Significant Price Improvement!! A rare opportunity! Priced to sell, won't last long. Welcome to this beautifully maintained 5 bed, 4.5 bath, colonial home situated on almost a half of acre and only 2 blocks to the Chesapeake Bay where you can hear the sounds of the ships passing by in your backyard! Located in the very desirable and relaxed Oyster Harbor Community. This move-in ready home features: over 3,100 finished sqft, 2 primary suites with private full baths which makes it perfect for multi-generational living. The main level is filled with natural light, cathedral ceilings, and an open layout. The main level primary suite offers a spacious bedroom with costume shutters, a walk-in closet with extra room for storage, and a oversized walk-in shower with floor to ceiling tile, multiple shower heads, and a bench. The upper level features the second primary suite with a full bath, 2 additional bedrooms and another full bath. The huge lower level has multiple rooms including a large rec room that can fit a pool table, games and a bar area, plus a family room or theatre room, a 5th bedroom, and a full bath! There is even space for a kitchenette! The lower level has outside access which would make it perfect for an in-law suite. The backyard is fully fenced in and perfect for summertime entertaining! When spring hits you will be surrounded by green trees; the lot next to the home is a preserved lot. This home is nestled between Oyster Creek, Fishing Creek, and the Chesapeake Bay. Oyster Harbor offers the best of Coastal Maryland living—just minutes from historic downtown Annapolis, top-rated restaurants, shopping, and commuter routes. Quiet Waters Park is only minutes away with walking trails, dog park and beach, concerts, ice skating, and so much more! Walking distance to Thomas Pointe Park. The Coast Guard is just down the street. This home is MOVE-IN READY AND A MUST-SEE!
For sale
Price cut: $45K (3/25)
$850,000
3280 Arundel On The Bay Rd, Annapolis, MD 21403
5beds
3,144sqft
Est.:
Single Family Residence
Built in 1994
0.4 Acres Lot
$837,600 Zestimate®
$270/sqft
$-- HOA
What's special
Cathedral ceilingsOpen layout
- 30 days |
- 4,425 |
- 151 |
Zillow last checked: 7 hours ago
Listing updated: March 25, 2026 at 11:53am
Listed by:
Deanna Marshall 301-356-2307,
The KW Collective 4435741600
Source: Bright MLS,MLS#: MDAA2138708
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
- Main level bathrooms: 2
- Main level bedrooms: 1
Basement
- Area: 1104
Heating
- Heat Pump, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Gas Water Heater
- Laundry: Main Level
Features
- Bathroom - Walk-In Shower, Ceiling Fan(s), Combination Kitchen/Dining, Entry Level Bedroom, Walk-In Closet(s), Cathedral Ceiling(s)
- Windows: Window Treatments
- Basement: Partial,Finished,Interior Entry,Rear Entrance,Space For Rooms,Walk-Out Access,Water Proofing System,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 3,144
- Total interior livable area: 3,144 sqft
- Finished area above ground: 2,040
- Finished area below ground: 1,104
Property
Parking
- Total spaces: 8
- Parking features: Storage, Garage Faces Front, Garage Faces Rear, Garage Door Opener, Inside Entrance, Oversized, Attached, Driveway
- Attached garage spaces: 2
- Uncovered spaces: 6
- Details: Garage Sqft: 506
Accessibility
- Accessibility features: None
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Fencing: Back Yard,Full
- Waterfront features: Bay
Lot
- Size: 0.4 Acres
- Features: Front Yard, Open Lot, Rear Yard
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020200090081919
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Colonial
- Property subtype: Single Family Residence
Materials
- Combination, Stone, Stucco, Vinyl Siding
- Foundation: Concrete Perimeter
Condition
- New construction: No
- Year built: 1994
Utilities & green energy
