Skip main navigation
For sale
    • $319,000

    3521 Kings Rd APT 102, Palm Harbor, FL 34685

    3beds
    1,559sqft
    : 
    Townhouse
    Built in 2002
    -- sqft lot
    $310,600 Zestimate®
    $205/sqft
    $615/mo HOA

    What's special

    Ceiling fansAmple storageCentral airFirst floor primary suiteCathedral ceilingsNew flooringWindow treatments
    Welcome to Waterford at Palm Harbor, a beautifully maintained, gated, luxury townhome-style condo in the highly desirable East Lake area. This spacious 3-bedroom, 2.5 bath residence offers 1,559 sq ft of comfortable living and the perfect blend of privacy, convenience, and community amenities. The home also features new flooring and updated kitchen appliances, adding modern appeal and move-in-ready comfort. Step inside to an inviting open floor plan filled with natural light, cathedral ceilings, and peaceful views of lush greenery of the natural preserve behind the home. The kitchen boasts a breakfast bar overlooking the living room, creating an ideal setting for everyday living and entertaining. The first floor primary suite provides comfort and convenience with a walk-in closet and a beautifully appointed en-suite bath. Enjoy your morning coffee or unwind in the evening on the screened-in lanai, offering tranquil surroundings and fresh Florida air. Upstairs, you’ll find two additional generously sized bedrooms and a full bath, perfect for guests, family, or a home office setup. Additional highlights include an attached 1-car garage, ample storage, and in-unit convenience features such as central air, ceiling fans, and window treatments. Located in a pet-friendly community, Waterford at Palm Harbor offers resort-style amenities including a community pool, heated spa, fitness center, playground, and clubhouse. The location is second to none, minutes from shopping, dining, the Pinellas Trail, John Chesnut Park, top-rated schools (Carwise, Cypress Woods Elementary & East Lake High), and Gulf Coast beaches. Whether you're looking for a primary residence or long-term investment opportunity, this home checks all the boxes. Schedule your showing today homes in this community do not last!
    96 days
    |
    803
    |
    16
    |

    Zillow last checked: 7 hours ago

    Listing updated: January 21, 2026 at 12:46pm

    Listing Provided by:

    Chiyeen Penachio 727-686-8281,

    PALM LIFE REALTY 888-877-4040,

    Walter Penachio 727-688-4040,

    PALM LIFE REALTY

    Source: Stellar MLS,MLS#: TB8454425MLS LogoOriginating MLS: Suncoast Tampa

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Features: Walk-In Closet(s)
      • Level: First
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Bedroom 2
      • Features: Built-in Closet
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Bathroom 3
      • Features: Built-in Closet
      • Level: Second
      • Area: 143 Square Feet
      • Dimensions: 11x13
      Family room
      • Level: First
      • Area: 240 Square Feet
      • Dimensions: 15x16
      Kitchen
      • Level: First
      • Area: 84 Square Feet
      • Dimensions: 7x12
      Living room
      • Level: First
      • Area: 165 Square Feet
      • Dimensions: 15x11
      Heating
      • Central
      Cooling
      • Central Air
      Appliances
      • Included: Cooktop, Dishwasher, Disposal, Dryer, Range Hood, Refrigerator, Washer
      • Laundry: In Garage
      Features
      • Ceiling Fan(s), High Ceilings, Primary Bedroom Main Floor, Walk-In Closet(s)
      • Flooring: Carpet, Laminate, Tile
      • Doors: Sliding Doors
      • Windows: Blinds
      • Has fireplace: No
      Interior area
      • Total structure area: 1,559
      • Total interior livable area: 1,559 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 1
      • Parking features: Garage - Attached
      • Attached garage spaces: 1
      Features
      • Levels: Two
      • Stories: 2
      • Patio & porch: Enclosed, Patio, Screened
      • Exterior features: Irrigation System, Lighting
      Details
      • Parcel number: 272716950600221020
      • Special conditions: None

      Construction

      Type & style
      • Home type: Townhouse
      • Property subtype: Townhouse
      Materials
      • Concrete, Stucco, Wood Frame (FSC Certified)
      • Foundation: Slab
      • Roof: Shingle
      Condition
      • New construction: No
      • Year built: 2002

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public
      • Utilities for property: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

