Move-in ready and full of charm, this beautiful 3 bedroom, 2.5 bath home is tucked away on a quiet cul-de-sac in the desirable River Bluffs Farm neighborhood. Featuring a 2 car garage and a finished basement, this home offers the perfect combination of comfort, space, and functionality. Hardwood floors flow throughout most of the first floor, where you'll find both a formal living room and a welcoming family room centered around a cozy fireplace. A sliding glass door from the family room opens to a spacious deck complete with a built-in porch swing - an ideal spot to relax while overlooking the backyard. The eat-in kitchen serves as the heart of the home, creating a warm and inviting space to gather with family and friends while entertaining. For more formal occasions, the dining room provides ample space for a large table and hosting holiday meals. Upstairs, all three bedrooms offer privacy and comfort, including the spacious primary suite featuring an en-suite bathroom with a separate make-up counter and a huge walk-in closet. The finished basement expands your living space with a versatile area perfect for game days, movie nights, or relaxing. A bonus room adds even more flexibility, making it ideal for a home office, hobby room, or workout space. Conveniently located with easy access to US Hwy 42, commuting into the city is quick and simple. Don't miss your chance to see this wonderful home - schedule your showing today!
Under contract
Price cut: $5K (4/1)
$460,000
3504 Locust Ct, Prospect, KY 40059
3beds
2,577sqft
Est.:
Single Family Residence
Built in 1985
0.3 Acres Lot
$455,900 Zestimate®
$179/sqft
$15/mo HOA
What's special
Finished basementHuge walk-in closetQuiet cul-de-sacOverlooking the backyardSpacious primary suite
- 30 days |
- 2,025 |
- 55 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: April 05, 2026 at 03:09pm
Listed by:
Jay Pitts 502-384-5944,
RE/MAX Premier Properties,
John Gossman 502-727-0670
Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1711271
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Primary bathroom
- Level: Second
Half bathroom
- Level: First
Full bathroom
- Level: Second
Dining room
- Level: First
Family room
- Level: First
Family room
- Level: Basement
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Office
- Level: Basement
Other
- Description: Utility Room/Storage
- Level: Basement
Heating
- Electric, Forced Air
Cooling
- Central Air, Heat Pump
Features
- Basement: Partially Finished
- Number of fireplaces: 1
Interior area
- Total structure area: 2,202
- Total interior livable area: 2,577 sqft
- Finished area above ground: 2,202
- Finished area below ground: 375
Property
Parking
- Total spaces: 2
- Parking features: Attached, Entry Side, Lower Level
- Attached garage spaces: 2
Features
- Stories: 2
- Patio & porch: Deck
- Fencing: Wood
Lot
- Size: 0.3 Acres
Details
- Parcel number: 06150020
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cape Cod
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Concrete Perimeter
- Roof: Shingle
Condition
- Year built: 1985
Utilities & green energy
- Water: Public
- Utilities for property: Electricity Connected
Community & HOA
Community
- Subdivision: River Bluff Farm
HOA
- Has HOA: Yes
- HOA fee: $175 annually
Location
- Region: Prospect
Financial & listing details
- Price per square foot: $179/sqft
- Tax assessed value: $395,000
- Annual tax amount: $4,930
- Date on market: 3/12/2026
- Electric utility on property: Yes
Estimated market value
$455,900
$433,000 - $479,000
$3,020/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/5/2026 | Contingent | $460,000$179/sqft |
Source: | ||
| 4/1/2026 | Price change | $460,000-1.1%$179/sqft |
Source: | ||
| 3/12/2026 | Listed for sale | $465,000+17.7%$180/sqft |
Source: | ||
| 5/14/2021 | Sold | $395,000$153/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2023 | $4,930 +0.7% | $395,000 |
| 2022 | $4,896 +10.4% | $395,000 +9.7% |
| 2021 | $4,437 +32.7% | $360,000 +33.3% |
| 2020 | $3,344 +13.4% | $270,000 +12.5% |
| 2019 | $2,948 0% | $240,000 |
| 2018 | $2,950 +24.9% | $240,000 |
| 2017 | $2,362 | $240,000 +11.6% |
| 2013 | $2,362 | $215,000 |
| 2011 | -- | $215,000 |
| 2010 | -- | $215,000 |
| 2009 | -- | $215,000 |
Find assessor info on the county website
Monthly payment
Est. payment
$2,601/mo
Principal & interest
$2241
Property taxes
$345
HOA Fees
$15
More affordability tools
Climate risks
Neighborhood: 40059
Nearby schools
GreatSchools rating
- 8/10Goshen At Hillcrest Elementary SchoolGrades: K-5Distance: 0.5 mi
- 9/10North Oldham Middle SchoolGrades: 6-8Distance: 1.8 mi
- 10/10North Oldham High SchoolGrades: 9-12Distance: 1.9 mi
Local experts in 40059
- Kentucky
- Oldham County
- River Bluff
- 40059
- 3504 Locust Ct





