Location, lifestyle, and unforgettable sunset views define this exceptional, updated, waterfront, 3-bedroom, 2-bathroom, 1-car garage, salt-water pool home. From the moment you arrive, the beautifully landscaped front yard, towering palms, circular driveway, pavered front porch, and covered entry set the tone for Florida living at its finest.
Step inside to an open-concept design where stunning canal and Gulf views steal the show. Sunsets here are nothing short of spectacular. With direct access to the Gulf, just 5-7 minutes to the Flats, a gathering place for locals, this property offers quick access to paddle boarding, kayaking, fishing, jet skiing, and open Gulf waters.
With three-bedrooms, two-bathrooms the home features new hurricane-impact windows throughout and elegant tile flooring in most rooms. The gourmet kitchen is a dream with wood cabinetry, soft-close drawers, pantry, large center island, quartz countertops, stainless steel appliances, range hood, gourmet range, recessed LED lighting, and a skylight for added natural light.
The expansive living room showcases a tray ceiling, plush carpet, ceiling fans, and sliding glass doors opening to a deck with sweeping water views—views you'll enjoy from nearly every room in the home.
The spacious primary suite offers a large picture window overlooking the pool and spa, a dual-sink vanity, and a beautifully tiled walk-in shower. Two additional bedrooms include ceiling fans and closets. The hall bathroom has a new vanity and shower.
Outdoor living truly shines here - pelicans and seabirds glide by, palm trees sway poolside, and the water sparkles. Enjoy a screen-enclosed salt water pool with jetted spa, a covered lanai with ceiling fans—perfect for sunset watching—and spacious decking for entertaining. Above the boat lift, a 20' x 20' sun deck provides panoramic sunrise and sunset views up the canal, down the canal, and out toward the Gulf. Located on a deep and wide canal where dolphins play, an outdoor shower, a floating jet-ski dock, concrete seawall with knee wall, and riprap complete the waterfront features. HVAC 2017. Roof 2013. Impact Windows 2025. No HOA. Furnishings available separately. Close to public boat ramp, marina, popular local restaurants, shopping, and healthcare. Whether you're seeking a primary residence, vacation home, or investment, this waterfront gem offers it all - location, lifestyle, and value.
For sale
Price cut: $51K (3/18)
$699,000
3409 Gulf Winds Cir, Hernando Beach, FL 34607
3beds
2,107sqft
Est.:
Single Family Residence
Built in 1972
7,840.8 Square Feet Lot
$668,800 Zestimate®
$332/sqft
$-- HOA
What's special
Floating jet-ski dockLarge center islandQuartz countertopsTowering palmsPlush carpetCeiling fansPavered front porch
- 91 days |
- 2,144 |
- 117 |
Zillow last checked: 7 hours ago
Listing updated: March 17, 2026 at 05:43pm
Listed by:
Tracie Maler 352-848-5401,
Keller Williams-Elite Partners
Source: Realtors Association of Citrus County,MLS#: 850986
Originating MLS: Realtors Association of Citrus County
Originating MLS: Realtors Association of Citrus CountyTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Description: Flooring: Tile
- Features: Ceiling Fan(s), Dual Sinks, Primary Suite
- Level: Main
- Dimensions: 11.00 x 14.00
Garage
- Level: Main
- Dimensions: 12.00 x 24.00
Kitchen
- Description: Flooring: Tile
- Features: Breakfast Bar, Ceiling Fan(s), Kitchen Island, Pantry
- Level: Main
- Dimensions: 19.00 x 11.00
Living room
- Description: Flooring: Tile
- Features: Ceiling Fan(s)
- Level: Main
- Dimensions: 20.00 x 25.00
Heating
- Central, Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Convection Oven, Dishwasher, Electric Oven, Electric Range, Disposal, Refrigerator, Water Heater
- Laundry: In Garage
Features
- Breakfast Bar, Tray Ceiling(s), Dual Sinks, Eat-in Kitchen, Main Level Primary, Primary Suite, Open Floorplan, Pantry, Stone Counters, Shower Only, Solid Surface Counters, Skylights, Separate Shower, Updated Kitchen, Wood Cabinets, Window Treatments, Sliding Glass Door(s)
- Flooring: Carpet, Tile
- Doors: Sliding Doors
- Windows: Blinds, Double Pane Windows, Impact Glass, Skylight(s)
Interior area
- Total structure area: 2,798
- Total interior livable area: 2,107 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Attached, Circular Driveway, Concrete, Driveway, Garage, Boat, Garage Door Opener, RV Access/Parking
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Levels: One
- Stories: 1
- Patio & porch: Composite, Deck
- Exterior features: Deck, Sprinkler/Irrigation, Landscaping, Rain Gutters, Circular Driveway, Concrete Driveway
