Experience refined waterfront living in this completely reimagined home located in the coveted Loch Haven community, perfectly positioned on the protected waters of Pocahontas Creek with approximately 4 feet of mean low water and just seconds from the South River. This exceptional property offers the ideal blend of serene privacy, premier boating access, and sophisticated design. The home has been meticulously renovated from top to bottom and showcases an expansive open-concept layout designed to maximize both water views and natural light. In addition to the stunning cosmetic transformation, the home features major recent improvements including a brand-new roof, two new HVAC systems, and a newer water heater, offering true peace of mind. At the heart of the home is a stunning gourmet kitchen featuring a large statement island, Thermador stainless steel appliances, quartz countertops, custom tile backsplash, and a picture window perfectly framing the waterfront scenery. The kitchen flows seamlessly into the family room, highlighted by a linear fireplace with shiplap surround and custom mantel, and continues into the sun-drenched dining area wrapped in walls of windows. The main level also offers a thoughtfully designed mudroom with built-in lockers, a laundry room, a stylish powder room, and a generously sized private office. Throughout the home, you’ll find luxury wide-plank flooring, reinforcing the home’s cohesive, high-end aesthetic. The primary suite is a true waterfront retreat, offering water views, a sitting area, a private fireplace, and a spa-inspired bath with a freestanding soaking tub, oversized walk-in shower, and double vanity. Two additional spacious bedrooms and a beautifully updated full bath complete the second level. The third floor provides incredible flexibility with a fourth bedroom featuring water views, an additional flex space or fifth bedroom/office, and a newly remodeled full bath—ideal for guests or multi-generational living. The lower level offers a recreation room, gym, full bathroom, ample storage, and utility space—perfect for both everyday living and entertaining. Outdoor living is nothing short of spectacular. The dining area opens to a deck with glass railings that flows down to a waterside patio with a dramatic stone fireplace, creating a resort-like setting for entertaining or relaxing by the water. The professionally maintained grounds are supported by the irrigation system, and the private pier features a 10,000 lb boat lift and kayak storage, making this a true boater’s dream. With a flat, usable waterfront lot, protected deep water, and luxurious upgrades throughout, this is a rare opportunity to own a turn-key waterfront home in one of the area’s most desirable communities. The Loch Haven community offers an exceptional waterfront lifestyle with a private sandy beach, community marina with boat ramp, playground (tot lot), basketball and tennis courts, and scenic walking trails. Residents also enjoy a vibrant calendar of family and adult social events, creating a true sense of community and an unbeatable place to live, relax, and connect.
Pending
$2,100,000
3590 S River Ter, Edgewater, MD 21037
5beds
4,600sqft
Est.:
Single Family Residence
Built in 2002
0.3 Acres Lot
$2,023,600 Zestimate®
$457/sqft
$-- HOA
What's special
- 81 days |
- 207 |
- 0 |
Zillow last checked: 7 hours ago
Listing updated: March 23, 2026 at 10:46am
Listed by:
Colleen Smith 443-995-2409,
EXP Realty, LLC 8888607369
Source: Bright MLS,MLS#: MDAA2134244
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Rooms
- Room types: Dining Room, Primary Bedroom, Sitting Room, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Family Room, Exercise Room, Laundry, Office, Recreation Room, Storage Room, Utility Room, Primary Bathroom, Full Bath, Half Bath
Primary bedroom
- Level: Upper
Bedroom 2
- Level: Upper
Bedroom 3
- Level: Upper
Bedroom 4
- Level: Upper
Bedroom 5
- Level: Upper
Primary bathroom
- Level: Upper
Dining room
- Level: Main
Exercise room
- Level: Lower
Family room
- Level: Main
Other
- Level: Upper
Other
- Level: Upper
Other
- Level: Lower
Half bath
- Level: Main
Kitchen
- Level: Main
Laundry
- Level: Main
Mud room
- Level: Main
Office
- Level: Main
Recreation room
- Level: Lower
Sitting room
- Level: Main
Storage room
- Level: Lower
Utility room
- Level: Lower
Heating
- Heat Pump, Electric, Propane
Cooling
- Ceiling Fan(s), Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Disposal, Dryer, Exhaust Fan, Self Cleaning Oven, Oven/Range - Gas, Range Hood, Refrigerator, Six Burner Stove, Stainless Steel Appliance(s), Cooktop, Washer, Water Conditioner - Owned, Water Heater, Water Treat System, Electric Water Heater
