This private 3-bedroom, 2-bath cottage is tucked away on an oversized 1.24-acre lot at the end of a quiet street in the lake access neighborhood of Sky Valley. Inside the home offers a spacious open living area with a pellet stove for after skiing evenings. The kitchen is open to the living area and has ample cabinet space and room for a dining table. The primary bedroom features it's own private bath with separate shower and soaking tub, while two additional bedrooms share a second full bath. A den/office adds flexible living space. The home also includes a full unfinished lower level with a separate outside entrance-perfect for storage or future expansion. The home offers affordable lake living with 3,000 feet of shared shoreline that rivals the Deep Creek Lake State Park. Three swimming platforms, roped off swimming area, picnic pavilions, docks with a jet ski area located in a no wake cove, and a stocked fishing pond—all part of a private community that feels like being in an upscale summer camp! Dock slip is through the association-When homes sell the slip goes back to the association. Until you get your assigned slip you can launch your boat at the Sky Valley boat launch. It is the only private neighborhood boat launch on DCL. Also explore the neighborhood on your golf cart or ATV! For the golfers in the group, it is only minutes to Thousand Acre Lakeside Golf Course. Surrounded by nature and set in a friendly neighborhood, this cottage is the perfect retreat for relaxation, recreation, and making memories at the lake!
For sale
$398,000
332 High Point Dr, Swanton, MD 21561
3beds
1,512sqft
Est.:
Single Family Residence
Built in 2001
1.24 Acres Lot
$389,500 Zestimate®
$263/sqft
$87/mo HOA
What's special
Swimming platformsStocked fishing pondFull unfinished lower levelSeparate outside entranceNeighborhood boat launchQuiet streetAmple cabinet space
- 233 days |
- 1,069 |
- 44 |
Zillow last checked: 7 hours ago
Listing updated: January 12, 2026 at 05:04am
Listed by:
Susan Bell 301-501-9072,
Railey Realty, Inc. 301-387-2000
Source: Bright MLS,MLS#: MDGA2010134
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Rooms
- Room types: Living Room, Primary Bedroom, Bedroom 3, Kitchen, Den, Basement, Bathroom 2, Primary Bathroom
Primary bedroom
- Features: Flooring - Carpet, Walk-In Closet(s)
- Level: Main
Bedroom 3
- Features: Flooring - Carpet
- Level: Main
Primary bathroom
- Features: Double Sink, Soaking Tub, Bathroom - Stall Shower
- Level: Main
Bathroom 2
- Features: Flooring - Carpet
- Level: Main
Bathroom 2
- Features: Flooring - Vinyl
- Level: Main
Basement
- Features: Flooring - Concrete
- Level: Lower
Den
- Features: Flooring - Carpet
- Level: Main
Kitchen
- Features: Flooring - Vinyl, Dining Area
- Level: Main
Living room
- Features: Cathedral/Vaulted Ceiling, Ceiling Fan(s), Flooring - Carpet
- Level: Main
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Microwave, Dishwasher, Cooktop, Washer, Dryer, Electric Water Heater
- Laundry: Main Level
Features
- Soaking Tub, Bathroom - Stall Shower, Bathroom - Tub Shower, Ceiling Fan(s), Combination Kitchen/Dining, Dining Area, Entry Level Bedroom, Primary Bath(s), Walk-In Closet(s)
- Flooring: Carpet
- Basement: Full,Exterior Entry,Space For Rooms,Walk-Out Access,Unfinished,Garage Access
- Has fireplace: No
- Fireplace features: Pellet Stove
Interior area
- Total structure area: 3,024
- Total interior livable area: 1,512 sqft
- Finished area above ground: 1,512
- Finished area below ground: 0
Property
Parking
- Total spaces: 7
- Parking features: Basement, Garage Faces Side, Oversized, Gravel, Attached, Driveway, On Street
- Attached garage spaces: 1
