If you've been dreaming of life on the water, this Tennessee River home is the kind of place that makes it feel real the moment you arrive.
Sitting on almost an acre, this property offers space, privacy, and a setting that invites you to slow down and enjoy every day. Whether you're starting your morning on the wrap-around porch with a cup of coffee or winding down in the evening with views of the river, there's something special about being this close to the water. Across the river, a bird sanctuary adds to the peaceful atmosphere, offering a natural backdrop and the chance to enjoy watching local wildlife right from your own home.
One of the best features is the easy access to the river itself. A private road leads you right down to your own dock, making it simple to spend your days boating, fishing, or just sitting by the water and taking it all in. It's the kind of setup that turns weekends into something you look forward to all week.
Inside, the home is comfortable and easy to live in, with a layout that works for both everyday life and hosting family or friends. The finished basement adds even more space, whether you need a second living area, guest space, or a place to unwind.
With four bedrooms and three full bathrooms, there's room for everyone, while still feeling like a place you can truly relax and call your own.
This isn't just a home, it's a place where life slows down, the water becomes part of your everyday routine, and memories are made right in your own backyard.
For sale
$850,000
325 Russell Ln, Decatur, TN 37322
4beds
2,576sqft
Est.:
Single Family Residence
Built in 1995
0.95 Acres Lot
$810,100 Zestimate®
$330/sqft
$-- HOA
What's special
Wrap-around porchViews of the river
- 1 day |
- 146 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: April 10, 2026 at 12:40pm
Listed by:
Cindi Richardson 423-280-1442,
Richardson Group 423-790-7979
Source: Greater Chattanooga Realtors,MLS#: 1532329
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Bedroom
- Level: First
Bedroom
- Level: Second
Bedroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: First
Bathroom
- Description: Full Bathroom
- Level: Second
Bathroom
- Description: Full Bathroom
- Level: Basement
Dining room
- Level: First
Family room
- Level: Basement
Laundry
- Level: Basement
Living room
- Level: First
Heating
- Central, Heat Pump, Natural Gas
Cooling
- Central Air, Ceiling Fan(s), Electric, Multi Units
Appliances
- Included: Disposal, Dishwasher, Gas Range, Gas Water Heater, Microwave
- Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), Granite Counters, Separate Shower, Tub/shower Combo
- Flooring: Carpet, Hardwood, Tile
- Basement: Finished,Full,Partial,Unfinished
- Has fireplace: No
Interior area
- Total structure area: 2,576
- Total interior livable area: 2,576 sqft
- Finished area above ground: 2,016
- Finished area below ground: 560
Property
Parking
- Total spaces: 2
- Parking features: Basement, Garage, Garage Door Opener
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch, Rear Porch, Wrap Around, Porch - Covered
- Exterior features: Balcony, Dock, Rain Gutters, Dock - Stationary
- Pool features: None
- Spa features: None
- Fencing: None
- Has view: Yes
- View description: Mountain(s), Other, River, Water
- Has water view: Yes
- Water view: River,Water
- Waterfront features: River Access, River Front
Lot
- Size: 0.95 Acres
- Dimensions: 383 x 138 x 309 x 116
- Features: Cleared, Sloped
Details
- Additional structures: None
- Parcel number: 050c A 04600 000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Other
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding
- Foundation: Block
- Roof: Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
- Utilities for property: Cable Available, Electricity Available, Phone Available, Propane, Water Available
Community & HOA
Community
- Security: Smoke Detector(s)
- Subdivision: Holly Glen Shores
HOA
- Has HOA: No
Location
- Region: Decatur
Financial & listing details
- Price per square foot: $330/sqft
- Tax assessed value: $438,000
- Annual tax amount: $2,958
- Date on market: 4/10/2026
- Listing terms: Cash,Conventional,VA Loan
- Road surface type: Asphalt, Paved
Estimated market value
$810,100
$770,000 - $851,000
$2,101/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 4/9/2026 | Listed for sale | $850,000+0%$330/sqft |
Source:  RCAR #20261840 Report a problem | ||
| 10/1/2024 | Listing removed | $849,900$330/sqft |
Source:  East Tennessee Realtors #1255402 Report a problem | ||
| 7/6/2024 | Price change | $849,900-2.3%$330/sqft |
Source: East Tennessee Realtors #1255402 Report a problem | ||
| 6/11/2024 | Price change | $869,900-0.6%$338/sqft |
Source: East Tennessee Realtors #1255402 Report a problem | ||
| 3/11/2024 | Listed for sale | $875,000+98.9%$340/sqft |
Source: East Tennessee Realtors #1255402 Report a problem | ||
| 6/23/2020 | Listing removed | $439,900$171/sqft |
Source: Keller Williams Realty #1305577 Report a problem | ||
| 8/26/2019 | Listed for sale | $439,900-6.4%$171/sqft |
Source: Keller Williams Realty #1305577 Report a problem | ||
| 5/6/2019 | Listing removed | $469,900$182/sqft |
Source: Keller Williams Realty #1291832 Report a problem | ||
| 12/10/2018 | Listed for sale | $469,900+94%$182/sqft |
Source: Keller Williams Realty #1291832 Report a problem | ||
| 3/22/2004 | Sold | $242,200$94/sqft |
Source: Public Record Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $1,849 +21.4% | $109,500 +21.4% |
| 2023 | $1,523 | $90,225 |
| 2022 | $1,523 | $90,225 |
| 2021 | -- | $90,225 +15.9% |
| 2020 | $1,542 | $77,825 |
| 2019 | $1,542 | $77,825 |
| 2018 | $1,542 0% | $77,825 |
| 2017 | $1,542 | $77,825 |
| 2016 | $1,542 +1.5% | $77,825 -4% |
| 2015 | $1,519 +31.2% | $81,100 +31.2% |
| 2014 | $1,158 +0% | $61,825 +0% |
| 2013 | $1,158 +0.1% | $61,813 |
| 2012 | $1,156 -0.1% | $61,813 |
| 2011 | $1,158 | $61,813 |
| 2010 | -- | $61,813 +4.3% |
| 2009 | $1,082 | $59,271 |
| 2008 | $1,082 | $59,271 |
| 2007 | $1,082 | $59,271 |
| 2006 | $1,082 -20.3% | $59,271 |
| 2005 | $1,357 +49.8% | $59,271 +49.8% |
| 2004 | $906 +25.1% | $39,564 |
| 2002 | $724 | $39,564 |
| 2001 | -- | $39,564 -75% |
| 2000 | -- | $158,254 |
Find assessor info on the county website
Monthly payment
Est. payment
$4,564/mo
Principal & interest
$4288
Property taxes
$276
More affordability tools
Climate risks
Neighborhood: 37322
Nearby schools
GreatSchools rating
- 5/10Meigs South Elementary SchoolGrades: PK-5Distance: 4 mi
- 6/10Meigs Middle SchoolGrades: 6-8Distance: 6.6 mi
- 6/10Meigs County High SchoolGrades: 9-12Distance: 6 mi
Schools provided by the listing agent
- Elementary: Meigs South Elementary
- Middle: Meigs County Middle
- High: Meigs County High
Source: Greater Chattanooga Realtors. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
Local experts in 37322
- Tennessee
- Meigs County
- Decatur
- 37322
- 325 Russell Ln
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