- Laundry: Dryer In Unit, Has Laundry, Hookup, Main Level, Washer In Unit, Laundry Room, Mud Room
Features
- Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Bathroom - Walk-In Shower, Breakfast Area, Ceiling Fan(s), Combination Kitchen/Living, Crown Molding, Dining Area, Family Room Off Kitchen, Open Floorplan, Kitchen - Gourmet, Kitchen Island, Pantry, Primary Bath(s), Recessed Lighting, Upgraded Countertops, Wainscotting, Walk-In Closet(s), Wine Storage
- Flooring: Carpet
- Windows: Window Treatments
- Basement: Full,Heated,Improved,Interior Entry,Exterior Entry,Concrete,Side Entrance,Sump Pump,Walk-Out Access,Windows
- Number of fireplaces: 2
- Fireplace features: Gas/Propane, Mantel(s)
Interior area
- Total structure area: 5,040
- Total interior livable area: 4,600 sqft
- Finished area above ground: 3,600
- Finished area below ground: 1,000
Property
Parking
- Total spaces: 6
- Parking features: Garage Faces Front, Storage, Built In, Inside Entrance, Oversized, Attached, Driveway, On Street
- Attached garage spaces: 2
- Uncovered spaces: 4
Accessibility
- Accessibility features: None
Features
- Levels: Four
- Stories: 4
- Patio & porch: Deck, Patio
- Exterior features: Extensive Hardscape, Lighting, Lawn Sprinkler, Underground Lawn Sprinkler
- Pool features: None
- Has view: Yes
- View description: Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
- Waterfront features: Private Dock Site, Creek/Stream, Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Swimming Allowed
- Body of water: Pocahontas Creek
- Frontage length: Water Frontage Ft: 50
Lot
- Size: 0.3 Acres
- Features: Cleared, Fishing Available, Front Yard, Level, Open Lot, Premium, Rear Yard, Bulkheaded, SideYard(s), Stream/Creek
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020148090212063
- Zoning: R5
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Coastal
- Property subtype: Single Family Residence
Materials
- Cement Siding, HardiPlank Type
- Foundation: Concrete Perimeter
Condition
- Excellent
- New construction: No
- Year built: 2002
- Major remodel year: 2020
Details
- Builder name: Whitehall Building & Co
Utilities & green energy
- Sewer: Public Sewer
- Water: Well
Community & HOA
Community
- Subdivision: Loch Haven
HOA
- Has HOA: No
Location
- Region: Edgewater
Financial & listing details
- Price per square foot: $457/sqft
- Tax assessed value: $1,211,067
- Annual tax amount: $13,615
- Date on market: 1/14/2026
- Listing agreement: Exclusive Right To Sell
- Inclusions: Boat Lift
- Exclusions: Jet Ski Left
- Ownership: Fee Simple
Estimated market value
$2,023,600
$1.92M - $2.12M
$5,508/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/23/2026 | Pending sale | $2,100,000$457/sqft |
Source:  Bright MLS #MDAA2134244 Report a problem | ||
| 2/22/2026 | Contingent | $2,100,000$457/sqft |
Source: Bright MLS #MDAA2134244 Report a problem | ||
| 2/11/2026 | Listed for sale | $2,100,000$457/sqft |
Source: Bright MLS #MDAA2134244 Report a problem | ||
| 1/27/2026 | Listing removed | $2,100,000$457/sqft |
Source: eXp Realty #MDAA2134244 Report a problem | ||
| 1/14/2026 | Listed for sale | $2,100,000+833.3%$457/sqft |
Source: Bright MLS #MDAA2134244 Report a problem | ||
| 8/13/2001 | Sold | $225,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $9,952 -18% | $1,211,067 +9.3% |
| 2024 | $12,133 +10.6% | $1,108,033 +10.3% |
| 2023 | $10,975 +4.5% | $1,005,000 |
| 2022 | $10,502 | $1,005,000 |
| 2021 | $10,502 -1.7% | $1,005,000 -1.6% |
| 2020 | $10,680 +3.9% | $1,021,000 |
| 2019 | $10,279 +7.6% | $1,021,000 +8.3% |
| 2018 | $9,557 +3991% | $942,533 +4.3% |
| 2017 | $234 | $903,300 +2.4% |
| 2016 | -- | $882,267 +2.4% |
| 2015 | $234 | $861,233 +2.5% |
| 2014 | -- | $840,200 |
| 2013 | -- | $840,200 |
| 2012 | -- | $840,200 -23% |
| 2011 | -- | $1,091,380 +2.1% |
| 2010 | -- | $1,069,432 +2.1% |
| 2009 | -- | $1,047,486 +2.1% |
| 2008 | -- | $1,025,540 +10.7% |
| 2007 | -- | $926,810 +11.9% |
| 2006 | -- | $828,080 +13.5% |
| 2005 | -- | $729,350 +10.8% |
| 2004 | -- | $658,376 +12.1% |
| 2003 | -- | $587,403 +13.7% |
| 2002 | -- | $516,430 +162.3% |
| 2001 | -- | $196,922 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$12,318/mo
Principal & interest
$10830
Property taxes
$1488
More affordability tools
Climate risks
Neighborhood: 21037
Nearby schools
GreatSchools rating
- 7/10Central Elementary SchoolGrades: K-5Distance: 2.1 mi
- 8/10Central Middle SchoolGrades: 6-8Distance: 1.7 mi
- 8/10South River High SchoolGrades: 9-12Distance: 1.9 mi
Schools provided by the listing agent
- Elementary: Central
- Middle: Central
- High: South River
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21037
- Maryland
- Anne Arundel County
- Edgewater
- 21037
- 3590 S River Ter
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