 -1.5% |
| 2014 | $3,181 | $279,533 +1.5% |
| 2013 | -- | $275,402 -1.3% |
| 2012 | -- | $278,922 +6.1% |
| 2011 | -- | $262,911 +1.5% |
| 2010 | -- | $259,026 +2.7% |
| 2009 | -- | $252,216 +0.1% |
| 2008 | -- | $251,964 +3% |
| 2007 | -- | $244,625 +2.5% |
| 2006 | -- | $238,659 +3% |
| 2005 | -- | $231,708 +3% |
| 2004 | -- | $224,959 +1.9% |
| 2003 | -- | $220,764 +2.4% |
| 2002 | -- | $215,590 +1.6% |
| 2001 | -- | $212,195 +3% |
| 2000 | -- | $206,015 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,321/mo
Principal & interest
$3527
Property taxes
$794
Climate risks
Neighborhood: Upper Grand Lagoon
Nearby schools
GreatSchools rating
- 8/10Patronis Elementary SchoolGrades: K-5Distance: 3.2 mi
- 7/10Surfside Middle SchoolGrades: 6-8Distance: 9 mi
- 4/10J.R. Arnold High SchoolGrades: 9-12Distance: 7.1 mi
Schools provided by the listing agent
- Elementary: Patronis
- Middle: Surfside
- High: Arnold
Source: CPAR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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