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Under contract
  • Price cut: $5K (4/1)
    $460,000

    3504 Locust Ct, Prospect, KY 40059

    3beds
    2,577sqft
    : 
    Single Family Residence
    Built in 1985
    0.3 Acres Lot
    $455,900 Zestimate®
    $179/sqft
    $15/mo HOA

    What's special

    Finished basementHuge walk-in closetQuiet cul-de-sacOverlooking the backyardSpacious primary suite
    Move-in ready and full of charm, this beautiful 3 bedroom, 2.5 bath home is tucked away on a quiet cul-de-sac in the desirable River Bluffs Farm neighborhood. Featuring a 2 car garage and a finished basement, this home offers the perfect combination of comfort, space, and functionality. Hardwood floors flow throughout most of the first floor, where you'll find both a formal living room and a welcoming family room centered around a cozy fireplace. A sliding glass door from the family room opens to a spacious deck complete with a built-in porch swing - an ideal spot to relax while overlooking the backyard. The eat-in kitchen serves as the heart of the home, creating a warm and inviting space to gather with family and friends while entertaining. For more formal occasions, the dining room provides ample space for a large table and hosting holiday meals. Upstairs, all three bedrooms offer privacy and comfort, including the spacious primary suite featuring an en-suite bathroom with a separate make-up counter and a huge walk-in closet. The finished basement expands your living space with a versatile area perfect for game days, movie nights, or relaxing. A bonus room adds even more flexibility, making it ideal for a home office, hobby room, or workout space. Conveniently located with easy access to US Hwy 42, commuting into the city is quick and simple. Don't miss your chance to see this wonderful home - schedule your showing today!
    30 days
    |
    2,025
    |
    55
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: April 05, 2026 at 03:09pm

    Listed by:

    Jay Pitts 502-384-5944,

    RE/MAX Premier Properties,

    John Gossman 502-727-0670

    Source: Metro Search Inc. LLC DBA Apex MLS,MLS#: 1711271MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 3
      • Bathrooms: 3
      • Full bathrooms: 2
      • 1/2 bathrooms: 1
      Primary bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Bedroom
      • Level: Second
      Primary bathroom
      • Level: Second
      Half bathroom
      • Level: First
      Full bathroom
      • Level: Second
      Dining room
      • Level: First
      Family room
      • Level: First
      Family room
      • Level: Basement
      Kitchen
      • Level: First
      Laundry
      • Level: First
      Living room
      • Level: First
      Office
      • Level: Basement
      Other
      • Description: Utility Room/Storage
      • Level: Basement
      Heating
      • Electric, Forced Air
      Cooling
      • Central Air, Heat Pump
      Features
      • Basement: Partially Finished
      • Number of fireplaces: 1
      Interior area
      • Total structure area: 2,202
      • Total interior livable area: 2,577 sqft
      • Finished area above ground: 2,202
      • Finished area below ground: 375

      Property

      Parking
      • Total spaces: 2
      • Parking features: Attached, Entry Side, Lower Level
      • Attached garage spaces: 2
      Features
      • Stories: 2
      • Patio & porch: Deck
      • Fencing: Wood
      Lot
      • Size: 0.3 Acres
      Details
      • Parcel number: 06150020

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cape Cod
      • Property subtype: Single Family Residence
      Materials
      • Vinyl Siding, Wood Frame
      • Foundation: Concrete Perimeter
      • Roof: Shingle
      Condition
      • Year built: 1985

      Utilities & green energy

      • Water: Public
      • Utilities for property: Electricity Connected

      Community & HOA

      Community
      • Subdivision: River Bluff Farm
      HOA
      • Has HOA: Yes
      • HOA fee: $175 annually
      Location
      • Region: Prospect

      Financial & listing details

      • Price per square foot: $179/sqft
      • Tax assessed value: $395,000
      • Annual tax amount: $4,930
      • Date on market: 3/12/2026
      • Electric utility on property: Yes
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        Estimated market value

        $455,900

        $433,000 - $479,000

        $3,020/mo

        Price history

        Price history
        DateEventPrice
        4/5/2026Contingent$460,000$179/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1711271 Report a problem
        4/1/2026Price change$460,000-1.1%$179/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1711271 Report a problem
        3/12/2026Listed for sale$465,000+17.7%$180/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1711271 Report a problem
        5/14/2021Sold$395,000$153/sqft
        Source: Metro Search Inc. LLC DBA Apex MLS #1582896 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2023$4,930 +0.7%$395,000
        2022$4,896 +10.4%$395,000 +9.7%
        2021$4,437 +32.7%$360,000 +33.3%
        2020$3,344 +13.4%$270,000 +12.5%
        2019$2,948 0%$240,000
        2018$2,950 +24.9%$240,000
        2017$2,362 $240,000 +11.6%
        2013$2,362 $215,000
        2011-- $215,000
        2010-- $215,000
        2009-- $215,000

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $2,601/mo
        Principal & interest
        $2241
        Property taxes
        $345
        HOA Fees
        $15
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          Climate risks

          Neighborhood: 40059

          Getting around

          21 / 100
          Car-Dependent
          17 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating

          Local experts in 40059

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