- Uncovered spaces: 6
Accessibility
- Accessibility features: None
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
- Waterfront features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Limited hours of Personal Watercraft Operation (PWC), Swimming Allowed, Waterski/Wakeboard, Lake
- Body of water: Deep Creek Lake
Lot
- Size: 1.24 Acres
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 1218014963
- Zoning: RESIDENTIAL
- Special conditions: Probate Listing,Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Block
- Foundation: Block, Permanent
Condition
- Good
- New construction: No
- Year built: 2001
Utilities & green energy
- Sewer: On Site Septic
- Water: Well
- Utilities for property: Cable Available
Community & HOA
Community
- Subdivision: Sky Valley
HOA
- Has HOA: Yes
- Amenities included: Boat Dock/Slip, Boat Ramp, Common Grounds, Lake, Non-Lake Recreational Area, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
- Services included: Common Area Maintenance, Pier/Dock Maintenance, Road Maintenance, Snow Removal, Trash
- HOA fee: $1,038 annually
- HOA name: SKY VALLEY HOA
Location
- Region: Swanton
Financial & listing details
- Price per square foot: $263/sqft
- Tax assessed value: $263,200
- Annual tax amount: $2,668
- Date on market: 8/14/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
Estimated market value
$389,500
$370,000 - $409,000
$1,884/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 1/8/2026 | Listed for sale | $398,000$263/sqft |
Source:  Bright MLS #MDGA2010134 Report a problem | ||
| 1/1/2026 | Listing removed | $398,000$263/sqft |
Source: Bright MLS #MDGA2010134 Report a problem | ||
| 10/15/2025 | Price change | $398,000-6.4%$263/sqft |
Source: Bright MLS #MDGA2010134 Report a problem | ||
| 9/25/2025 | Price change | $425,000-5.6%$281/sqft |
Source: Bright MLS #MDGA2010134 Report a problem | ||
| 8/14/2025 | Listed for sale | $450,000+1400%$298/sqft |
Source: Bright MLS #MDGA2010134 Report a problem | ||
| 2/11/2000 | Sold | $30,000$20/sqft |
Source: Agent Provided Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $3,009 +12.8% | $263,200 +15.2% |
| 2024 | $2,668 +18% | $228,400 +18% |
| 2023 | $2,261 +21.9% | $193,600 +21.9% |
| 2022 | $1,855 | $158,800 |
| 2021 | $1,855 | $158,800 |
| 2020 | $1,855 -2.9% | $158,800 -2.9% |
| 2019 | $1,911 +6% | $163,600 |
| 2018 | $1,803 0% | $163,600 |
| 2017 | $1,803 | $163,600 -0.9% |
| 2016 | -- | $165,100 |
| 2015 | -- | $165,100 |
| 2014 | -- | $165,100 -7.2% |
| 2013 | -- | $177,900 |
| 2012 | -- | $177,900 |
| 2011 | -- | $177,900 -19.4% |
| 2010 | -- | $220,650 +11.2% |
| 2009 | -- | $198,402 +12.6% |
| 2008 | -- | $176,156 +14.5% |
| 2007 | -- | $153,910 +15.6% |
| 2006 | -- | $133,122 +18.5% |
| 2005 | -- | $112,336 +22.7% |
| 2004 | -- | $91,550 |
| 2003 | -- | $91,550 |
| 2002 | -- | $91,550 -7.7% |
| 2001 | -- | $99,180 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,322/mo
Principal & interest
$1960
Property taxes
$275
HOA Fees
$87
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Climate risks
Neighborhood: 21561
Getting around
0 / 100
Car-DependentNearby schools
GreatSchools rating
- 4/10Broad Ford Elementary SchoolGrades: PK-5Distance: 8.1 mi
- 5/10Southern Middle SchoolGrades: 6-8Distance: 8.1 mi
- 5/10Southern Garrett High SchoolGrades: 9-12Distance: 9 mi
Schools provided by the listing agent
- Elementary: Broadford
- Middle: Southern Middle
- High: Southern Garrett High
- District: Garrett County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21561
- Maryland
- Garrett County
- Swanton
- 21561
- 332 High Point Dr
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