Discover this serene wooded lot just minutes from Chipley, Interstate 10, shopping, and Chipley Hospital. Situated on a paved road, the property features beautiful oak trees and pines, offering a peaceful natural setting. A mobile home previously occupied the site; existing well and septic are present but not warranted by the seller. Power lines are available nearby for an easy utility hookup.
This location provides the perfect opportunity to build a new home or place a manufactured home in a quiet, relaxing area. Enjoy quick access to Panama City and the Beaches via the newly expanded four-lane highway 77 to Southport and Lynn Haven. Only about a 44-minute drive to Northwest Florida Beaches International Airport, with convenient Walmart shopping to the north in Chipley. Owner Financing Available with a low downpayment and credit check.
Lot/land
$19,900
3389 Gainer Rd, Chipley, FL 32428
--beds
--baths
0.43Acres
Unimproved Land
Built in ----
0.43 Acres Lot
$-- Zestimate®
$--/sqft
$-- HOA
What's special
Peaceful natural settingSerene wooded lot
- 54 days |
- 149 |
- 9 |
Zillow last checked: 8 hours ago
Listing updated: January 06, 2026 at 03:54am
Listed by:
Debbie Roney Smith 850-209-8039,
American Gold Realty
Source: CPAR,MLS#: 782200
Originating MLS: Central Panhandle Association of REALTORS
Originating MLS: Central Panhandle Association of REALTORSFacts & features
Property
Lot
- Size: 0.43 Acres
- Dimensions: 407 x 343 x 90 Triangular shape
- Features: Paved
Details
- Parcel number: 000000000007570001
- Zoning description: County, Resid Single Family, Mobile Home
- Special conditions: Listed As-Is
Community & HOA
Community
- Subdivision: No Named Subdivision
HOA
- Has HOA: No
Location
- Region: Chipley
Financial & listing details
- Tax assessed value: $3,932
- Annual tax amount: $54
- Date on market: 12/1/2025
- Cumulative days on market: 56 days
Estimated market value
Not available
Estimated sales range
Not available
$1,264/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/1/2025 | Listed for sale | $19,900+437.8% |
Source:  CPAR #782200 Report a problem | ||
| 11/26/2025 | Sold | $3,700 |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $3,899 +10% |
| 2024 | $48 +0.7% | $3,545 +3.3% |
| 2023 | $47 +6.7% | $3,432 +10% |
| 2022 | $44 +11% | $3,120 +10% |
| 2021 | $40 -0.7% | $2,836 |
| 2020 | $40 -3.6% | $2,836 |
| 2019 | $42 -5.6% | $2,836 -2.1% |
| 2018 | $44 +3.7% | $2,896 +7.9% |
| 2017 | $43 | $2,683 |
| 2016 | $43 -3.8% | $2,683 |
| 2015 | $44 | $2,683 |
| 2014 | -- | $2,683 -4.6% |
| 2013 | -- | $2,812 |
| 2012 | -- | $2,812 -3% |
| 2011 | -- | $2,898 -83.7% |
| 2009 | -- | $17,781 |
| 2008 | -- | $17,781 +350.7% |
| 2007 | -- | $3,945 +5.6% |
| 2005 | -- | $3,737 +3% |
| 2004 | -- | $3,628 +1.9% |
| 2003 | -- | $3,560 +2.4% |
| 2002 | -- | $3,477 +1.6% |
| 2001 | -- | $3,422 +3% |
| 2000 | -- | $3,323 |
Find assessor info on the county website
BuyAbility℠ payment
Estimated monthly payment
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Neighborhood: 32428
Nearby schools
GreatSchools rating
- 4/10Kate M. Smith Elementary SchoolGrades: PK-5Distance: 7.6 mi
- 7/10Roulhac Middle SchoolGrades: 6-8Distance: 7 mi
- 4/10Chipley High SchoolGrades: 9-12Distance: 7 mi
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