- Sewer: Public Sewer
- Water: Public, Well
Community & HOA
Community
- Subdivision: Oyster Harbor
HOA
- Has HOA: No
Location
- Region: Annapolis
Financial & listing details
- Price per square foot: $270/sqft
- Tax assessed value: $642,800
- Annual tax amount: $7,168
- Date on market: 3/13/2026
- Listing agreement: Exclusive Right To Sell
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
Estimated market value
$837,600
$796,000 - $879,000
$5,530/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 3/25/2026 | Price change | $850,000-5%$270/sqft |
Source: | ||
| 3/13/2026 | Listed for sale | $895,000+98.9%$285/sqft |
Source: | ||
| 10/24/2019 | Sold | $449,950$143/sqft |
Source: Public Record Report a problem | ||
| 9/29/2019 | Listed for sale | $449,950$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 9/10/2019 | Pending sale | $449,950$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 8/8/2019 | Price change | $449,950-2.2%$143/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 7/30/2019 | Price change | $460,000-3.2%$146/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 7/1/2019 | Price change | $475,000-5%$151/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 6/12/2019 | Price change | $499,900-4.8%$159/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 5/13/2019 | Listed for sale | $524,999+5%$167/sqft |
Source: RE/MAX Allegiance #MDAA398358 Report a problem | ||
| 9/21/2018 | Listing removed | $499,900$159/sqft |
Source: CENTURY 21 Don Gurney #1000314742 Report a problem | ||
| 8/1/2018 | Price change | $499,900-5.7%$159/sqft |
Source: CENTURY 21 Don Gurney #1000314742 Report a problem | ||
| 3/28/2018 | Listed for sale | $529,9000%$169/sqft |
Source: Century 21 Don Gurney #1000314742 Report a problem | ||
| 11/7/2017 | Listing removed | $530,000$169/sqft |
Source: Smb Murchison Realty, Inc. #1000133989 Report a problem | ||
| 9/10/2017 | Listed for sale | $530,000+15.2%$169/sqft |
Source: SMB Murchison Realty, Inc. #AA9992006 Report a problem | ||
| 11/3/2014 | Listing removed | $460,000$146/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 9/19/2014 | Price change | $460,000-8%$146/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 8/8/2014 | Price change | $499,950-10.7%$159/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
| 6/9/2014 | Listed for sale | $560,000$178/sqft |
Source: Realty Pros #AA8371792 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $7,030 +7.8% | $619,133 +4% |
| 2024 | $6,520 +4.4% | $595,467 +4.1% |
| 2023 | $6,244 +5.4% | $571,800 +0.8% |
| 2022 | $5,927 +0.8% | $567,133 +0.8% |
| 2021 | $5,878 +0.7% | $562,467 +0.8% |
| 2020 | $5,835 +7.6% | $557,800 |
| 2019 | $5,424 +11.8% | $557,800 +16.6% |
| 2018 | $4,850 +8.5% | $478,267 +9.1% |
| 2017 | $4,470 | $438,500 +0% |
| 2016 | -- | $438,467 +0% |
| 2015 | -- | $438,433 +0% |
| 2014 | -- | $438,400 |
| 2013 | -- | $438,400 |
| 2012 | -- | $438,400 -5.7% |
| 2011 | -- | $465,090 |
| 2010 | -- | $465,090 |
| 2009 | -- | $465,090 -0.8% |
| 2008 | -- | $468,770 +14.3% |
| 2007 | -- | $410,080 +16.7% |
| 2006 | -- | $351,390 +20.1% |
| 2005 | -- | $292,700 +11.9% |
| 2004 | -- | $261,556 +13.5% |
| 2003 | -- | $230,413 +15.6% |
| 2002 | -- | $199,270 +0.8% |
| 2001 | -- | $197,676 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,709/mo
Principal & interest
$4107
Property taxes
$602
More affordability tools
Climate risks
Neighborhood: 21403
Nearby schools
GreatSchools rating
- 9/10Hillsmere Elementary SchoolGrades: PK-5Distance: 0.9 mi
- 4/10Annapolis Middle SchoolGrades: 6-8Distance: 2.7 mi
- 5/10Annapolis High SchoolGrades: 9-12Distance: 5.7 mi
Schools provided by the listing agent
- District: Anne Arundel County Public Schools
Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 21403
- Maryland
- Anne Arundel County
- Annapolis
- 21403
- 3280 Arundel On The Bay Rd





