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For sale
  • Price cut: $45K (3/25)
    $850,000

    3280 Arundel On The Bay Rd, Annapolis, MD 21403

    5beds
    3,144sqft
    : 
    Single Family Residence
    Built in 1994
    0.4 Acres Lot
    $837,600 Zestimate®
    $270/sqft
    $-- HOA

    What's special

    Cathedral ceilingsOpen layout
    Significant Price Improvement!! A rare opportunity! Priced to sell, won't last long. Welcome to this beautifully maintained 5 bed, 4.5 bath, colonial home situated on almost a half of acre and only 2 blocks to the Chesapeake Bay where you can hear the sounds of the ships passing by in your backyard! Located in the very desirable and relaxed Oyster Harbor Community. This move-in ready home features: over 3,100 finished sqft, 2 primary suites with private full baths which makes it perfect for multi-generational living. The main level is filled with natural light, cathedral ceilings, and an open layout. The main level primary suite offers a spacious bedroom with costume shutters, a walk-in closet with extra room for storage, and a oversized walk-in shower with floor to ceiling tile, multiple shower heads, and a bench. The upper level features the second primary suite with a full bath, 2 additional bedrooms and another full bath. The huge lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area, plus a family room or theatre room, a 5th bedroom, and a full bath! There is even space for a kitchenette! The lower level has outside access which would make it perfect for an in-law suite. The backyard is fully fenced in and perfect for summertime entertaining! When spring hits you will be surrounded by green trees; the lot next to the home is a preserved lot. This home is nestled between Oyster Creek, Fishing Creek, and the Chesapeake Bay. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. Quiet Waters Park is only minutes away with walking trails, dog park and beach, concerts, ice skating, and so much more! Walking distance to Thomas Pointe Park. The Coast Guard is just down the street. This home is MOVE-IN READY AND A MUST-SEE!
    30 days
    |
    4,425
    |
    151
    |

    Zillow last checked: 7 hours ago

    Listing updated: March 25, 2026 at 11:53am

    Listed by:

    Deanna Marshall 301-356-2307,

    The KW Collective 4435741600

    Source: Bright MLS,MLS#: MDAA2138708MLS Logo

    Tour with a local agent

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 5
      • Bathrooms: 5
      • Full bathrooms: 4
      • 1/2 bathrooms: 1
      • Main level bathrooms: 2
      • Main level bedrooms: 1
      Basement
      • Area: 1104
      Heating
      • Heat Pump, Electric
      Cooling
      • Central Air, Electric
      Appliances
      • Included: Gas Water Heater
      • Laundry: Main Level
      Features
      • Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Walk-In Closet(s), Cathedral Ceiling(s)
      • Windows: Window Treatments
      • Basement: Partial,Finished,Interior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Water Proofing System,Sump Pump
      • Has fireplace: No
      Interior area
      • Total structure area: 3,144
      • Total interior livable area: 3,144 sqft
      • Finished area above ground: 2,040
      • Finished area below ground: 1,104

      Property

      Parking
      • Total spaces: 8
      • Parking features: Storage, Garage Faces Front, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Driveway
      • Attached garage spaces: 2
      • Uncovered spaces: 6
      • Details: Garage Sqft: 506
      Accessibility
      • Accessibility features: None
      Features
      • Levels: Three
      • Stories: 3
      • Pool features: None
      • Fencing: Back Yard,Full
      • Waterfront features: Bay
      Lot
      • Size: 0.4 Acres
      • Features: Front Yard, Open Lot, Rear Yard
      Details
      • Additional structures: Above Grade, Below Grade
      • Parcel number: 020200090081919
      • Zoning: R
      • Special conditions: Standard

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Colonial
      • Property subtype: Single Family Residence
      Materials
      • Combination, Stone, Stucco, Vinyl Siding
      • Foundation: Concrete Perimeter
      Condition
      • New construction: No
      • Year built: 1994

      Utilities & green energy

      • Sewer: Public Sewer
      • Water: Public, Well

      Community & HOA

      Community
      • Subdivision: Oyster Harbor
      HOA
      • Has HOA: No
      Location
      • Region: Annapolis