      Community & HOA

      Community
      • Features: Clubhouse, Fitness Center, Gated Community - No Guard, Playground, Pool
      • Subdivision: WATERFORD AT PALM HARBOR LUXURY CONDO
      HOA
      • Has HOA: Yes
      • Amenities included: Clubhouse, Fitness Center, Gated, Playground, Pool
      • Services included: Cable TV, Common Area Taxes, Community Pool, Reserve Fund, Maintenance Structure, Maintenance Grounds, Maintenance Repairs, Manager, Pest Control, Pool Maintenance, Private Road, Recreational Facilities, Trash
      • HOA fee: $615 monthly
      • HOA name: Greenacre Management / Laura Zimmerman
      • HOA phone: 813-600-1100
      • Pet fee: $0 monthly
      Location
      • Region: Palm Harbor

      Financial & listing details

      • Price per square foot: $205/sqft
      • Tax assessed value: $303,353
      • Annual tax amount: $4,728
      • Date on market: 12/10/2025
      • Cumulative days on market: 98 days
      • Listing terms: Cash,Conventional
      • Ownership: Condominium
      • Total actual rent: 0
      • Electric utility on property: Yes
      • Road surface type: Asphalt
      Get pre-qualifiedBe ready to make an offer.
      Connect with an agentGet info on this home, tour, and more.
      Calculate monthly paymentSee if you can afford this home.

        Estimated market value

        $310,600

        $295,000 - $326,000

        $2,566/mo

        Price history

        Price history
        DateEventPrice
        12/11/2025Listed for sale$319,000+10%$205/sqft
        Source: Stellar MLS #TB8454425 Report a problem
        5/23/2025Listing removed$289,900$186/sqft
        Source: Stellar MLS #TB8324953 Report a problem
        3/7/2025Price change$289,900-3.3%$186/sqft
        Source: Stellar MLS #TB8324953 Report a problem
        1/15/2025Price change$299,900-4.8%$192/sqft
        Source: Stellar MLS #TB8324953 Report a problem
        11/27/2024Listed for sale$314,900+146%$202/sqft
        Source: Stellar MLS #TB8324953 Report a problem
        8/2/2011Sold$128,000-4.5%$82/sqft
        Source: Public Record Report a problem
        4/21/2011Listing removed$134,000$86/sqft
        Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem
        4/7/2011Listed for sale$134,000-3.9%$86/sqft
        Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem
        2/23/2011Listing removed$139,500$89/sqft
        Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem
        1/21/2011Price change$139,500-3.8%$89/sqft
        Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem
        12/10/2010Listed for sale$145,000-32.8%$93/sqft
        Source: Charles Rutenberg Realty, Inc. #7492706 Report a problem
        6/23/2005Sold$215,900$138/sqft
        Source: Public Record Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$4,729 +4.6%$241,022 +10%
        2023$4,521 +15.4%$219,111 +10%
        2022$3,918 +10.9%$199,192 +10%
        2021$3,532 +4.4%$181,084 +6%
        2020$3,382 +1.1%$170,802 +4.7%
        2019$3,344 $163,132 -3.2%
        2018$3,344 +6.7%$168,481 +3.8%
        2017$3,135 +12.8%$162,290 +7.6%
        2016$2,779 +4.5%$150,882 +4.1%
        2015$2,659 +18.4%$145,006 +43.2%
        2014$2,245 -6.3%$101,293 -6.8%
        2013$2,396 +16.3%$108,717 +8.4%
        2012$2,061 $100,268 -1%
        2011-- $101,266 +0.7%
        2010-- $100,602 -22.9%
        2009-- $130,559 -21.7%
        2008$2,487 $166,700 -10.9%
        2007-- $187,063 +66.6%
        2005-- $112,300

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $2,636/mo
        Principal & interest
        $1540
        HOA Fees
        $615
        Property taxes
        $481
        More affordability tools

          Climate risks

          Neighborhood: 34685

          Getting around

          42 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          44 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • Elementary: Cypress Woods Elementary-PN
          • Middle: Carwise Middle-PN
          • High: East Lake High-PN

          Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

          Skip to the end of the carouselSkip to the beginning of the carousel

          Local experts in 34685

          Similar homes

          Skip to the end of the carouselSkip to the beginning of the carousel

            Nearby cities

            Nearby zip codes

            Other Palm Harbor Topics