Coastal charm meets modern waterfront living in this beautifully remodeled ground-level retreat in Hernando Beach North, perfectly positioned on a rare oversized double lot with 100 feet of waterfront frontage and direct Gulf access for the ultimate Florida boating lifestyle. If you've been looking for a home that offers the ease of no stairs, a large lot, and a move-in-ready coastal design, this one checks every box. This stunning 3-bedroom, 2-bath home has a fresh, beachy feel throughout with a crisp blue-and-white exterior and an open-concept layout designed for comfortable everyday living and effortless entertaining. Inside, the custom kitchen is a standout feature, showcasing white shaker cabinetry, quartz countertops, a blue island with breakfast bar, pot drawers in the island, and pull-out storage in the white shaker cabinets, plus a farmhouse white composite sink, a striking blue tile backsplash, beautiful water views, and all appliances replaced in 2024. Plank tile flooring runs throughout the home, tying the spaces together with a clean, coastal look. The bedrooms and bathrooms are completely remodeled and beautifully finished with a true coastal vibe, while plantation shutters, updated finishes, and a warm, welcoming living room with a stone fireplace and abundant natural light make the home feel both stylish and inviting. Step outside and enjoy the space that makes this property so special--an oversized fenced double lot with room to spread out, entertain, and enjoy the waterfront lifestyle. The backyard features a paver patio and fire pit, while the 10x40 private dock on a wide canal offers quick and easy access to the Gulf for fishing, cruising, and sunset boat rides right from your backyard. Located in a golf cart-friendly community, you can cruise to local restaurants and enjoy the laid-back coastal lifestyle Hernando Beach is known for. This property also has excellent appeal as a short-term rental, offering the kind of waterfront lifestyle and location visitors are searching for. Major updates add peace of mind, including 2024 impact windows, 2023 vinyl fence, a 2019 roof, and a 2025 water heater.
Hernando Beach offers a unique blend of boating, nature, and Old Florida charm. Just east of Shoal Line Boulevard, the Lake Preserve area provides opportunities for hiking and biking, while Pine Island is nearby for beach days and sunsets. You're also close to the famous Weeki Wachee River, known for its clear water, kayaking, paddling, and natural Florida beauty. This is the perfect home for someone who wants a beautifully remodeled coastal home, easy ground-level living, a large lot, and direct access to the water and everything the Nature Coast lifestyle has to offer.
For sale
$480,000
3507 Centavo Ct, Hernando Beach, FL 34607
3beds
1,744sqft
Est.:
Single Family Residence
Built in 1984
10,018.8 Square Feet Lot
$-- Zestimate®
$275/sqft
$-- HOA
What's special
Direct gulf accessUpdated finishesQuartz countertopsMove-in-ready coastal designBeautiful water viewsPlantation shuttersCrisp blue-and-white exterior
- 44 days |
- 679 |
- 40 |
Zillow last checked: 7 hours ago
Listing updated: February 22, 2026 at 07:13pm
Listed by:
Sharie L. Oakland PA 352-584-5026,
REMAX Alliance Group
Source: HCMLS,MLS#: 2258093
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Oven, Electric Range, Microwave, Washer
- Laundry: In Garage
Features
- Breakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Primary Bathroom - Tub with Shower
- Flooring: Tile
- Windows: Impact Windows
- Has fireplace: Yes
- Fireplace features: Electric
Interior area
- Total structure area: 1,744
- Total interior livable area: 1,744 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Garage
- Garage spaces: 2
Features
- Levels: One
- Stories: 1
- Exterior features: Dock, Fire Pit
- Fencing: Chain Link,Vinyl
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- Waterfront features: Canal Front, Seawall, Direct Gulf Access, Waterfront Community
Lot
- Size: 10,018.8 Square Feet
- Dimensions: 100 x 100
- Features: Other
Details
- Parcel number: R1322316232009500030
- Zoning: R1B
- Zoning description: Residential
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Roof: Shingle
Condition
- New construction: No
- Year built: 1984
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: Hernando Beach Unit 9
HOA
- Has HOA: No
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $275/sqft
- Tax assessed value: $451,716
- Annual tax amount: $7,177
- Date on market: 2/23/2026
- Listing terms: Cash,Conventional,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 2/23/2026 | Listed for sale | $480,000-3.8%$275/sqft |
Source: | ||
| 5/30/2025 | Listing removed | -- |
Source: Owner Report a problem | ||
| 5/24/2025 | Price change | $499,000-5%$286/sqft |
Source: Owner Report a problem | ||
| 4/7/2025 | Price change | $525,000+5.2%$301/sqft |
Source: Owner Report a problem | ||
| 4/5/2025 | Listed for sale | $499,000+480.2%$286/sqft |
Source: Owner Report a problem | ||
| 1/27/2025 | Listing removed | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 1/6/2025 | Listed for rent | $3,500$2/sqft |
Source: Zillow Rentals Report a problem | ||
| 6/5/2000 | Sold | $86,000$49/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,178 +291.5% | $451,716 +171.9% |
| 2023 | $1,833 +2.1% | $166,112 +3% |
| 2022 | $1,797 +0.7% | $161,274 +3% |
| 2021 | $1,784 +9.6% | $156,577 +1.4% |
| 2020 | $1,628 | $154,415 +2.3% |
| 2019 | -- | $150,943 +1.9% |
| 2018 | $1,208 -18.6% | $148,129 +2.1% |
| 2017 | $1,484 | $145,082 +2.1% |
| 2016 | $1,484 +8.7% | $142,098 +0.7% |
| 2015 | $1,365 +0.1% | $141,110 +0.8% |
| 2014 | $1,363 +16.7% | $139,990 +1.5% |
| 2013 | $1,168 +4.5% | $137,921 +1.7% |
| 2012 | $1,117 +6.1% | $135,616 +3% |
| 2011 | $1,054 | $131,666 +1.5% |
| 2010 | -- | $129,720 +2.7% |
| 2009 | $979 -2.8% | $126,310 +0.1% |
| 2008 | $1,007 -38.6% | $126,184 +5.6% |
| 2006 | $1,639 | $119,521 +3% |
| 2005 | -- | $116,040 +3% |
| 2004 | $1,642 +0.3% | $112,660 +1.9% |
| 2003 | $1,638 +2.8% | $110,559 +2.4% |
| 2002 | $1,594 +3.4% | $107,968 +1.6% |
| 2001 | $1,541 -9.7% | $106,268 +19.9% |
| 2000 | $1,706 | $88,632 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,968/mo
Principal & interest
$2364
Property taxes
$604
More affordability tools
Climate risks
Neighborhood: 34607
Nearby schools
GreatSchools rating
- 4/10Westside Elementary SchoolGrades: PK-5Distance: 3.1 mi
- 4/10Fox Chapel Middle SchoolGrades: 6-8Distance: 5.6 mi
- 3/10Weeki Wachee High SchoolGrades: 9-12Distance: 9.9 mi
Schools provided by the listing agent
- Elementary: Westside
- Middle: Fox Chapel
- High: Weeki Wachee
Source: HCMLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 34607
- Florida
- Hernando County
- Hernando Beach
- 34607
- 3507 Centavo Ct