      Financial & listing details

      • Price per square foot: $270/sqft
      • Tax assessed value: $642,800
      • Annual tax amount: $7,168
      • Date on market: 3/13/2026
      • Listing agreement: Exclusive Right To Sell
      • Listing terms: Cash,Conventional,FHA,VA Loan
      • Ownership: Fee Simple
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        Estimated market value

        $837,600

        $796,000 - $879,000

        $5,530/mo

        Price history

        Price history
        DateEventPrice
        3/25/2026Price change$850,000-5%$270/sqft
        Source: Bright MLS #MDAA2138708 Report a problem
        3/13/2026Listed for sale$895,000+98.9%$285/sqft
        Source: Bright MLS #MDAA2138708 Report a problem
        10/24/2019Sold$449,950$143/sqft
        Source: Public Record Report a problem
        9/29/2019Listed for sale$449,950$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        9/10/2019Pending sale$449,950$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        8/8/2019Price change$449,950-2.2%$143/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        7/30/2019Price change$460,000-3.2%$146/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        7/1/2019Price change$475,000-5%$151/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        6/12/2019Price change$499,900-4.8%$159/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        5/13/2019Listed for sale$524,999+5%$167/sqft
        Source: RE/MAX Allegiance #MDAA398358 Report a problem
        9/21/2018Listing removed$499,900$159/sqft
        Source: CENTURY 21 Don Gurney #1000314742 Report a problem
        8/1/2018Price change$499,900-5.7%$159/sqft
        Source: CENTURY 21 Don Gurney #1000314742 Report a problem
        3/28/2018Listed for sale$529,9000%$169/sqft
        Source: Century 21 Don Gurney #1000314742 Report a problem
        11/7/2017Listing removed$530,000$169/sqft
        Source: Smb Murchison Realty, Inc. #1000133989 Report a problem
        9/10/2017Listed for sale$530,000+15.2%$169/sqft
        Source: SMB Murchison Realty, Inc. #AA9992006 Report a problem
        11/3/2014Listing removed$460,000$146/sqft
        Source: Realty Pros #AA8371792 Report a problem
        9/19/2014Price change$460,000-8%$146/sqft
        Source: Realty Pros #AA8371792 Report a problem
        8/8/2014Price change$499,950-10.7%$159/sqft
        Source: Realty Pros #AA8371792 Report a problem
        6/9/2014Listed for sale$560,000$178/sqft
        Source: Realty Pros #AA8371792 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2025$7,030 +7.8%$619,133 +4%
        2024$6,520 +4.4%$595,467 +4.1%
        2023$6,244 +5.4%$571,800 +0.8%
        2022$5,927 +0.8%$567,133 +0.8%
        2021$5,878 +0.7%$562,467 +0.8%
        2020$5,835 +7.6%$557,800
        2019$5,424 +11.8%$557,800 +16.6%
        2018$4,850 +8.5%$478,267 +9.1%
        2017$4,470 $438,500 +0%
        2016-- $438,467 +0%
        2015-- $438,433 +0%
        2014-- $438,400
        2013-- $438,400
        2012-- $438,400 -5.7%
        2011-- $465,090
        2010-- $465,090
        2009-- $465,090 -0.8%
        2008-- $468,770 +14.3%
        2007-- $410,080 +16.7%
        2006-- $351,390 +20.1%
        2005-- $292,700 +11.9%
        2004-- $261,556 +13.5%
        2003-- $230,413 +15.6%
        2002-- $199,270 +0.8%
        2001-- $197,676

        Find assessor info on the county website

        Monthly payment

        Est. payment
        $4,709/mo
        Principal & interest
        $4107
        Property taxes
        $602
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          Climate risks

          Neighborhood: 21403

          Getting around

          6 / 100
          Car-Dependent
          0 / 100
          No Nearby Transit
          25 / 100
          Somewhat Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: Anne Arundel County Public Schools

          Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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