- Pool features: Concrete, In Ground, Pool, Screen Enclosure, Salt Water
- Has spa: Yes
- Spa features: In Ground
- Fencing: Vinyl,Yard Fenced
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Boat Dock/Slip, Boat Ramp/Lift Access, Gulf Access, Ocean Access, Riprap, Seawall, Water Access, Canal Access, Gulf, Waterfront
- Frontage type: Canal,Waterfront
- Frontage length: 80,80
Lot
- Size: 7,840.8 Square Feet
- Features: Cul-De-Sac, Trees
Details
- Parcel number: 00161942
- Zoning: Out of County
- Special conditions: Standard,Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: One Story
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Block, Slab
- Roof: Asphalt,Shingle
Condition
- New construction: No
- Year built: 1972
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Boat Facilities, Restaurant
- Security: Smoke Detector(s)
- Subdivision: Not on List
HOA
- Has HOA: No
Location
- Region: Hernando Beach
Financial & listing details
- Price per square foot: $332/sqft
- Tax assessed value: $540,374
- Annual tax amount: $7,553
- Date on market: 1/8/2026
- Cumulative days on market: 92 days
- Listing terms: Cash,Conventional,FHA
- Road surface type: Paved
Estimated market value
$668,800
$635,000 - $702,000
$3,519/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/18/2026 | Price change | $699,000-6.8%$332/sqft |
Source:  HCMLS #2257343 Report a problem | ||
| 1/8/2026 | Listed for sale | $750,000+134.4%$356/sqft |
Source: HCMLS #2257343 Report a problem | ||
| 9/3/2014 | Sold | $320,000-8.3%$152/sqft |
Source: Public Record Report a problem | ||
| 8/23/2014 | Pending sale | $349,000$166/sqft |
Source: RE/MAX ADVANTAGE REALTY (262000089) #W7535152 Report a problem | ||
| 12/17/2013 | Listed for sale | $349,000+41%$166/sqft |
Source: Re/Max Advantage Realty #2148903 Report a problem | ||
| 6/21/2012 | Sold | $247,500-13.8%$117/sqft |
Source: Public Record Report a problem | ||
| 3/7/2012 | Listed for sale | $287,000-23.5%$136/sqft |
Source: Re/Max Advantage Realty #2131863 Report a problem | ||
| 1/19/2012 | Listing removed | $375,000$178/sqft |
Source: Re/Max Advantage Realty #2131863 Report a problem | ||
| 12/23/2011 | Price change | $375,000-6%$178/sqft |
Source: Re/Max Advantage Realty #2131863 Report a problem | ||
| 3/16/2011 | Price change | $399,000-0.2%$189/sqft |
Source: Re/Max Advantage Realty #2125630 Report a problem | ||
| 10/19/2010 | Price change | $399,900-15.8%$190/sqft |
Source: RE/MAX Advantage #2119340 Report a problem | ||
| 10/1/2010 | Price change | $475,000+19%$225/sqft |
Source: RE/MAX Advantage #2119340 Report a problem | ||
| 9/4/2010 | Price change | $399,000-16%$189/sqft |
Source: Re/Max Advantage Realty #2119340 Report a problem | ||
| 7/9/2010 | Listed for sale | $475,000+179.4%$225/sqft |
Source: RE/MAX Advantage #2119340 Report a problem | ||
| 6/28/2000 | Sold | $170,000+11.8%$81/sqft |
Source: Public Record Report a problem | ||
| 8/11/1998 | Sold | $152,000$72/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,482 +2.5% | $422,649 +10% |
| 2023 | $7,297 +3.6% | $384,226 +10% |
| 2022 | $7,046 +27.4% | $349,296 +10.5% |
| 2021 | $5,530 +5.9% | $316,131 +2.1% |
| 2020 | $5,222 +5.3% | $309,663 +10% |
| 2019 | $4,957 +26% | $281,512 +10% |
| 2018 | $3,933 -7.2% | $255,920 -2.2% |
| 2017 | $4,239 | $261,747 +19.3% |
| 2016 | $4,239 +16.5% | $219,430 -2.1% |
| 2015 | $3,639 -3.8% | $224,156 -0.6% |
| 2014 | $3,782 +3.5% | $225,427 -0.6% |
| 2013 | $3,653 +35.7% | $226,697 +6.3% |
| 2012 | $2,691 +5.1% | $213,277 +3% |
| 2011 | $2,560 | $207,065 +1.5% |
| 2010 | -- | $204,005 +2.7% |
| 2009 | $2,427 -2% | $198,642 +0.1% |
| 2008 | $2,476 -12.8% | $198,444 +5.6% |
| 2006 | $2,841 | $187,965 +3% |
| 2005 | -- | $182,490 +4.6% |
| 2004 | $2,816 +12.6% | $174,456 +12.1% |
| 2003 | $2,500 +2.5% | $155,619 +2.4% |
| 2002 | $2,439 +3.2% | $151,972 +1.6% |
| 2001 | $2,363 -8.7% | $149,579 +11.3% |
| 2000 | $2,586 | $134,337 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,206/mo
Principal & interest
$3326
Property taxes
$880
More affordability tools
Climate risks
Neighborhood: 34607
Nearby schools
GreatSchools rating
- 4/10Westside Elementary SchoolGrades: PK-5Distance: 3.8 mi
- 4/10Fox Chapel Middle SchoolGrades: 6-8Distance: 6.1 mi
- 3/10Weeki Wachee High SchoolGrades: 9-12Distance: 10.1 mi
Schools provided by the listing agent
- High: Weeki Wachee High
Source: Realtors Association of Citrus County. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 34607
- Florida
- Hernando County
- Hernando Beach
- 34607
- 3409 Gulf Winds Cir
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